Chime Financial (CHYM) Tax Rate (2024 - 2026)
Chime Financial's (CHYM) quarterly Tax Rate came in at 0.76% in Q2 2026, up 65.0% on a YoY basis from 0.46% in Q2 2025, and down 10.07% quarter-over-quarter from 0.84% in Q1 2026.
Analysis
Chime Financial (CHYM) Tax Rate (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Tax Rate for 3 consecutive years, with 0.76% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Tax Rate rose 65.0% year-over-year to 0.76%; the trailing twelve-month figure through Jun 2026 stood at 5.78% (down 542.0% YoY), and the FY2025 full-year result was 0.08%, up 1140.0% from the prior year.
- Tax Rate declined to 0.76% in Q2 2026 per CHYM's latest filing, from 0.84% in the prior quarter.
- Across five years, Tax Rate topped out at 16.85% in Q2 2024 and bottomed at 11.09% in Q3 2024.
- Historically, Tax Rate has averaged 1.54% across 3 years, with a median of 0.11% in 2025.
- The widest YoY moves for Tax Rate: up 1058 bps in 2025, down 1673 bps in 2025.
- Over 3 years, Tax Rate stood at 3.68% in 2024, then soared by 97 bps to 0.1% in 2025, then surged by 838 bps to 0.76% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 0.76%, 0.84%, and 0.1% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 0.76% |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 20.40% |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 54.42% |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 5.86% |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 19.26% |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 2.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.76% |
| Mar 31, 2026 | 0.84% |
| Dec 31, 2025 | -0.10% |
| Sep 30, 2025 | -0.51% |
| Jun 30, 2025 | 0.11% |
| Mar 31, 2025 | 10.71% |
| Dec 31, 2024 | -3.68% |
| Sep 30, 2024 | -11.09% |
| Jun 30, 2024 | 16.85% |