Chime Financial (CHYM) Cost of Revenue (2024 - 2026)
Chime Financial (CHYM) posted Cost of Revenue of $74.9 million for Q2 2026, up 11.6% from $67.12 million a year earlier and up 11.7% from the prior quarter.
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Analysis
Chime Financial (CHYM) Cost of Revenue (2024 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Cost of Revenue at Chime Financial was $277.48 million, up 17.0% year-over-year; for FY2025, it was $263.05 million, up 26.8% from FY2024.
- In prior years, Chime Financial's Cost of Revenue was $207.51 million in FY2024 (-5.6%) and $219.74 million in FY2023.
- The Q2 2026 figure stands as the highest quarterly Cost of Revenue in data going back to Q2 2024.
- On a year-over-year basis, Cost of Revenue has increased in each of the last five quarters, with growth averaging 20.6% over the last five quarters.
- According to Business Quant data, Cost of Revenue for the three prior quarters was $67.07 million (Q1 2026), $66.11 million (Q4 2025) and $69.4 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 3.48 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 2.44 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 1.30 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 141.41 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 370.18 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 71.94 Mn |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | 5.73 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 71.94 Mn |
| Jun 30, 2026 | 74.90 Mn |
| Mar 31, 2026 | 67.07 Mn |
| Dec 31, 2025 | 66.11 Mn |
| Sep 30, 2025 | 69.40 Mn |
| Jun 30, 2025 | 67.12 Mn |
| Mar 31, 2025 | 60.42 Mn |
| Dec 31, 2024 | 56.04 Mn |
| Sep 30, 2024 | 53.52 Mn |
| Jun 30, 2024 | 50.50 Mn |
API Access
Chime Financial Cost of Revenue API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cost-of-revenue&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cost-of-revenue", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cost-of-revenue&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();