Growth Metrics

Chime Financial (CHYM) Cost of Revenue (2024 - 2026)

Chime Financial posted quarterly Cost of Revenue of $165.4 million for Q1 2026, up 173.81% year-on-year from $60.4 million in Q1 2025, and up 179.48% on a QoQ basis from -$208.1 million in Q4 2025.

Chime Financial (CHYM) has 3 years of Cost of Revenue data on file, last reported at $165.4 million in Q1 2026.

  • For the quarter ending Q1 2026, Cost of Revenue rose 173.81% year-over-year to $165.4 million; the trailing twelve-month figure through Mar 2026 stood at $295.9 million (down 20.78% YoY), and the FY2025 full-year result was $263.0 million, down 49.39% from the prior year.
  • Cost of Revenue for Q1 2026 stood at $165.4 million, up from -$208.1 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $185.0 million in Q2 2025 and bottomed at -$208.1 million in Q4 2025.
  • The 3-year median for Cost of Revenue is $129.8 million (2024), against an average of $83.7 million.
  • Peak annual rise in Cost of Revenue reached 187.03% in 2025, while the deepest fall reached 247.02% in 2025.
  • A 3-year view of Cost of Revenue shows it stood at $141.6 million in 2024, then tumbled by 247.02% to -$208.1 million in 2025, then jumped by 179.48% to $165.4 million in 2026.
  • The last three Cost of Revenue figures came in at $165.4 million (Q1 2026), -$208.1 million (Q4 2025), and $153.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 3.02 Bn
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 4.02 Bn
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 1.33 Bn
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 1.62 Bn
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 940.00 Mn
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 211.49 Mn
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 1.71 Bn
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 3.07 Bn
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 1.79 Bn
10 Chime Financial 6.79 Bn 5.78 Bn 580.31 Mn 165.43 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 165.43 Mn
Mar 31, 2026 165.43 Mn
Dec 31, 2025 -208.14 Mn
Dec 31, 2025 -208.14 Mn
Sep 30, 2025 153.61 Mn
Sep 30, 2025 153.61 Mn
Jun 30, 2025 185.01 Mn
Jun 30, 2025 185.01 Mn
Mar 31, 2025 60.42 Mn
Mar 31, 2025 60.42 Mn
Dec 31, 2024 141.57 Mn
Dec 31, 2024 141.57 Mn
Sep 30, 2024 53.52 Mn
Sep 30, 2024 53.52 Mn
Jun 30, 2024 118.02 Mn
Jun 30, 2024 118.02 Mn