Chime Financial (CHYM) Cost of Revenue (2024 - 2026)

Chime Financial (CHYM) has reported Cost of Revenue for 3 consecutive years, with $74.9 million the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Cost of Revenue rose 11.58% year-over-year to $74.9 million; the trailing twelve-month figure through Jun 2026 stood at $277.5 million (up 17.03% YoY), and the FY2025 full-year result was $263.0 million, up 26.76% from the prior year.
• Cost of Revenue improved to $74.9 million in Q2 2026 per CHYM's latest filing, from $67.1 million in the prior quarter.
• Across five years, Cost of Revenue topped out at $74.9 million in Q2 2026 and bottomed at $50.5 million in Q2 2024.
• Historically, Cost of Revenue has averaged $62.8 million across 3 years, with a median of $66.1 million in 2025.
• The sharpest annual moves came in 2025 and 2026: Cost of Revenue soared 32.9% in 2025, then increased 11.02% in 2026.
• Over 3 years, Cost of Revenue stood at $56.0 million in 2024, then gained by 17.96% to $66.1 million in 2025, then rose by 13.29% to $74.9 million in 2026.
• According to Business Quant data, Cost of Revenue over the past three periods registered $74.9 million, $67.1 million, and $66.1 million for Q2 2026, Q1 2026, and Q4 2025 respectively.