Chime Financial (CHYM) Cost of Revenue (2024 - 2026)

Chime Financial (CHYM) posted Cost of Revenue of $67.1 million for Q1 2026, up 1.46% on a QoQ basis from $66.1 million in Q4 2025, and up 11.02% year-over-year from $60.4 million in Q1 2025.

Chime Financial (CHYM) Cost of Revenue (2024 - 2026) Analysis & Trends

Chime Financial's Cost of Revenue history runs 3 years deep, the most recent figure standing at $67.1 million for Q1 2026.

  • Quarterly Cost of Revenue rose 11.02% year-over-year to $67.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $269.7 million (up 22.32% YoY) and the FY2025 annual result came in at $263.0 million, up 26.76% from the prior year.
  • Cost of Revenue was $67.1 million for Q1 2026 at Chime Financial, up from $66.1 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $69.4 million in Q3 2025 and bottomed at $50.5 million in Q2 2024.
  • A 3-year average of $61.3 million and a median of $63.3 million in 2025 frame the typical range for Cost of Revenue.
  • Annual changes were most pronounced in 2025 — Cost of Revenue surged 32.9% — and 2026, when it gained 11.02%.
  • Chime Financial's Cost of Revenue stood at $56.0 million in 2024, then gained by 17.96% to $66.1 million in 2025, then grew by 1.46% to $67.1 million in 2026.
  • Business Quant data shows CHYM's Cost of Revenue at $67.1 million in Q1 2026, $66.1 million in Q4 2025, and $69.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Sap Se 199.59 Bn 179.36 Bn 8.16 Bn 3.02 Bn
2 Full Truck Alliance 193.24 Bn 190.53 Bn - -
3 Shopify 164.78 Bn 159.04 Bn 1.55 Bn 1.62 Bn
4 Salesforce 150.52 Bn 138.68 Bn 8.56 Bn 2.57 Bn
5 Uber Technologies 139.79 Bn 138.58 Bn 5.95 Bn 7.26 Bn
6 ServiceNow 109.10 Bn 104.44 Bn 2.82 Bn 1.17 Bn
7 Automatic Data Processing 102.68 Bn 99.45 Bn 2.87 Bn 3.07 Bn
8 Adobe 95.80 Bn 90.17 Bn 5.90 Bn 715.00 Mn
9 Snowflake 93.75 Bn 90.79 Bn 926.45 Mn 464.50 Mn
10 Chime Financial 8.33 Bn 7.91 Bn 580.31 Mn 67.07 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 67.07 Mn
Mar 31, 2026 67.07 Mn
Dec 31, 2025 66.11 Mn
Dec 31, 2025 66.11 Mn
Sep 30, 2025 69.40 Mn
Sep 30, 2025 69.40 Mn
Jun 30, 2025 67.12 Mn
Jun 30, 2025 67.12 Mn
Mar 31, 2025 60.42 Mn
Mar 31, 2025 60.42 Mn
Dec 31, 2024 56.04 Mn
Dec 31, 2024 56.04 Mn
Sep 30, 2024 53.52 Mn
Sep 30, 2024 53.52 Mn
Jun 30, 2024 50.50 Mn
Jun 30, 2024 50.50 Mn