Chime Financial (CHYM) Cost of Revenue (2024 - 2026)
Chime Financial (CHYM) posted Cost of Revenue of $67.1 million for Q1 2026, up 1.46% on a QoQ basis from $66.1 million in Q4 2025, and up 11.02% year-over-year from $60.4 million in Q1 2025.
Chime Financial (CHYM) Cost of Revenue (2024 - 2026) Analysis & Trends
Chime Financial's Cost of Revenue history runs 3 years deep, the most recent figure standing at $67.1 million for Q1 2026.
- Quarterly Cost of Revenue rose 11.02% year-over-year to $67.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $269.7 million (up 22.32% YoY) and the FY2025 annual result came in at $263.0 million, up 26.76% from the prior year.
- Cost of Revenue was $67.1 million for Q1 2026 at Chime Financial, up from $66.1 million in the prior quarter.
- Across five years, Cost of Revenue topped out at $69.4 million in Q3 2025 and bottomed at $50.5 million in Q2 2024.
- A 3-year average of $61.3 million and a median of $63.3 million in 2025 frame the typical range for Cost of Revenue.
- Annual changes were most pronounced in 2025 — Cost of Revenue surged 32.9% — and 2026, when it gained 11.02%.
- Chime Financial's Cost of Revenue stood at $56.0 million in 2024, then gained by 17.96% to $66.1 million in 2025, then grew by 1.46% to $67.1 million in 2026.
- Business Quant data shows CHYM's Cost of Revenue at $67.1 million in Q1 2026, $66.1 million in Q4 2025, and $69.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 199.59 Bn | 179.36 Bn | 8.16 Bn | 3.02 Bn |
| 2 | Full Truck Alliance | 193.24 Bn | 190.53 Bn | - | - |
| 3 | Shopify | 164.78 Bn | 159.04 Bn | 1.55 Bn | 1.62 Bn |
| 4 | Salesforce | 150.52 Bn | 138.68 Bn | 8.56 Bn | 2.57 Bn |
| 5 | Uber Technologies | 139.79 Bn | 138.58 Bn | 5.95 Bn | 7.26 Bn |
| 6 | ServiceNow | 109.10 Bn | 104.44 Bn | 2.82 Bn | 1.17 Bn |
| 7 | Automatic Data Processing | 102.68 Bn | 99.45 Bn | 2.87 Bn | 3.07 Bn |
| 8 | Adobe | 95.80 Bn | 90.17 Bn | 5.90 Bn | 715.00 Mn |
| 9 | Snowflake | 93.75 Bn | 90.79 Bn | 926.45 Mn | 464.50 Mn |
| 10 | Chime Financial | 8.33 Bn | 7.91 Bn | 580.31 Mn | 67.07 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 67.07 Mn |
| Mar 31, 2026 | 67.07 Mn |
| Dec 31, 2025 | 66.11 Mn |
| Dec 31, 2025 | 66.11 Mn |
| Sep 30, 2025 | 69.40 Mn |
| Sep 30, 2025 | 69.40 Mn |
| Jun 30, 2025 | 67.12 Mn |
| Jun 30, 2025 | 67.12 Mn |
| Mar 31, 2025 | 60.42 Mn |
| Mar 31, 2025 | 60.42 Mn |
| Dec 31, 2024 | 56.04 Mn |
| Dec 31, 2024 | 56.04 Mn |
| Sep 30, 2024 | 53.52 Mn |
| Sep 30, 2024 | 53.52 Mn |
| Jun 30, 2024 | 50.50 Mn |
| Jun 30, 2024 | 50.50 Mn |