Chime Financial (CHYM) Cost of Revenue (2024 - 2026)

Chime Financial has reported Cost of Revenue for 3 years, with the latest figure at $165.4 million in Q1 2026.

• For the quarter ending Q1 2026, Cost of Revenue rose 173.81% year-over-year to $165.4 million; the trailing twelve-month figure through Mar 2026 stood at $295.9 million (down 20.78% YoY), and the FY2025 full-year result was $263.0 million, down 49.39% from the prior year.
• Cost of Revenue for Q1 2026 stood at $165.4 million, up from -$208.1 million in the prior quarter.
• The five-year high for Cost of Revenue was $185.0 million in Q2 2025, with the low at -$208.1 million in Q4 2025.
• Historically, Cost of Revenue has averaged $83.7 million across 3 years, with a median of $129.8 million in 2024.
• The largest YoY upside for Cost of Revenue was 187.03% in 2025 against a maximum downside of 247.02% in 2025.
• Chime Financial's Cost of Revenue stood at $141.6 million in 2024, then plunged by 247.02% to -$208.1 million in 2025, then soared by 179.48% to $165.4 million in 2026.
• The last three Cost of Revenue figures came in at $165.4 million (Q1 2026), -$208.1 million (Q4 2025), and $153.6 million (Q3 2025), per Business Quant data.