Chime Financial (CHYM) Operating Expenses (2024 - 2026)
Chime Financial (CHYM) recorded Operating Expenses of $573.55 million in Q2 2026, down 58.8% from $1.39 billion a year earlier but up 7.4% from the prior quarter.
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Analysis
Chime Financial (CHYM) Operating Expenses (2024 - 2026) Analysis & Trends
On a TTM basis, Chime Financial's Operating Expenses came in at $2.23 billion as of Jun 30, 2026, down 17.0% year-over-year; for FY2025, it came in at $2.96 billion, up 94.0% from FY2024.
- Across earlier years, Operating Expenses came in at $1.53 billion in FY2024 (+18.0%) and $1.29 billion in FY2023.
- Quarterly Operating Expenses has ranged from $343.15 million in Q2 2024 to $1.39 billion in Q2 2025 over the past five years.
- On a year-over-year basis, Operating Expenses rose in four of the last five quarters, with growth averaging 66.3%.
- Per Business Quant, the preceding three quarters came in at $534.15 million (Q1 2026), $584.02 million (Q4 2025) and $538.83 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | 1.33 Bn |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 7.26 Bn |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 2.72 Bn |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 128.25 Mn |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 260.40 Mn |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 4.28 Bn |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 2.98 Bn |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | 52.67 Mn |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 207.36 Mn |
| 10 | Chime Financial | 10.11 Bn | 5.90 Bn | 594.87 Mn | 573.55 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 573.55 Mn |
| Mar 31, 2026 | 534.15 Mn |
| Dec 31, 2025 | 584.02 Mn |
| Sep 30, 2025 | 538.83 Mn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 449.19 Mn |
| Dec 31, 2024 | 446.31 Mn |
| Sep 30, 2024 | 399.00 Mn |
| Jun 30, 2024 | 343.15 Mn |
API Access
Chime Financial Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();