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Chime Financial (CHYM) Operating Expenses (2024 - 2026)

Chime Financial posted quarterly Operating Expenses of $534.2 million for Q1 2026, up 18.91% year-on-year from $449.2 million in Q1 2025, and down 8.54% on a QoQ basis from $584.0 million in Q4 2025.

Chime Financial (CHYM) has 3 years of Operating Expenses data on file, last reported at $534.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Expenses rose 18.91% year-over-year to $534.2 million; the trailing twelve-month figure through Mar 2026 stood at $3.0 billion (up 86.16% YoY), and the FY2025 full-year result was $3.0 billion, up 93.97% from the prior year.
  • Operating Expenses for Q1 2026 stood at $534.2 million, down from $584.0 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $1.4 billion in Q2 2025 and bottomed at $343.2 million in Q2 2024.
  • The 3-year median for Operating Expenses is $491.7 million (2025), against an average of $585.8 million.
  • The widest annual swing landed in 2025, when Operating Expenses soared 305.56%; it then climbed 18.91% in 2026.
  • A 3-year view of Operating Expenses shows it stood at $446.3 million in 2024, then soared by 30.85% to $584.0 million in 2025, then slipped by 8.54% to $534.2 million in 2026.
  • The last three Operating Expenses figures came in at $534.2 million (Q1 2026), $584.0 million (Q4 2025), and $538.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn -7.98 Bn
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 6.82 Bn
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 11.28 Bn
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 1.16 Bn
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 2.33 Bn
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 1.04 Bn
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 3.32 Bn
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn 4.23 Bn
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 4.54 Bn
10 Chime Financial 6.79 Bn 5.78 Bn 580.31 Mn 534.15 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 534.15 Mn
Dec 31, 2025 584.02 Mn
Sep 30, 2025 538.83 Mn
Jun 30, 2025 1.39 Bn
Mar 31, 2025 449.19 Mn
Dec 31, 2024 446.31 Mn
Sep 30, 2024 399.00 Mn
Jun 30, 2024 343.15 Mn