Chime Financial (CHYM) Operating Expenses (2024 - 2026)
Chime Financial (CHYM) posted Operating Expenses of $534.2 million for Q1 2026, down 8.54% on a QoQ basis from $584.0 million in Q4 2025, and up 18.91% year-over-year from $449.2 million in Q1 2025.
Chime Financial (CHYM) Operating Expenses (2024 - 2026) Analysis & Trends
Chime Financial's Operating Expenses history runs 3 years deep, the most recent figure standing at $534.2 million for Q1 2026.
- Quarterly Operating Expenses rose 18.91% year-over-year to $534.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.0 billion (up 86.16% YoY) and the FY2025 annual result came in at $3.0 billion, up 93.97% from the prior year.
- Operating Expenses was $534.2 million for Q1 2026 at Chime Financial, down from $584.0 million in the prior quarter.
- Across five years, Operating Expenses topped out at $1.4 billion in Q2 2025 and bottomed at $343.2 million in Q2 2024.
- A 3-year average of $585.8 million and a median of $491.7 million in 2025 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2025 — Operating Expenses soared 305.56% — and 2026, when it rose 18.91%.
- Chime Financial's Operating Expenses stood at $446.3 million in 2024, then jumped by 30.85% to $584.0 million in 2025, then dropped by 8.54% to $534.2 million in 2026.
- Business Quant data shows CHYM's Operating Expenses at $534.2 million in Q1 2026, $584.0 million in Q4 2025, and $538.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | -7.98 Bn |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | -269.42 Mn |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 1.16 Bn |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 11.28 Bn |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 6.22 Bn |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 2.66 Bn |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 4.23 Bn |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | 1.25 Bn |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 1.04 Bn |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | 534.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 534.15 Mn |
| Dec 31, 2025 | 584.02 Mn |
| Sep 30, 2025 | 538.83 Mn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 449.19 Mn |
| Dec 31, 2024 | 446.31 Mn |
| Sep 30, 2024 | 399.00 Mn |
| Jun 30, 2024 | 343.15 Mn |