Chime Financial (CHYM) Operating Expenses (2024 - 2026)

Chime Financial's (CHYM) quarterly Operating Expenses came in at $534.2 million in Q1 2026, up 18.91% YoY from $449.2 million in Q1 2025, and down 8.54% on a QoQ basis from $584.0 million in Q4 2025.

Chime Financial (CHYM) Operating Expenses (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has 3 years of Operating Expenses data on file, last reported at $534.2 million in Q1 2026.

  • Quarterly Operating Expenses rose 18.91% year-over-year to $534.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.0 billion (up 86.16% YoY) and the FY2025 annual result came in at $3.0 billion, up 93.97% from the prior year.
  • Operating Expenses fell to $534.2 million in Q1 2026, from $584.0 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $1.4 billion in Q2 2025 to a low of $343.2 million in Q2 2024.
  • A 3-year average of $585.8 million and a median of $491.7 million in 2025 frame the typical range for Operating Expenses.
  • Annual changes were most pronounced in 2025 — Operating Expenses soared 305.56% — and 2026, when it climbed 18.91%.
  • Tracing CHYM's Operating Expenses over 3 years: stood at $446.3 million in 2024, then surged by 30.85% to $584.0 million in 2025, then decreased by 8.54% to $534.2 million in 2026.
  • The last three Operating Expenses figures came in at $534.2 million (Q1 2026), $584.0 million (Q4 2025), and $538.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn -16.33 Bn
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 1.22 Bn
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 6.22 Bn
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 12.30 Bn
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 2.66 Bn
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn 1.25 Bn
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 4.34 Bn
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 3.67 Bn
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 4.54 Bn
10 Chime Financial 12.13 Bn 11.06 Bn 594.87 Mn 573.55 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 573.55 Mn
Mar 31, 2026 534.15 Mn
Dec 31, 2025 584.02 Mn
Sep 30, 2025 538.83 Mn
Jun 30, 2025 1.39 Bn
Mar 31, 2025 449.19 Mn
Dec 31, 2024 446.31 Mn
Sep 30, 2024 399.00 Mn
Jun 30, 2024 343.15 Mn