Chime Financial (CHYM) Operating Expenses (2024 - 2026)

Chime Financial (CHYM) posted Operating Expenses of $534.2 million for Q1 2026, down 8.54% on a QoQ basis from $584.0 million in Q4 2025, and up 18.91% year-over-year from $449.2 million in Q1 2025.

Chime Financial (CHYM) Operating Expenses (2024 - 2026) Analysis & Trends

Chime Financial's Operating Expenses history runs 3 years deep, the most recent figure standing at $534.2 million for Q1 2026.

  • Quarterly Operating Expenses rose 18.91% year-over-year to $534.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.0 billion (up 86.16% YoY) and the FY2025 annual result came in at $3.0 billion, up 93.97% from the prior year.
  • Operating Expenses was $534.2 million for Q1 2026 at Chime Financial, down from $584.0 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $1.4 billion in Q2 2025 and bottomed at $343.2 million in Q2 2024.
  • A 3-year average of $585.8 million and a median of $491.7 million in 2025 frame the typical range for Operating Expenses.
  • Annual changes were most pronounced in 2025 — Operating Expenses soared 305.56% — and 2026, when it rose 18.91%.
  • Chime Financial's Operating Expenses stood at $446.3 million in 2024, then jumped by 30.85% to $584.0 million in 2025, then dropped by 8.54% to $534.2 million in 2026.
  • Business Quant data shows CHYM's Operating Expenses at $534.2 million in Q1 2026, $584.0 million in Q4 2025, and $538.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -7.98 Bn
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -269.42 Mn
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 1.16 Bn
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 11.28 Bn
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 6.22 Bn
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 2.66 Bn
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 4.23 Bn
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn 1.25 Bn
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 1.04 Bn
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn 534.15 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 534.15 Mn
Dec 31, 2025 584.02 Mn
Sep 30, 2025 538.83 Mn
Jun 30, 2025 1.39 Bn
Mar 31, 2025 449.19 Mn
Dec 31, 2024 446.31 Mn
Sep 30, 2024 399.00 Mn
Jun 30, 2024 343.15 Mn