Chime Financial (CHYM) Operating Expenses (2024 - 2026)

Chime Financial has reported Operating Expenses for 3 years, with the latest figure at $534.2 million in Q1 2026.

• For the quarter ending Q1 2026, Operating Expenses rose 18.91% year-over-year to $534.2 million; the trailing twelve-month figure through Mar 2026 stood at $3.0 billion (up 86.16% YoY), and the FY2025 full-year result was $3.0 billion, up 93.97% from the prior year.
• Operating Expenses for Q1 2026 stood at $534.2 million, down from $584.0 million in the prior quarter.
• The five-year high for Operating Expenses was $1.4 billion in Q2 2025, with the low at $343.2 million in Q2 2024.
• Historically, Operating Expenses has averaged $585.8 million across 3 years, with a median of $491.7 million in 2025.
• Annual changes were most pronounced in 2025 — Operating Expenses soared 305.56% — and 2026, when it climbed 18.91%.
• Chime Financial's Operating Expenses stood at $446.3 million in 2024, then surged by 30.85% to $584.0 million in 2025, then decreased by 8.54% to $534.2 million in 2026.
• The last three Operating Expenses figures came in at $534.2 million (Q1 2026), $584.0 million (Q4 2025), and $538.8 million (Q3 2025), per Business Quant data.