Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Operating Expenses (2024 - 2026)

Chime Financial's (CHYM) quarterly Operating Expenses came in at $573.6 million in Q2 2026, down 58.79% on a YoY basis from $1.4 billion in Q2 2025, and up 7.38% quarter-over-quarter from $534.2 million in Q1 2026.

Analysis

Chime Financial (CHYM) Operating Expenses (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Operating Expenses for 3 consecutive years, with $573.6 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Operating Expenses fell 58.79% year-over-year to $573.6 million; the trailing twelve-month figure through Jun 2026 stood at $2.2 billion (down 16.96% YoY), and the FY2025 full-year result was $3.0 billion, up 93.97% from the prior year.
  • Operating Expenses rose to $573.6 million in Q2 2026 per CHYM's latest filing, from $534.2 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $1.4 billion in Q2 2025 and bottomed at $343.2 million in Q2 2024.
  • Historically, Operating Expenses has averaged $584.4 million across 3 years, with a median of $534.2 million in 2026.
  • The sharpest annual moves came in 2025 and 2026: Operating Expenses jumped 305.56% in 2025, then plunged 58.79% in 2026.
  • Over 3 years, Operating Expenses stood at $446.3 million in 2024, then jumped by 30.85% to $584.0 million in 2025, then fell by 1.79% to $573.6 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $573.6 million, $534.2 million, and $584.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 573.55 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 507.25 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 118.55 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 100.86 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 87.16 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 81.52 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 573.55 Mn
Mar 31, 2026 534.15 Mn
Dec 31, 2025 584.02 Mn
Sep 30, 2025 538.83 Mn
Jun 30, 2025 1.39 Bn
Mar 31, 2025 449.19 Mn
Dec 31, 2024 446.31 Mn
Sep 30, 2024 399.00 Mn
Jun 30, 2024 343.15 Mn