Chime Financial (CHYM) Research & Development (2024 - 2026)

Chime Financial (CHYM) posted Research & Development of $109.8 million for Q1 2026, down 1.41% on a QoQ basis from $111.3 million in Q4 2025, and up 40.96% year-over-year from $77.9 million in Q1 2025.

Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends

Chime Financial's Research & Development history runs 3 years deep, the most recent figure standing at $109.8 million for Q1 2026.

  • Quarterly Research & Development rose 40.96% year-over-year to $109.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $996.5 million (up 107.34% YoY) and the FY2025 annual result came in at $934.9 million, up 79.88% from the prior year.
  • Research & Development was $109.8 million for Q1 2026 at Chime Financial, down from $111.3 million in the prior quarter.
  • Across five years, Research & Development topped out at $621.8 million in Q2 2025 and bottomed at $77.9 million in Q1 2025.
  • A 3-year average of $184.6 million and a median of $129.8 million in 2024 frame the typical range for Research & Development.
  • Peak annual rise in Research & Development reached 426.82% in 2025, while the deepest fall reached 21.35% in 2025.
  • Chime Financial's Research & Development stood at $141.6 million in 2024, then fell by 21.35% to $111.3 million in 2025, then fell by 1.41% to $109.8 million in 2026.
  • Business Quant data shows CHYM's Research & Development at $109.8 million in Q1 2026, $111.3 million in Q4 2025, and $153.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -1.99 Bn
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -37.02 Mn
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 496.00 Mn
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 1.33 Bn
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 3.77 Bn
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 1.37 Bn
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 253.90 Mn
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn 588.95 Mn
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 508.44 Mn
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn 109.78 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 109.78 Mn
Dec 31, 2025 111.35 Mn
Sep 30, 2025 153.61 Mn
Jun 30, 2025 621.75 Mn
Mar 31, 2025 77.88 Mn
Dec 31, 2024 141.57 Mn
Sep 30, 2024 143.12 Mn
Jun 30, 2024 118.02 Mn