Chime Financial (CHYM) Research & Development (2024 - 2026)
Chime Financial (CHYM) reported Research & Development of $109.8 million for Q1 2026, up 40.96% on a YoY basis from $77.9 million in Q1 2025, and down 1.41% quarter-over-quarter from $111.3 million in Q4 2025.
Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends
Chime Financial has reported Research & Development for 3 years, with the latest figure at $109.8 million in Q1 2026.
- For the quarter ending Q1 2026, Research & Development rose 40.96% year-over-year to $109.8 million; the trailing twelve-month figure through Mar 2026 stood at $966.8 million (up 209.36% YoY), and the FY2025 full-year result was $934.9 million, up 202.0% from the prior year.
- Research & Development for Q1 2026 stood at $109.8 million, down from $111.3 million in the prior quarter.
- The five-year high for Research & Development was $621.8 million in Q2 2025, with the low at $75.4 million in Q2 2024.
- Historically, Research & Development has averaged $159.9 million across 3 years, with a median of $95.1 million in 2024.
- Annual changes were most pronounced in 2025 — Research & Development soared 724.92% — and 2026, when it surged 40.96%.
- Chime Financial's Research & Development stood at $78.9 million in 2024, then soared by 41.17% to $111.3 million in 2025, then dropped by 1.41% to $109.8 million in 2026.
- The last three Research & Development figures came in at $109.8 million (Q1 2026), $111.3 million (Q4 2025), and $123.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | -1.99 Bn |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | -37.02 Mn |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 951.00 Mn |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | 437.00 Mn |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 1.63 Bn |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 508.44 Mn |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 823.00 Mn |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 253.90 Mn |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 1.20 Bn |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | 109.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 109.78 Mn |
| Dec 31, 2025 | 111.35 Mn |
| Sep 30, 2025 | 123.94 Mn |
| Jun 30, 2025 | 621.75 Mn |
| Mar 31, 2025 | 77.88 Mn |
| Dec 31, 2024 | 78.87 Mn |
| Sep 30, 2024 | 80.40 Mn |
| Jun 30, 2024 | 75.37 Mn |