Chime Financial (CHYM) Research & Development (2024 - 2026)
Chime Financial (CHYM) recorded Research & Development of $112.11 million in Q2 2026, down 82.0% from $621.75 million a year earlier but up 2.1% from the prior quarter.
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Analysis
Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends
On a TTM basis, Chime Financial's Research & Development came in at $457.18 million as of Jun 30, 2026, down 46.8% year-over-year; for FY2025, it was $934.93 million, up 202.0% from FY2024.
- Across earlier years, Research & Development came in at $309.58 million in FY2024 (+19.5%) and $259 million in FY2023.
- Quarterly Research & Development has ranged from $75.37 million in Q2 2024 to $621.75 million in Q2 2025 over the past five years.
- On a year-over-year basis, Research & Development rose in four of the last five quarters, with growth averaging 155.8%.
- Per Business Quant, the preceding three quarters came in at $109.78 million (Q1 2026), $111.35 million (Q4 2025) and $123.94 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 635.59 Mn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 831.00 Mn |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 447.38 Mn |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | - |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | - |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 90.59 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 49.83 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 119.43 Mn |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 119.43 Mn |
| Jun 30, 2026 | 112.11 Mn |
| Mar 31, 2026 | 109.78 Mn |
| Dec 31, 2025 | 111.35 Mn |
| Sep 30, 2025 | 123.94 Mn |
| Jun 30, 2025 | 621.75 Mn |
| Mar 31, 2025 | 77.88 Mn |
| Dec 31, 2024 | 78.87 Mn |
| Sep 30, 2024 | 80.40 Mn |
| Jun 30, 2024 | 75.37 Mn |
API Access
Chime Financial Research & Development API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=research-and-development&ticker=CHYM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "research-and-development", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=research-and-development&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();