Chime Financial (CHYM) Research & Development (2024 - 2026)

Chime Financial (CHYM) reported Research & Development of $109.8 million for Q1 2026, up 40.96% on a YoY basis from $77.9 million in Q1 2025, and down 1.41% quarter-over-quarter from $111.3 million in Q4 2025.

Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends

Chime Financial has reported Research & Development for 3 years, with the latest figure at $109.8 million in Q1 2026.

  • For the quarter ending Q1 2026, Research & Development rose 40.96% year-over-year to $109.8 million; the trailing twelve-month figure through Mar 2026 stood at $966.8 million (up 209.36% YoY), and the FY2025 full-year result was $934.9 million, up 202.0% from the prior year.
  • Research & Development for Q1 2026 stood at $109.8 million, down from $111.3 million in the prior quarter.
  • The five-year high for Research & Development was $621.8 million in Q2 2025, with the low at $75.4 million in Q2 2024.
  • Historically, Research & Development has averaged $159.9 million across 3 years, with a median of $95.1 million in 2024.
  • Annual changes were most pronounced in 2025 — Research & Development soared 724.92% — and 2026, when it surged 40.96%.
  • Chime Financial's Research & Development stood at $78.9 million in 2024, then soared by 41.17% to $111.3 million in 2025, then dropped by 1.41% to $109.8 million in 2026.
  • The last three Research & Development figures came in at $109.8 million (Q1 2026), $111.3 million (Q4 2025), and $123.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn -1.99 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - -37.02 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 951.00 Mn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn 437.00 Mn
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 1.63 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 508.44 Mn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn 823.00 Mn
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 253.90 Mn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 1.20 Bn
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn 109.78 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 109.78 Mn
Dec 31, 2025 111.35 Mn
Sep 30, 2025 123.94 Mn
Jun 30, 2025 621.75 Mn
Mar 31, 2025 77.88 Mn
Dec 31, 2024 78.87 Mn
Sep 30, 2024 80.40 Mn
Jun 30, 2024 75.37 Mn