Chime Financial (CHYM) Research & Development (2024 - 2026)
Chime Financial (CHYM) posted Research & Development of $109.8 million for Q1 2026, down 1.41% on a QoQ basis from $111.3 million in Q4 2025, and up 40.96% year-over-year from $77.9 million in Q1 2025.
Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends
Chime Financial's Research & Development history runs 3 years deep, the most recent figure standing at $109.8 million for Q1 2026.
- Quarterly Research & Development rose 40.96% year-over-year to $109.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $996.5 million (up 107.34% YoY) and the FY2025 annual result came in at $934.9 million, up 79.88% from the prior year.
- Research & Development was $109.8 million for Q1 2026 at Chime Financial, down from $111.3 million in the prior quarter.
- Across five years, Research & Development topped out at $621.8 million in Q2 2025 and bottomed at $77.9 million in Q1 2025.
- A 3-year average of $184.6 million and a median of $129.8 million in 2024 frame the typical range for Research & Development.
- Peak annual rise in Research & Development reached 426.82% in 2025, while the deepest fall reached 21.35% in 2025.
- Chime Financial's Research & Development stood at $141.6 million in 2024, then fell by 21.35% to $111.3 million in 2025, then fell by 1.41% to $109.8 million in 2026.
- Business Quant data shows CHYM's Research & Development at $109.8 million in Q1 2026, $111.3 million in Q4 2025, and $153.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | -1.99 Bn |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | -37.02 Mn |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 496.00 Mn |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 1.33 Bn |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 3.77 Bn |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 1.37 Bn |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 253.90 Mn |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | 588.95 Mn |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 508.44 Mn |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | 109.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 109.78 Mn |
| Dec 31, 2025 | 111.35 Mn |
| Sep 30, 2025 | 153.61 Mn |
| Jun 30, 2025 | 621.75 Mn |
| Mar 31, 2025 | 77.88 Mn |
| Dec 31, 2024 | 141.57 Mn |
| Sep 30, 2024 | 143.12 Mn |
| Jun 30, 2024 | 118.02 Mn |