Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Research & Development (2024 - 2026)

Chime Financial's (CHYM) quarterly Research & Development came in at $164.2 million in Q2 2026, down 73.6% on a YoY basis from $621.8 million in Q2 2025, and down 0.77% quarter-over-quarter from $165.4 million in Q1 2026.

Analysis

Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Research & Development for 3 consecutive years, with $164.2 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Research & Development fell 73.6% year-over-year to $164.2 million; the trailing twelve-month figure through Jun 2026 stood at $594.5 million (down 42.78% YoY), and the FY2025 full-year result was $934.9 million, up 79.88% from the prior year.
  • Research & Development slipped to $164.2 million in Q2 2026 per CHYM's latest filing, from $165.4 million in the prior quarter.
  • Across five years, Research & Development topped out at $621.8 million in Q2 2025 and bottomed at $111.3 million in Q4 2025.
  • Historically, Research & Development has averaged $194.6 million across 3 years, with a median of $143.1 million in 2024.
  • The sharpest annual moves came in 2025 and 2026: Research & Development surged 426.82% in 2025, then slumped 73.6% in 2026.
  • Over 3 years, Research & Development stood at $141.6 million in 2024, then fell by 21.35% to $111.3 million in 2025, then soared by 47.43% to $164.2 million in 2026.
  • According to Business Quant data, Research & Development over the past three periods registered $164.2 million, $165.4 million, and $111.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 164.16 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 49.83 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn -
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 41.12 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 36.95 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 31.40 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 164.16 Mn
Mar 31, 2026 165.43 Mn
Dec 31, 2025 111.35 Mn
Sep 30, 2025 153.61 Mn
Jun 30, 2025 621.75 Mn
Mar 31, 2025 132.57 Mn
Dec 31, 2024 141.57 Mn
Sep 30, 2024 143.12 Mn
Jun 30, 2024 118.02 Mn