Chime Financial (CHYM) Research & Development (2024 - 2026)
Chime Financial's (CHYM) quarterly Research & Development came in at $109.8 million in Q1 2026, up 40.96% YoY from $77.9 million in Q1 2025, and down 1.41% on a QoQ basis from $111.3 million in Q4 2025.
Chime Financial (CHYM) Research & Development (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of Research & Development data on file, last reported at $109.8 million in Q1 2026.
- Quarterly Research & Development rose 40.96% year-over-year to $109.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $996.5 million (up 107.34% YoY) and the FY2025 annual result came in at $934.9 million, up 79.88% from the prior year.
- Research & Development eased to $109.8 million in Q1 2026, from $111.3 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $621.8 million in Q2 2025 to a low of $77.9 million in Q1 2025.
- A 3-year average of $184.6 million and a median of $129.8 million in 2024 frame the typical range for Research & Development.
- The widest YoY moves for Research & Development: up 426.82% in 2025, down 21.35% in 2025.
- Tracing CHYM's Research & Development over 3 years: stood at $141.6 million in 2024, then dropped by 21.35% to $111.3 million in 2025, then dropped by 1.41% to $109.8 million in 2026.
- The last three Research & Development figures came in at $109.8 million (Q1 2026), $111.3 million (Q4 2025), and $153.6 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -4.12 Bn |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 498.00 Mn |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 3.77 Bn |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 1.52 Bn |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 1.37 Bn |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | 588.95 Mn |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 265.90 Mn |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 1.88 Bn |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 1.79 Bn |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 164.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 164.16 Mn |
| Mar 31, 2026 | 109.78 Mn |
| Dec 31, 2025 | 111.35 Mn |
| Sep 30, 2025 | 153.61 Mn |
| Jun 30, 2025 | 621.75 Mn |
| Mar 31, 2025 | 77.88 Mn |
| Dec 31, 2024 | 141.57 Mn |
| Sep 30, 2024 | 143.12 Mn |
| Jun 30, 2024 | 118.02 Mn |