Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) EBT (2024 - 2026)

Chime Financial's (CHYM) quarterly EBT came in at $28.1 million in Q2 2026, up 103.04% on a YoY basis from $13.8 million in Q2 2025, and down 47.95% quarter-over-quarter from $53.9 million in Q1 2026.

Analysis

Chime Financial (CHYM) EBT (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported EBT for 3 consecutive years, with $28.1 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBT rose 103.04% year-over-year to $28.1 million; the trailing twelve-month figure through Jun 2026 stood at -$17.2 million (up 98.19% YoY), and the FY2025 full-year result was -$1.0 billion, down 4338.75% from the prior year.
  • EBT eased to $28.1 million in Q2 2026 per CHYM's latest filing, from $53.9 million in the prior quarter.
  • Across five years, EBT topped out at $53.9 million in Q1 2026 and bottomed at -$924.4 million in Q2 2025.
  • Historically, EBT has averaged -$107.3 million across 3 years, with a median of -$18.9 million in 2024.
  • The sharpest annual moves came in 2025 and 2026: EBT tumbled 199759.4% in 2025, then jumped 272.03% in 2026.
  • Over 3 years, EBT stood at -$18.9 million in 2024, then tumbled by 136.53% to -$44.7 million in 2025, then soared by 162.74% to $28.1 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $28.1 million, $53.9 million, and -$44.7 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 28.06 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 139.74 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 14.67 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn 31.72 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 7.92 Mn
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -9.11 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 28.06 Mn
Mar 31, 2026 53.91 Mn
Dec 31, 2025 -44.73 Mn
Sep 30, 2025 -54.44 Mn
Jun 30, 2025 -924.42 Mn
Mar 31, 2025 14.49 Mn
Dec 31, 2024 -18.91 Mn
Sep 30, 2024 -19.83 Mn
Jun 30, 2024 463,000.00