Chime Financial (CHYM) EBT (2024 - 2026)

Chime Financial (CHYM) posted EBT of $53.9 million for Q1 2026, up 220.52% on a QoQ basis from -$44.7 million in Q4 2025, and up 272.03% year-over-year from $14.5 million in Q1 2025.

Chime Financial (CHYM) EBT (2024 - 2026) Analysis & Trends

Chime Financial's EBT history runs 3 years deep, the most recent figure standing at $53.9 million for Q1 2026.

  • Quarterly EBT rose 272.03% year-over-year to $53.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$969.7 million (down 3977.05% YoY) and the FY2025 annual result came in at -$1.0 billion, down 4338.75% from the prior year.
  • EBT was $53.9 million for Q1 2026 at Chime Financial, up from -$44.7 million in the prior quarter.
  • Across five years, EBT topped out at $53.9 million in Q1 2026 and bottomed at -$924.4 million in Q2 2025.
  • A 3-year average of -$124.2 million and a median of -$19.4 million in 2024 frame the typical range for EBT.
  • Annual changes were most pronounced in 2025 — EBT sank 199759.4% — and 2026, when it soared 272.03%.
  • Chime Financial's EBT stood at -$18.9 million in 2024, then tumbled by 136.53% to -$44.7 million in 2025, then surged by 220.52% to $53.9 million in 2026.
  • Business Quant data shows CHYM's EBT at $53.9 million in Q1 2026, -$44.7 million in Q4 2025, and -$54.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 3.21 Bn
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 176.65 Mn
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -634.00 Mn
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 496.00 Mn
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 2.72 Bn
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 438.00 Mn
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 1.78 Bn
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -296.66 Mn
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 428.10 Mn
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn 53.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 53.91 Mn
Dec 31, 2025 -44.73 Mn
Sep 30, 2025 -54.44 Mn
Jun 30, 2025 -924.42 Mn
Mar 31, 2025 14.49 Mn
Dec 31, 2024 -18.91 Mn
Sep 30, 2024 -19.83 Mn
Jun 30, 2024 463,000.00