Chime Financial (CHYM) EBT (2024 - 2026)

Chime Financial (CHYM) reported EBT of $53.9 million for Q1 2026, up 272.03% on a YoY basis from $14.5 million in Q1 2025, and up 220.52% quarter-over-quarter from -$44.7 million in Q4 2025.

Chime Financial (CHYM) EBT (2024 - 2026) Analysis & Trends

Chime Financial has reported EBT for 3 years, with the latest figure at $53.9 million in Q1 2026.

  • For the quarter ending Q1 2026, EBT rose 272.03% year-over-year to $53.9 million; the trailing twelve-month figure through Mar 2026 stood at -$969.7 million (down 3977.05% YoY), and the FY2025 full-year result was -$1.0 billion, down 4338.75% from the prior year.
  • EBT for Q1 2026 stood at $53.9 million, up from -$44.7 million in the prior quarter.
  • The five-year high for EBT was $53.9 million in Q1 2026, with the low at -$924.4 million in Q2 2025.
  • Historically, EBT has averaged -$124.2 million across 3 years, with a median of -$19.4 million in 2024.
  • Annual changes were most pronounced in 2025 — EBT slumped 199759.4% — and 2026, when it soared 272.03%.
  • Chime Financial's EBT stood at -$18.9 million in 2024, then sank by 136.53% to -$44.7 million in 2025, then soared by 220.52% to $53.9 million in 2026.
  • The last three EBT figures came in at $53.9 million (Q1 2026), -$44.7 million (Q4 2025), and -$54.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 3.21 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 176.65 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 496.00 Mn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -634.00 Mn
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 2.70 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 428.10 Mn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn 673.00 Mn
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 1.78 Bn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 2.24 Bn
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn 53.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 53.91 Mn
Dec 31, 2025 -44.73 Mn
Sep 30, 2025 -54.44 Mn
Jun 30, 2025 -924.42 Mn
Mar 31, 2025 14.49 Mn
Dec 31, 2024 -18.91 Mn
Sep 30, 2024 -19.83 Mn
Jun 30, 2024 463,000.00