Chime Financial (CHYM) Operating Income (2024 - 2026)
Chime Financial's (CHYM) quarterly Operating Income came in at $46.2 million in Q1 2026, up 405.23% YoY from $9.1 million in Q1 2025, and up 185.86% on a QoQ basis from -$53.8 million in Q4 2025.
Chime Financial (CHYM) Operating Income (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of Operating Income data on file, last reported at $46.2 million in Q1 2026.
- Quarterly Operating Income rose 405.23% year-over-year to $46.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.0 billion (down 1626.43% YoY) and the FY2025 annual result came in at -$1.0 billion, down 1572.02% from the prior year.
- Operating Income rose to $46.2 million in Q1 2026, from -$53.8 million in the prior quarter.
- In the past five years, Operating Income ranged from a high of $46.2 million in Q1 2026 to a low of -$930.6 million in Q2 2025.
- A 3-year average of -$132.6 million and a median of -$28.9 million in 2024 frame the typical range for Operating Income.
- Annual changes were most pronounced in 2025 — Operating Income tumbled 9757.41% — and 2026, when it jumped 405.23%.
- Tracing CHYM's Operating Income over 3 years: stood at -$27.1 million in 2024, then tumbled by 98.07% to -$53.8 million in 2025, then surged by 185.86% to $46.2 million in 2026.
- The last three Operating Income figures came in at $46.2 million (Q1 2026), -$53.8 million (Q4 2025), and -$64.7 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 6.26 Bn |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 488.00 Mn |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 2.35 Bn |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 1.89 Bn |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 162.00 Mn |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -326.15 Mn |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | -1.82 Bn |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 2.24 Bn |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 4.02 Bn |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 21.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 21.32 Mn |
| Mar 31, 2026 | 46.16 Mn |
| Dec 31, 2025 | -53.77 Mn |
| Sep 30, 2025 | -64.71 Mn |
| Jun 30, 2025 | -930.64 Mn |
| Mar 31, 2025 | 9.14 Mn |
| Dec 31, 2024 | -27.15 Mn |
| Sep 30, 2024 | -30.64 Mn |
| Jun 30, 2024 | -9.44 Mn |