Growth Metrics

Chime Financial (CHYM) Operating Income (2024 - 2026)

Chime Financial posted quarterly Operating Income of $46.2 million for Q1 2026, up 405.23% year-on-year from $9.1 million in Q1 2025, and up 185.86% on a QoQ basis from -$53.8 million in Q4 2025.

Chime Financial (CHYM) has 3 years of Operating Income data on file, last reported at $46.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Income rose 405.23% year-over-year to $46.2 million; the trailing twelve-month figure through Mar 2026 stood at -$1.0 billion (down 1626.43% YoY), and the FY2025 full-year result was -$1.0 billion, down 1572.02% from the prior year.
  • Operating Income for Q1 2026 stood at $46.2 million, up from -$53.8 million in the prior quarter.
  • Across five years, Operating Income topped out at $46.2 million in Q1 2026 and bottomed at -$930.6 million in Q2 2025.
  • The 3-year median for Operating Income is -$28.9 million (2024), against an average of -$132.6 million.
  • The widest annual swing landed in 2025, when Operating Income sank 9757.41%; it then jumped 405.23% in 2026.
  • A 3-year view of Operating Income shows it stood at -$27.1 million in 2024, then slumped by 98.07% to -$53.8 million in 2025, then soared by 185.86% to $46.2 million in 2026.
  • The last three Operating Income figures came in at $46.2 million (Q1 2026), -$53.8 million (Q4 2025), and -$64.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 3.21 Bn
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 1.87 Bn
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 1.92 Bn
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 382.00 Mn
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 503.00 Mn
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 431.33 Mn
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 2.42 Bn
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn -1.37 Bn
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 4.02 Bn
10 Chime Financial 6.79 Bn 5.78 Bn 580.31 Mn 46.16 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 46.16 Mn
Dec 31, 2025 -53.77 Mn
Sep 30, 2025 -64.71 Mn
Jun 30, 2025 -930.64 Mn
Mar 31, 2025 9.14 Mn
Dec 31, 2024 -27.15 Mn
Sep 30, 2024 -30.64 Mn
Jun 30, 2024 -9.44 Mn