BayCom Corp Ratios

Ratios Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 69.50%67.40%67.78%78.78%99.45%99.52%99.45%
EBT Margin 37.08%31.63%1,019.35%884.65%715.42%1,185.19%31.55%36.39%32.94%
EBIT Margin 48.09%10.75%214.08%186.71%150.24%248.90%6.63%7.64%6.92%
Operating Margin 10.75%214.08%186.71%150.24%248.90%6.63%7.64%6.92%
Net Margin 21.18%11.76%721.04%595.33%471.90%861.05%22.19%26.16%24.22%
FCF Margin 21.87%20.03%259.90%207.51%266.17%379.53%37.71%27.35%29.39%
Efficiency
Assets Average 1,736.29M2,094.92M2,273.18M2,432.02M2,532.65M2,608.23M
Equity Average 227.49M253.41M257.60M289.88M315.01M318.62M
Invested Capital 200.75M254.22M252.59M262.61M317.15M312.87M324.37M
Asset Utilization Ratio 0.000.000.000.040.040.04
Leverage & Solvency
Interest Coverage Ratio 4.371.120.870.570.430.680.660.280.17
Debt to Equity 0.040.030.250.240.200.200.20
Debt Ratio 0.010.000.030.030.030.030.02
Equity Ratio 0.140.130.120.110.130.120.12
Times Interest Earned 4.371.120.870.570.430.680.660.280.17
Dividends & Payouts
FCF Payout Ratio 0.050.130.12
Valuation
Enterprise Value -72.61M-1.19M-119.82M-179.23M69.64M-35.04M-65.53M
Market Capitalization 250.97M294.20M179.51M200.46M246.46M272.49M298.50M
Return Ratios
Return on Sales 0.21%0.12%7.21%5.95%4.72%8.61%0.22%0.26%0.24%
Return on Invested Capital 0.01%0.01%0.02%0.02%0.02%0.02%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.07%0.05%0.08%0.08%0.09%0.07%