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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayCom (BCML) Gross Margin (2019 - 2025)

BayCom's Gross Margin history spans 7 years, with the latest figure at 88.28% for Q4 2025.

  • For Q4 2025, Gross Margin fell 185.0% year-over-year to 88.28%; the TTM value through Dec 2025 reached 98.18%, up 19.0%, while the annual FY2025 figure was 86.2%, 219.0% up from the prior year.
  • Gross Margin reached 88.28% in Q4 2025 per BCML's latest filing, down from 88.97% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 99.86% in Q2 2022 to a low of 51.75% in Q1 2022.
  • Average Gross Margin over 5 years is 84.41%, with a median of 87.68% recorded in 2023.
  • Peak YoY movement for Gross Margin: crashed -3236bps in 2022, then surged 2825bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 78.94% in 2021, then rose by 12bps to 88.64% in 2022, then fell by -1bps to 87.59% in 2023, then rose by 3bps to 90.12% in 2024, then dropped by -2bps to 88.28% in 2025.
  • Per Business Quant, the three most recent readings for BCML's Gross Margin are 88.28% (Q4 2025), 88.97% (Q3 2025), and 85.43% (Q2 2025).