BayCom (BCML) Gross Margin (2019 - 2026)
BayCom's (BCML) quarterly Gross Margin came in at 82.73% in Q1 2026, up 40.0% YoY from 59.09% in Q1 2025, and down 6.29% on a QoQ basis from 88.28% in Q4 2025.
BayCom (BCML) Gross Margin (2019 - 2026) Analysis & Trends
BayCom (BCML) has 8 years of Gross Margin data on file, last reported at 82.73% in Q1 2026.
- Quarterly Gross Margin rose 40.0% year-over-year to 82.73% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 86.43% (up 367.0% YoY) and the FY2025 annual result came in at 86.2%, up 219.0% from the prior year.
- Gross Margin retreated to 82.73% in Q1 2026, from 88.28% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 99.86% in Q2 2022 to a low of 51.75% in Q1 2022.
- A 5-year average of 83.84% and a median of 87.59% in 2023 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2022 — Gross Margin plunged 3236 bps — and 2023, when it jumped 2825 bps.
- Tracing BCML's Gross Margin over 5 years: stood at 88.64% in 2022, then retreated by 1 bps to 87.59% in 2023, then grew by 3 bps to 90.12% in 2024, then declined by 2 bps to 88.28% in 2025, then declined by 6 bps to 82.73% in 2026.
- The last three Gross Margin figures came in at 82.73% (Q1 2026), 88.28% (Q4 2025), and 88.97% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | BayCom | 327.72 Mn | 150.33 Mn | 25.09 Mn | 99.49% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 99.49% |
| Mar 31, 2026 | 82.73% |
| Dec 31, 2025 | 88.28% |
| Sep 30, 2025 | 88.97% |
| Jun 30, 2025 | 85.43% |
| Mar 31, 2025 | 82.33% |
| Dec 31, 2024 | 90.12% |
| Sep 30, 2024 | 89.20% |
| Jun 30, 2024 | 66.62% |
| Mar 31, 2024 | 86.41% |
| Dec 31, 2023 | 87.59% |
| Sep 30, 2023 | 87.77% |
| Jun 30, 2023 | 88.10% |
| Mar 31, 2023 | 80.00% |
| Dec 31, 2022 | 88.64% |
| Sep 30, 2022 | 81.52% |
| Jun 30, 2022 | 99.86% |
| Mar 31, 2022 | 51.75% |
| Dec 31, 2021 | 78.94% |
| Sep 30, 2021 | 74.14% |