BayCom (BCML) Interest Coverage Ratio (2017 - 2026)
BayCom (BCML) reported Interest Coverage Ratio of 1.08 for Q1 2026, up 169.37% on a YoY basis from 0.4 in Q1 2025, and up 165.44% quarter-over-quarter from 1.65 in Q4 2025.
BayCom (BCML) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
BayCom has reported Interest Coverage Ratio for 10 years, with the latest figure at 1.08 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 169.37% year-over-year to 1.08; the trailing twelve-month figure through Mar 2026 stood at 0.88 (up 41.32% YoY), and the FY2025 full-year result was 0.17, up 0.65% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.08, up from 1.65 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 1.08 in Q1 2026, with the low at 7.34 in Q1 2022.
- Historically, Interest Coverage Ratio has averaged 2.49 across 5 years, with a median of 1.65 in 2025.
- Annual changes were most pronounced in 2025 — Interest Coverage Ratio sank 275.55% — and 2026, when it surged 169.37%.
- BayCom's Interest Coverage Ratio stood at 5.1 in 2022, then soared by 67.52% to 1.66 in 2023, then rose by 13.17% to 1.44 in 2024, then fell by 14.84% to 1.65 in 2025, then surged by 165.44% to 1.08 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.08 (Q1 2026), 1.65 (Q4 2025), and 1.32 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | BayCom | 350.84 Mn | 44.93 Mn | 26.61 Mn | 1.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.08 |
| Dec 31, 2025 | -1.65 |
| Sep 30, 2025 | -1.32 |
| Jun 30, 2025 | -1.45 |
| Mar 31, 2025 | -1.56 |
| Dec 31, 2024 | -1.44 |
| Sep 30, 2024 | -1.45 |
| Jun 30, 2024 | -1.54 |
| Mar 31, 2024 | 0.89 |
| Dec 31, 2023 | -1.66 |
| Sep 30, 2023 | -1.95 |
| Jun 30, 2023 | -2.26 |
| Mar 31, 2023 | -3.30 |
| Dec 31, 2022 | -5.10 |
| Sep 30, 2022 | -6.40 |
| Jun 30, 2022 | -5.91 |
| Mar 31, 2022 | -7.34 |
| Dec 31, 2021 | -6.10 |
| Sep 30, 2021 | -6.05 |
| Jun 30, 2021 | -5.85 |