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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayCom (BCML) Interest Coverage Ratio (2018 - 2025)

BayCom's Interest Coverage Ratio history spans 8 years, with the latest figure at 1.65 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 14.84% year-over-year to 1.65; the TTM value through Dec 2025 reached 0.91, up 1.58%, while the annual FY2025 figure was 0.17, 0.65% up from the prior year.
  • Interest Coverage Ratio reached 1.65 in Q4 2025 per BCML's latest filing, down from 1.32 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 0.89 in Q1 2024 to a low of 7.34 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 3.26, with a median of 2.11 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: decreased 18.27% in 2022, then soared 126.91% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 6.1 in 2021, then grew by 16.36% to 5.1 in 2022, then surged by 67.52% to 1.66 in 2023, then increased by 13.17% to 1.44 in 2024, then decreased by 14.84% to 1.65 in 2025.
  • Per Business Quant, the three most recent readings for BCML's Interest Coverage Ratio are 1.65 (Q4 2025), 1.32 (Q3 2025), and 1.45 (Q2 2025).