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BayCom (BCML) Interest Coverage Ratio: 2018-2025

Historic Interest Coverage Ratio for BayCom (BCML) over the last 8 years, with Sep 2025 value amounting to -1.32.

  • BayCom's Interest Coverage Ratio rose 8.86% to -1.32 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.35, marking a year-over-year decrease of 18.89%. This contributed to the annual value of 0.17 for FY2024, which is 40.94% down from last year.
  • Per BayCom's latest filing, its Interest Coverage Ratio stood at -1.32 for Q3 2025, which was up 9.40% from -1.45 recorded in Q2 2025.
  • In the past 5 years, BayCom's Interest Coverage Ratio registered a high of 27.75 during Q4 2022, and its lowest value of -7.34 during Q1 2022.
  • Its 3-year average for Interest Coverage Ratio is 0.54, with a median of -1.45 in 2024.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first skyrocketed by 555.33% in 2022, then tumbled by 63.85% in 2023.
  • BayCom's Interest Coverage Ratio (Quarterly) stood at -6.10 in 2021, then spiked by 555.33% to 27.75 in 2022, then crashed by 63.85% to 10.03 in 2023, then dropped by 25.46% to 7.48 in 2024, then climbed by 8.86% to -1.32 in 2025.
  • Its Interest Coverage Ratio stands at -1.32 for Q3 2025, versus -1.45 for Q2 2025 and 0.84 for Q1 2025.