BayCom (BCML) Interest Coverage Ratio (2017 - 2026)
BayCom (BCML) posted Interest Coverage Ratio of 1.7 for Q1 2026, up 0.52% on a QoQ basis from 1.71 in Q4 2025, and down 17.9% year-over-year from 2.07 in Q1 2025.
BayCom (BCML) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
BayCom's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.7 for Q1 2026.
- Quarterly Interest Coverage Ratio fell 17.9% year-over-year to 1.7 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.52 (down 2.92% YoY) and the FY2025 annual result came in at 1.49, up 1.54% from the prior year.
- Interest Coverage Ratio was 1.7 for Q1 2026 at BayCom, up from 1.71 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.64 in Q3 2023 and bottomed at 7.53 in Q4 2022.
- A 5-year average of 1.69 and a median of 1.44 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 84.35% — and 2024, when it plunged 132.38%.
- BayCom's Interest Coverage Ratio stood at 7.53 in 2022, then surged by 78.0% to 1.66 in 2023, then advanced by 13.17% to 1.44 in 2024, then dropped by 18.8% to 1.71 in 2025, then grew by 0.52% to 1.7 in 2026.
- Business Quant data shows BCML's Interest Coverage Ratio at 1.7 in Q1 2026, 1.71 in Q4 2025, and 1.32 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | BayCom | 343.75 Mn | 37.84 Mn | 613,000.00 | -1.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.70 |
| Dec 31, 2025 | -1.71 |
| Sep 30, 2025 | -1.32 |
| Jun 30, 2025 | -0.98 |
| Mar 31, 2025 | -1.44 |
| Dec 31, 2024 | -1.44 |
| Sep 30, 2024 | -1.45 |
| Jun 30, 2024 | -1.59 |
| Mar 31, 2024 | -0.76 |
| Dec 31, 2023 | -1.66 |
| Sep 30, 2023 | -0.64 |
| Jun 30, 2023 | -0.68 |
| Mar 31, 2023 | -0.87 |
| Dec 31, 2022 | -7.53 |
| Sep 30, 2022 | -0.95 |
| Jun 30, 2022 | -0.93 |
| Mar 31, 2022 | -3.09 |
| Dec 31, 2021 | -12.11 |
| Sep 30, 2021 | -6.05 |
| Jun 30, 2021 | -5.85 |