BayCom (BCML) Interest Coverage Ratio (2017 - 2026)
BayCom's (BCML) quarterly Interest Coverage Ratio came in at 1.7 in Q1 2026, down 17.9% YoY from 2.07 in Q1 2025, and down 2.9% on a QoQ basis from 1.65 in Q4 2025.
BayCom (BCML) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
BayCom (BCML) has 10 years of Interest Coverage Ratio data on file, last reported at 1.7 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 17.9% year-over-year to 1.7 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.51 (down 2.14% YoY) and the FY2025 annual result came in at 1.49, up 1.54% from the prior year.
- Interest Coverage Ratio eased to 1.7 in Q1 2026, from 1.65 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 0.64 in Q3 2023 to a low of 7.53 in Q4 2022.
- A 5-year average of 1.69 and a median of 1.44 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 84.35% — and 2024, when it sank 132.38%.
- Tracing BCML's Interest Coverage Ratio over 5 years: stood at 7.53 in 2022, then soared by 78.0% to 1.66 in 2023, then rose by 13.17% to 1.44 in 2024, then fell by 14.84% to 1.65 in 2025, then decreased by 2.9% to 1.7 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.7 (Q1 2026), 1.65 (Q4 2025), and 1.32 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | BayCom | 327.72 Mn | 150.33 Mn | 25.09 Mn | -0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.25 |
| Mar 31, 2026 | -1.70 |
| Dec 31, 2025 | -1.65 |
| Sep 30, 2025 | -1.32 |
| Jun 30, 2025 | -0.98 |
| Mar 31, 2025 | -1.44 |
| Dec 31, 2024 | -1.44 |
| Sep 30, 2024 | -1.45 |
| Jun 30, 2024 | -1.59 |
| Mar 31, 2024 | -0.76 |
| Dec 31, 2023 | -1.66 |
| Sep 30, 2023 | -0.64 |
| Jun 30, 2023 | -0.68 |
| Mar 31, 2023 | -0.87 |
| Dec 31, 2022 | -7.53 |
| Sep 30, 2022 | -0.95 |
| Jun 30, 2022 | -0.93 |
| Mar 31, 2022 | -3.09 |
| Dec 31, 2021 | -6.10 |
| Sep 30, 2021 | -6.05 |