BayCom (BCML) Times Interest Earned (2017 - 2026)
BayCom's (BCML) Times Interest Earned stood at 0.16 in the quarter ended Jun 30, 2026, down 91.5% from 1.85 a year earlier and down 92.8% from the prior quarter.
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Analysis
BayCom (BCML) Times Interest Earned (2017 - 2026) Analysis & Trends
On a TTM basis, BayCom's Times Interest Earned came in at 1.51 as of Jun 30, 2026, down 15.7% year-over-year; for the year ended Dec 31, 2025, it was 1.80, up 0.3% from the prior year.
- Across earlier years, Times Interest Earned came in at 1.79 in the year ended Dec 31, 2024 (-23.5%), 2.34 in the year ended Dec 31, 2023 (-43.4%), 4.13 in the year ended Dec 31, 2022 (-2.4%) and 4.24 in the year ended Dec 31, 2021 (+38.9%).
- The figure for the quarter ended Jun 30, 2026 is the lowest quarterly Times Interest Earned in data going back to the quarter ended Mar 31, 2020.
- On a year-over-year basis, Times Interest Earned rose in three of the last eight quarters, with an average decline of 12.0%.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 45.4% in the quarter ended Sep 30, 2021, against a decline of 91.5% in the quarter ended Jun 30, 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 2.17 (quarter ended Mar 31, 2026), 2.01 (quarter ended Dec 31, 2025) and 1.58 (quarter ended Sep 30, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | BayCom | 341.69 Mn | -606.12 Mn | - | 1.14 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.14 |
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.01 |
| Sep 30, 2025 | 1.58 |
| Jun 30, 2025 | 1.85 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.77 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.75 |
| Mar 31, 2024 | 1.87 |
| Dec 31, 2023 | 2.02 |
| Sep 30, 2023 | 2.16 |
| Jun 30, 2023 | 2.44 |
| Mar 31, 2023 | 3.09 |
| Dec 31, 2022 | 4.44 |
| Sep 30, 2022 | 5.07 |
| Jun 30, 2022 | 3.25 |
| Mar 31, 2022 | 3.71 |
| Dec 31, 2021 | 4.45 |
API Access
BayCom Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BCML&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "BCML", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BCML&period=max&api_key=YOUR_API_KEY");
const data = await res.json();