BayCom (BCML) Times Interest Earned (2017 - 2026)
BayCom's (BCML) quarterly Times Interest Earned came in at 0.24 in Q2 2026, down 128.5% on a YoY basis from 0.85 in Q2 2025, and down 122.52% quarter-over-quarter from 1.08 in Q1 2026.
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Analysis
BayCom (BCML) Times Interest Earned (2017 - 2026) Analysis & Trends
BayCom (BCML) has reported Times Interest Earned for 10 consecutive years, with 0.24 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Times Interest Earned fell 128.5% year-over-year to 0.24; the trailing twelve-month figure through Jun 2026 stood at 0.58 (down 77.76% YoY), and the FY2025 full-year result was 1.49, up 1.72% from the prior year.
- Times Interest Earned slipped to 0.24 in Q2 2026 per BCML's latest filing, from 1.08 in the prior quarter.
- Across five years, Times Interest Earned topped out at 27.75 in Q4 2022 and bottomed at 7.34 in Q1 2022.
- Historically, Times Interest Earned has averaged 0.28 across 5 years, with a median of 1.49 in 2024.
- The sharpest annual moves came in 2022 and 2026: Times Interest Earned surged 555.33% in 2022, then sank 128.5% in 2026.
- Over 5 years, Times Interest Earned stood at 27.75 in 2022, then tumbled by 105.97% to 1.66 in 2023, then advanced by 13.17% to 1.44 in 2024, then decreased by 14.84% to 1.65 in 2025, then soared by 85.27% to 0.24 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered 0.24, 1.08, and 1.65 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | BayCom | 328.37 Mn | 150.99 Mn | 25.09 Mn | -0.24 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.24 |
| Mar 31, 2026 | 1.08 |
| Dec 31, 2025 | -1.65 |
| Sep 30, 2025 | -1.32 |
| Jun 30, 2025 | 0.85 |
| Mar 31, 2025 | 0.84 |
| Dec 31, 2024 | -1.44 |
| Sep 30, 2024 | -1.45 |
| Jun 30, 2024 | -1.54 |
| Mar 31, 2024 | 0.89 |
| Dec 31, 2023 | -1.66 |
| Sep 30, 2023 | -1.95 |
| Jun 30, 2023 | -2.26 |
| Mar 31, 2023 | -3.30 |
| Dec 31, 2022 | 27.75 |
| Sep 30, 2022 | -6.40 |
| Jun 30, 2022 | -5.91 |
| Mar 31, 2022 | -7.34 |
| Dec 31, 2021 | -6.10 |
| Sep 30, 2021 | -6.05 |
API Access
BayCom Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BCML&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "BCML", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BCML&period=max&api_key=YOUR_API_KEY");
const data = await res.json();