BayCom (BCML) FCF Payout Ratio (2022 - 2026)

BayCom (BCML) posted FCF Payout Ratio of 0.49 for Q1 2026, up 62.76% on a QoQ basis from 0.3 in Q4 2025, and up 167.3% year-over-year from 0.18 in Q1 2025.

BayCom (BCML) FCF Payout Ratio (2022 - 2026) Analysis & Trends

BayCom's FCF Payout Ratio history runs 5 years deep, the most recent figure standing at 0.49 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 167.3% year-over-year to 0.49 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.3 (up 158.26% YoY) and the FY2025 annual result came in at 0.22, up 86.27% from the prior year.
  • FCF Payout Ratio was 0.49 for Q1 2026 at BayCom, up from 0.3 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.58 in Q3 2023 and bottomed at 0.01 in Q4 2024.
  • A 5-year average of 0.2 and a median of 0.16 in 2023 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2024 — FCF Payout Ratio tumbled 104.42% — and 2025, when it soared 4132.2%.
  • BayCom's FCF Payout Ratio stood at 0.04 in 2022, then soared by 299.75% to 0.17 in 2023, then tumbled by 104.42% to 0.01 in 2024, then surged by 4132.2% to 0.3 in 2025, then jumped by 62.76% to 0.49 in 2026.
  • Business Quant data shows BCML's FCF Payout Ratio at 0.49 in Q1 2026, 0.3 in Q4 2025, and 0.35 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 BayCom 361.42 Mn 55.51 Mn 613,000.00 0.49

Historic Data

Download Data
DateValue
Mar 31, 2026 0.49
Dec 31, 2025 0.30
Sep 30, 2025 0.35
Mar 31, 2025 0.18
Dec 31, 2024 -0.01
Sep 30, 2024 0.12
Jun 30, 2024 0.16
Mar 31, 2024 0.29
Dec 31, 2023 0.17
Sep 30, 2023 0.58
Jun 30, 2023 0.05
Mar 31, 2023 0.08
Dec 31, 2022 0.04
Sep 30, 2022 0.05
Jun 30, 2022 0.08
Mar 31, 2022 0.26