BayCom (BCML) FCF Payout Ratio (2022 - 2026)
BayCom's (BCML) quarterly FCF Payout Ratio came in at 0.49 in Q1 2026, up 167.3% YoY from 0.18 in Q1 2025, and up 62.76% on a QoQ basis from 0.3 in Q4 2025.
BayCom (BCML) FCF Payout Ratio (2022 - 2026) Analysis & Trends
BayCom (BCML) has 5 years of FCF Payout Ratio data on file, last reported at 0.49 in Q1 2026.
- Quarterly FCF Payout Ratio rose 167.3% year-over-year to 0.49 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.3 (up 158.26% YoY) and the FY2025 annual result came in at 0.22, up 86.27% from the prior year.
- FCF Payout Ratio climbed to 0.49 in Q1 2026, from 0.3 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.58 in Q3 2023 to a low of 0.01 in Q4 2024.
- A 5-year average of 0.2 and a median of 0.16 in 2023 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio plunged 104.42% — and 2025, when it soared 4132.2%.
- Tracing BCML's FCF Payout Ratio over 5 years: stood at 0.04 in 2022, then jumped by 299.75% to 0.17 in 2023, then sank by 104.42% to 0.01 in 2024, then soared by 4132.2% to 0.3 in 2025, then surged by 62.76% to 0.49 in 2026.
- The last three FCF Payout Ratio figures came in at 0.49 (Q1 2026), 0.3 (Q4 2025), and 0.35 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | BayCom | 327.72 Mn | 150.33 Mn | 25.09 Mn | 0.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.72 |
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | -0.01 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.29 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.58 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.26 |