BayCom (BCML) FCF Payout Ratio (2022 - 2026)

BayCom (BCML) reported FCF Payout Ratio of 0.49 for Q1 2026, up 167.3% on a YoY basis from 0.18 in Q1 2025, and up 62.76% quarter-over-quarter from 0.3 in Q4 2025.

BayCom (BCML) FCF Payout Ratio (2022 - 2026) Analysis & Trends

BayCom has reported FCF Payout Ratio for 5 years, with the latest figure at 0.49 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 167.3% year-over-year to 0.49; the trailing twelve-month figure through Mar 2026 stood at 0.3 (up 158.26% YoY), and the FY2025 full-year result was 0.22, up 86.27% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.49, up from 0.3 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.58 in Q3 2023, with the low at 0.01 in Q4 2024.
  • Historically, FCF Payout Ratio has averaged 0.2 across 5 years, with a median of 0.16 in 2023.
  • Annual changes were most pronounced in 2024 — FCF Payout Ratio plunged 104.42% — and 2025, when it soared 4132.2%.
  • BayCom's FCF Payout Ratio stood at 0.04 in 2022, then jumped by 299.75% to 0.17 in 2023, then sank by 104.42% to 0.01 in 2024, then soared by 4132.2% to 0.3 in 2025, then surged by 62.76% to 0.49 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.49 (Q1 2026), 0.3 (Q4 2025), and 0.35 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 BayCom 350.84 Mn 44.93 Mn 26.61 Mn 0.49

Historic Data

Download Data
DateValue
Mar 31, 2026 0.49
Dec 31, 2025 0.30
Sep 30, 2025 0.35
Mar 31, 2025 0.18
Dec 31, 2024 -0.01
Sep 30, 2024 0.12
Jun 30, 2024 0.16
Mar 31, 2024 0.29
Dec 31, 2023 0.17
Sep 30, 2023 0.58
Jun 30, 2023 0.05
Mar 31, 2023 0.08
Dec 31, 2022 0.04
Sep 30, 2022 0.05
Jun 30, 2022 0.08
Mar 31, 2022 0.26