BayCom (BCML) FCF Payout Ratio (2022 - 2026)
BayCom (BCML) reported FCF Payout Ratio of 0.49 for Q1 2026, up 167.3% on a YoY basis from 0.18 in Q1 2025, and up 62.76% quarter-over-quarter from 0.3 in Q4 2025.
BayCom (BCML) FCF Payout Ratio (2022 - 2026) Analysis & Trends
BayCom has reported FCF Payout Ratio for 5 years, with the latest figure at 0.49 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 167.3% year-over-year to 0.49; the trailing twelve-month figure through Mar 2026 stood at 0.3 (up 158.26% YoY), and the FY2025 full-year result was 0.22, up 86.27% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.49, up from 0.3 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.58 in Q3 2023, with the low at 0.01 in Q4 2024.
- Historically, FCF Payout Ratio has averaged 0.2 across 5 years, with a median of 0.16 in 2023.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio plunged 104.42% — and 2025, when it soared 4132.2%.
- BayCom's FCF Payout Ratio stood at 0.04 in 2022, then jumped by 299.75% to 0.17 in 2023, then sank by 104.42% to 0.01 in 2024, then soared by 4132.2% to 0.3 in 2025, then surged by 62.76% to 0.49 in 2026.
- The last three FCF Payout Ratio figures came in at 0.49 (Q1 2026), 0.3 (Q4 2025), and 0.35 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | BayCom | 350.84 Mn | 44.93 Mn | 26.61 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | -0.01 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.29 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.58 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.26 |