BayCom (BCML) Debt Ratio (2017 - 2026)
BayCom's (BCML) quarterly Debt Ratio came in at 0.01 in Q2 2026, down 50.81% on a YoY basis from 0.02 in Q2 2025, and up 439.79% quarter-over-quarter from 0.0 in Q1 2026.
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Analysis
BayCom (BCML) Debt Ratio (2017 - 2026) Analysis & Trends
BayCom (BCML) has reported Debt Ratio for 10 consecutive years, with 0.01 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 50.81% year-over-year to 0.01; the trailing twelve-month figure through Jun 2026 stood at 0.01 (down 50.81% YoY), and the FY2025 full-year result was 0.0, down 85.94% from the prior year.
- Debt Ratio advanced to 0.01 in Q2 2026 per BCML's latest filing, from 0.0 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.03 in Q4 2022 and bottomed at 0.0 in Q1 2026.
- Historically, Debt Ratio has averaged 0.02 across 5 years, with a median of 0.02 in 2023.
- The sharpest annual moves came in 2023 and 2026: Debt Ratio rose 8.45% in 2023, then tumbled 91.08% in 2026.
- Over 5 years, Debt Ratio stood at 0.03 in 2022, then declined by 1.25% to 0.03 in 2023, then decreased by 4.44% to 0.02 in 2024, then sank by 85.94% to 0.0 in 2025, then soared by 255.84% to 0.01 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.0, and 0.0 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | BayCom | 328.37 Mn | 150.99 Mn | 25.09 Mn | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
API Access
BayCom Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=BCML&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "BCML", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=BCML&period=max&api_key=YOUR_API_KEY");
const data = await res.json();