BayCom (BCML) Debt Ratio (2017 - 2026)
BayCom's (BCML) Debt Ratio was 0.01 for the quarter ended Jun 30, 2026, down 50.8% from 0.02 a year earlier but up 439.8% from the prior quarter.
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Analysis
BayCom (BCML) Debt Ratio (2017 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Debt Ratio at BayCom was 0.00, down 85.9% from the prior year.
- Debt Ratio has declined for five consecutive years.
- By year, Debt Ratio came in at 0.02 in the year ended Dec 31, 2024 (-4.4%), 0.03 in the year ended Dec 31, 2023 (-1.3%), 0.03 in the year ended Dec 31, 2022 (-6.2%) and 0.03 in the year ended Dec 31, 2021 (-6.3%).
- Five-year quarterly Debt Ratio spans a low of 0.00 in the quarter ended Mar 31, 2026 and a high of 0.03 in the quarter ended Dec 31, 2021.
- Year over year, Debt Ratio has now declined in each of the last five quarters, with an average decline of 39.9% over the last eight quarters.
- The high point for year-over-year Debt Ratio in five years was the quarter ended Mar 31, 2023 (growth of 8.5%); the low point was the quarter ended Mar 31, 2026 (a decline of 91.1%).
- Per Business Quant data, the three quarters before the quarter ended Jun 30, 2026 came in at 0.00 (quarter ended Mar 31, 2026), 0.00 (quarter ended Dec 31, 2025) and 0.00 (quarter ended Sep 30, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.70 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 0.63 |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.01 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.50 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.72 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.04 |
| 10 | BayCom | 341.69 Mn | -606.12 Mn | - | 0.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.00 |
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.78 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.03 |
API Access
BayCom Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=BCML&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "BCML", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=BCML&period=max&api_key=YOUR_API_KEY");
const data = await res.json();