TransUnion (TRU) Debt Ratio (2010 - 2026)
TransUnion's Debt Ratio came in at 0.45 for Q3 2026, down 2.0% from 0.46 a year earlier and down 1.5% from the prior quarter.
Analysis
TransUnion (TRU) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, TransUnion's Debt Ratio was 0.46, down 2.0% from FY2024.
- Debt Ratio has declined in each of the last four years.
- Going back by year, Debt Ratio was 0.47 in FY2024 (-2.6%), 0.48 in FY2023 (-1.1%), 0.49 in FY2022 (-3.5%) and 0.50 in FY2021 (+6.6%).
- The Q3 2026 figure represents the lowest quarterly Debt Ratio since Q3 2021.
- Year-over-year, Debt Ratio has declined for nine consecutive quarters, with an average decline of 2.0% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2022 (growth of 12.6%), and the weakest in Q2 2023 (a decline of 5.6%).
- Business Quant data shows TRU's Debt Ratio at 0.46 (Q2 2026), 0.47 (Q1 2026) and 0.46 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | S&P Global | 136.14 Bn | 125.99 Bn | 2.64 Bn | 0.27 |
| 2 | Moodys | 87.37 Bn | 80.29 Bn | 1.50 Bn | 0.47 |
| 3 | Msci | 46.53 Bn | 45.01 Bn | 739.80 Mn | 1.20 |
| 4 | Verisk Analytics | 25.76 Bn | 20.40 Bn | 572.90 Mn | 1.00 |
| 5 | Equifax | 21.57 Bn | 20.84 Bn | 940.10 Mn | 0.44 |
| 6 | TransUnion | 15.42 Bn | 12.11 Bn | - | 0.45 |
| 7 | Factset Research Systems | 11.51 Bn | 10.36 Bn | 308.40 Mn | 0.33 |
| 8 | Morningstar | 9.02 Bn | 6.91 Bn | 431.40 Mn | 0.42 |
| 9 | Mastercard | 571.76 Bn | 531.85 Bn | - | 0.41 |
| 10 | Cme | 109.34 Bn | 97.67 Bn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.45 |
| Jun 30, 2026 | 0.46 |
| Mar 31, 2026 | 0.47 |
| Dec 31, 2025 | 0.46 |
| Sep 30, 2025 | 0.46 |
| Jun 30, 2025 | 0.46 |
| Mar 31, 2025 | 0.47 |
| Dec 31, 2024 | 0.47 |
| Sep 30, 2024 | 0.47 |
| Jun 30, 2024 | 0.48 |
| Mar 31, 2024 | 0.48 |
| Dec 31, 2023 | 0.48 |
| Sep 30, 2023 | 0.48 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.49 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.50 |
| Mar 31, 2022 | 0.49 |
| Dec 31, 2021 | 0.50 |
API Access
TransUnion Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=TRU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "TRU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=TRU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();