Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026)
Nicolet Bankshares (NIC) posted Interest Coverage Ratio of 1.27 for Q1 2026, down 44.98% on a QoQ basis from 2.31 in Q4 2025, and down 24.06% year-over-year from 1.67 in Q1 2025.
Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Nicolet Bankshares' Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 1.27 for Q1 2026.
- Quarterly Interest Coverage Ratio fell 24.06% year-over-year to 1.27 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.54 (up 47.29% YoY) and the FY2025 annual result came in at 2.14, up 11.81% from the prior year.
- Interest Coverage Ratio was 1.27 for Q1 2026 at Nicolet Bankshares, down from 2.31 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.31 in Q4 2025 and bottomed at 2.02 in Q4 2022.
- A 5-year average of 1.33 and a median of 1.51 in 2022 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 131.77% — and 2025, when it jumped 252.92%.
- Nicolet Bankshares' Interest Coverage Ratio stood at 2.02 in 2022, then surged by 197.69% to 1.97 in 2023, then sank by 66.86% to 0.65 in 2024, then soared by 252.92% to 2.31 in 2025, then tumbled by 44.98% to 1.27 in 2026.
- Business Quant data shows NIC's Interest Coverage Ratio at 1.27 in Q1 2026, 2.31 in Q4 2025, and 1.83 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Nicolet Bankshares | 3.11 Bn | 2.50 Bn | - | 1.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.27 |
| Dec 31, 2025 | 2.31 |
| Sep 30, 2025 | 1.83 |
| Jun 30, 2025 | 1.82 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 0.65 |
| Sep 30, 2024 | 1.77 |
| Jun 30, 2024 | 1.48 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.97 |
| Sep 30, 2023 | 1.83 |
| Jun 30, 2023 | 1.34 |
| Mar 31, 2023 | 0.84 |
| Dec 31, 2022 | -2.02 |
| Sep 30, 2022 | 1.29 |
| Jun 30, 2022 | 1.54 |
| Mar 31, 2022 | 1.51 |
| Dec 31, 2021 | 6.35 |
| Jun 30, 2021 | 1.92 |
| Mar 31, 2021 | 1.53 |