Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026)
Nicolet Bankshares (NIC) posted quarterly Interest Coverage Ratio of 1.85 for Q2 2026, up 1.66% year-over-year from 1.82 in Q2 2025, and up 45.71% on a QoQ basis from 1.27 in Q1 2026.
Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Nicolet Bankshares has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.85 in Q2 2026.
- Interest Coverage Ratio for Q2 2026 came in at 1.85, up 1.66% year-over-year; the trailing twelve-month figure through Jun 2026 was 5.28 (down 23.54% YoY), and the FY2025 annual result was 2.14, up 11.81% from the prior year.
- Interest Coverage Ratio grew to 1.85 in Q2 2026, from 1.27 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.29 in Q4 2025 and troughed at 1.35 in Q4 2022.
- A 5-year average of 1.47 and a median of 1.6 in 2022 frame the typical range for Interest Coverage Ratio.
- The widest annual swing landed in 2022, when Interest Coverage Ratio plunged 109.02%; it then surged 251.19% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.35 in 2022, then jumped by 251.19% to 2.04 in 2023, then gained by 0.08% to 2.04 in 2024, then gained by 11.99% to 2.29 in 2025, then declined by 19.22% to 1.85 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.85 in Q2 2026, 1.27 in Q1 2026, and 2.29 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Nicolet Bankshares | 3.64 Bn | 3.18 Bn | - | 2.22 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.85 |
| Mar 31, 2026 | 1.27 |
| Dec 31, 2025 | 0.58 |
| Sep 30, 2025 | 1.83 |
| Jun 30, 2025 | 1.82 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 2.04 |
| Sep 30, 2024 | 1.77 |
| Jun 30, 2024 | 1.48 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.95 |
| Sep 30, 2023 | 1.83 |
| Jun 30, 2023 | 1.34 |
| Mar 31, 2023 | 0.84 |
| Dec 31, 2022 | 2.75 |
| Sep 30, 2022 | 1.29 |
| Jun 30, 2022 | 1.54 |
| Mar 31, 2022 | 1.51 |
| Dec 31, 2021 | -2.10 |
| Jun 30, 2021 | 1.92 |