Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026)
Nicolet Bankshares (NIC) reported Interest Coverage Ratio of 1.39 for Q1 2026, down 29.28% on a YoY basis from 1.97 in Q1 2025, and down 38.89% quarter-over-quarter from 2.28 in Q4 2025.
Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Nicolet Bankshares has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.39 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 29.28% year-over-year to 1.39; the trailing twelve-month figure through Mar 2026 stood at 1.97 (up 1.19% YoY), and the FY2025 full-year result was 2.14, up 11.81% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.39, down from 2.28 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 8.73 in Q1 2022, with the low at 0.57 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 2.83 across 5 years, with a median of 1.97 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 93.44% — and 2024, when it soared 219.83%.
- Nicolet Bankshares' Interest Coverage Ratio stood at 3.1 in 2022, then tumbled by 37.0% to 1.95 in 2023, then rose by 4.78% to 2.05 in 2024, then advanced by 11.21% to 2.28 in 2025, then slumped by 38.89% to 1.39 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.39 (Q1 2026), 2.28 (Q4 2025), and 2.26 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Nicolet Bankshares | 2.72 Bn | 2.10 Bn | - | 1.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.39 |
| Dec 31, 2025 | 2.28 |
| Sep 30, 2025 | 2.26 |
| Jun 30, 2025 | 2.05 |
| Mar 31, 2025 | 1.97 |
| Dec 31, 2024 | 2.05 |
| Sep 30, 2024 | 1.92 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.83 |
| Dec 31, 2023 | 1.95 |
| Sep 30, 2023 | 1.83 |
| Jun 30, 2023 | 1.92 |
| Mar 31, 2023 | 0.57 |
| Dec 31, 2022 | 3.10 |
| Sep 30, 2022 | 4.21 |
| Jun 30, 2022 | 8.19 |
| Mar 31, 2022 | 8.73 |
| Dec 31, 2021 | 6.35 |
| Jun 30, 2021 | 10.14 |
| Mar 31, 2021 | 8.48 |