Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026)

Nicolet Bankshares (NIC) reported Interest Coverage Ratio of 1.39 for Q1 2026, down 29.28% on a YoY basis from 1.97 in Q1 2025, and down 38.89% quarter-over-quarter from 2.28 in Q4 2025.

Nicolet Bankshares (NIC) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

Nicolet Bankshares has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.39 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 29.28% year-over-year to 1.39; the trailing twelve-month figure through Mar 2026 stood at 1.97 (up 1.19% YoY), and the FY2025 full-year result was 2.14, up 11.81% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.39, down from 2.28 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 8.73 in Q1 2022, with the low at 0.57 in Q1 2023.
  • Historically, Interest Coverage Ratio has averaged 2.83 across 5 years, with a median of 1.97 in 2025.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 93.44% — and 2024, when it soared 219.83%.
  • Nicolet Bankshares' Interest Coverage Ratio stood at 3.1 in 2022, then tumbled by 37.0% to 1.95 in 2023, then rose by 4.78% to 2.05 in 2024, then advanced by 11.21% to 2.28 in 2025, then slumped by 38.89% to 1.39 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.39 (Q1 2026), 2.28 (Q4 2025), and 2.26 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Nicolet Bankshares 2.72 Bn 2.10 Bn - 1.39

Historic Data

Download Data
DateValue
Mar 31, 2026 1.39
Dec 31, 2025 2.28
Sep 30, 2025 2.26
Jun 30, 2025 2.05
Mar 31, 2025 1.97
Dec 31, 2024 2.05
Sep 30, 2024 1.92
Jun 30, 2024 1.84
Mar 31, 2024 1.83
Dec 31, 2023 1.95
Sep 30, 2023 1.83
Jun 30, 2023 1.92
Mar 31, 2023 0.57
Dec 31, 2022 3.10
Sep 30, 2022 4.21
Jun 30, 2022 8.19
Mar 31, 2022 8.73
Dec 31, 2021 6.35
Jun 30, 2021 10.14
Mar 31, 2021 8.48