Nicolet Bankshares (NIC) Debt Ratio (2012 - 2026)

Nicolet Bankshares (NIC) posted Debt Ratio of 0.01 for Q1 2026, down 21.3% on a QoQ basis from 0.01 in Q4 2025, and down 33.76% year-over-year from 0.02 in Q1 2025.

Nicolet Bankshares (NIC) Debt Ratio (2012 - 2026) Analysis & Trends

Nicolet Bankshares' Debt Ratio history runs 15 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • Quarterly Debt Ratio fell 33.76% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 33.76% YoY) and the FY2025 annual result came in at 0.01, down 19.97% from the prior year.
  • Debt Ratio was 0.01 for Q1 2026 at Nicolet Bankshares, down from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.19 in Q1 2022 and bottomed at 0.01 in Q1 2026.
  • A 5-year average of 0.03 and a median of 0.02 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2022 — Debt Ratio jumped 541.54% — and 2023, when it slumped 83.94%.
  • Nicolet Bankshares' Debt Ratio stood at 0.06 in 2022, then sank by 68.15% to 0.02 in 2023, then fell by 6.93% to 0.02 in 2024, then dropped by 19.97% to 0.01 in 2025, then retreated by 21.3% to 0.01 in 2026.
  • Business Quant data shows NIC's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Nicolet Bankshares 3.11 Bn 2.50 Bn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.02
Dec 31, 2023 0.02
Sep 30, 2023 0.02
Jun 30, 2023 0.03
Mar 31, 2023 0.03
Dec 31, 2022 0.06
Sep 30, 2022 0.06
Jun 30, 2022 0.03
Mar 31, 2022 0.19
Dec 31, 2021 0.03
Sep 3, 2021 0.02
Jun 30, 2021 0.03