loanDepot (LDI) Retained Earnings (2021 - 2026)

loanDepot (LDI) reported Retained Earnings of -$651.7 million for Q1 2026, down 13.63% on a YoY basis from -$754.6 million in Q1 2025, and down 6.08% quarter-over-quarter from -$614.4 million in Q4 2025.

loanDepot (LDI) Retained Earnings (2021 - 2026) Analysis & Trends

loanDepot has reported Retained Earnings for 6 years, with the latest figure at -$651.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 13.63% year-over-year to -$651.7 million; the trailing twelve-month figure through Mar 2026 stood at -$651.7 million (down 13.63% YoY), and the FY2025 full-year result was -$614.4 million, down 11.58% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$651.7 million, down from -$614.4 million in the prior quarter.
  • The five-year high for Retained Earnings was -$77.2 million in Q1 2022, with the low at -$651.7 million in Q1 2026.
  • Historically, Retained Earnings has averaged -$450.1 million across 5 years, with a median of -$486.1 million in 2024.
  • Annual changes were most pronounced in 2022 — Retained Earnings plunged 1390.36% — and 2025, when it fell 11.58%.
  • loanDepot's Retained Earnings stood at -$342.1 million in 2022, then sank by 32.02% to -$451.7 million in 2023, then declined by 21.9% to -$550.6 million in 2024, then fell by 11.58% to -$614.4 million in 2025, then slipped by 6.08% to -$651.7 million in 2026.
  • The last three Retained Earnings figures came in at -$651.7 million (Q1 2026), -$614.4 million (Q4 2025), and -$592.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 421.00 Mn
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 4.28 Bn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 1.26 Bn
4 UWM Holdings 743.45 Mn 1.57 Bn - 216.77 Mn
5 Velocity Financial 668.42 Mn 583.96 Mn - 324.74 Mn
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 376.64 Mn
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 2.03 Mn
8 Onity 306.24 Mn 306.24 Mn - 78.50 Mn
9 loanDepot 209.70 Mn -4.79 Mn - -651.75 Mn
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -111,085.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -651.75 Mn
Dec 31, 2025 -614.40 Mn
Sep 30, 2025 -592.38 Mn
Jun 30, 2025 -587.52 Mn
Mar 31, 2025 -573.59 Mn
Dec 31, 2024 -550.62 Mn
Sep 30, 2024 -517.37 Mn
Jun 30, 2024 -518.21 Mn
Mar 31, 2024 -486.05 Mn
Dec 31, 2023 -451.71 Mn
Sep 30, 2023 -424.51 Mn
Jun 30, 2023 -408.22 Mn
Mar 31, 2023 -384.84 Mn
Dec 31, 2022 -342.14 Mn
Sep 30, 2022 -265.57 Mn
Jun 30, 2022 -205.24 Mn
Mar 31, 2022 -77.15 Mn
Dec 31, 2021 -28.98 Mn
Sep 30, 2021 -17.82 Mn
Jun 30, 2021 -44.82 Mn