loanDepot (LDI) Retained Earnings (2021 - 2026)
loanDepot's (LDI) quarterly Retained Earnings came in at -$651.7 million in Q1 2026, down 176.16% YoY from $855.8 million in Q1 2025, and down 6.08% on a QoQ basis from -$614.4 million in Q4 2025.
loanDepot (LDI) Retained Earnings (2021 - 2026) Analysis & Trends
loanDepot (LDI) has 6 years of Retained Earnings data on file, last reported at -$651.7 million in Q1 2026.
- Quarterly Retained Earnings fell 176.16% year-over-year to -$651.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$651.7 million (down 176.16% YoY) and the FY2025 annual result came in at -$614.4 million, down 11.58% from the prior year.
- Retained Earnings retreated to -$651.7 million in Q1 2026, from -$614.4 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $881.9 million in Q2 2025 to a low of -$651.7 million in Q1 2026.
- A 5-year average of $219.8 million and a median of $656.3 million in 2022 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings plunged 1390.36% — and 2023, when it jumped 495.94%.
- Tracing LDI's Retained Earnings over 5 years: stood at $788.6 million in 2022, then advanced by 4.12% to $821.1 million in 2023, then tumbled by 167.06% to -$550.6 million in 2024, then fell by 11.58% to -$614.4 million in 2025, then slipped by 6.08% to -$651.7 million in 2026.
- The last three Retained Earnings figures came in at -$651.7 million (Q1 2026), -$614.4 million (Q4 2025), and $880.4 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.79 Bn | 36.69 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.67 Bn | 36.67 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.30 Bn | 13.98 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.46 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.33 Bn | 1.17 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 707.21 Mn | -6.75 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 476.52 Mn | -21.89 Mn | - | 118.65 Mn |
| 9 | Onity | 301.86 Mn | 105.56 Mn | - | 544.90 Mn |
| 10 | loanDepot | 207.92 Mn | -103.21 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 888.98 Mn |
| Mar 31, 2026 | -651.75 Mn |
| Dec 31, 2025 | -614.40 Mn |
| Sep 30, 2025 | 880.39 Mn |
| Jun 30, 2025 | 881.92 Mn |
| Mar 31, 2025 | 855.80 Mn |
| Dec 31, 2024 | -550.62 Mn |
| Sep 30, 2024 | -517.37 Mn |
| Jun 30, 2024 | 830.71 Mn |
| Mar 31, 2024 | 824.25 Mn |
| Dec 31, 2023 | 821.06 Mn |
| Sep 30, 2023 | -424.51 Mn |
| Jun 30, 2023 | 812.61 Mn |
| Mar 31, 2023 | -384.84 Mn |
| Dec 31, 2022 | 788.60 Mn |
| Sep 30, 2022 | -265.57 Mn |
| Jun 30, 2022 | -205.24 Mn |
| Mar 31, 2022 | 656.27 Mn |
| Dec 31, 2021 | 565.07 Mn |
| Sep 30, 2021 | -17.82 Mn |