loanDepot (LDI) Retained Earnings (2021 - 2026)
loanDepot (LDI) reported Retained Earnings of -$651.7 million for Q1 2026, down 13.63% on a YoY basis from -$754.6 million in Q1 2025, and down 6.08% quarter-over-quarter from -$614.4 million in Q4 2025.
loanDepot (LDI) Retained Earnings (2021 - 2026) Analysis & Trends
loanDepot has reported Retained Earnings for 6 years, with the latest figure at -$651.7 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 13.63% year-over-year to -$651.7 million; the trailing twelve-month figure through Mar 2026 stood at -$651.7 million (down 13.63% YoY), and the FY2025 full-year result was -$614.4 million, down 11.58% from the prior year.
- Retained Earnings for Q1 2026 stood at -$651.7 million, down from -$614.4 million in the prior quarter.
- The five-year high for Retained Earnings was -$77.2 million in Q1 2022, with the low at -$651.7 million in Q1 2026.
- Historically, Retained Earnings has averaged -$450.1 million across 5 years, with a median of -$486.1 million in 2024.
- Annual changes were most pronounced in 2022 — Retained Earnings plunged 1390.36% — and 2025, when it fell 11.58%.
- loanDepot's Retained Earnings stood at -$342.1 million in 2022, then sank by 32.02% to -$451.7 million in 2023, then declined by 21.9% to -$550.6 million in 2024, then fell by 11.58% to -$614.4 million in 2025, then slipped by 6.08% to -$651.7 million in 2026.
- The last three Retained Earnings figures came in at -$651.7 million (Q1 2026), -$614.4 million (Q4 2025), and -$592.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 421.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 4.28 Bn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 1.26 Bn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 216.77 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 324.74 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 376.64 Mn |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 2.03 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 78.50 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -651.75 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -111,085.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -651.75 Mn |
| Dec 31, 2025 | -614.40 Mn |
| Sep 30, 2025 | -592.38 Mn |
| Jun 30, 2025 | -587.52 Mn |
| Mar 31, 2025 | -573.59 Mn |
| Dec 31, 2024 | -550.62 Mn |
| Sep 30, 2024 | -517.37 Mn |
| Jun 30, 2024 | -518.21 Mn |
| Mar 31, 2024 | -486.05 Mn |
| Dec 31, 2023 | -451.71 Mn |
| Sep 30, 2023 | -424.51 Mn |
| Jun 30, 2023 | -408.22 Mn |
| Mar 31, 2023 | -384.84 Mn |
| Dec 31, 2022 | -342.14 Mn |
| Sep 30, 2022 | -265.57 Mn |
| Jun 30, 2022 | -205.24 Mn |
| Mar 31, 2022 | -77.15 Mn |
| Dec 31, 2021 | -28.98 Mn |
| Sep 30, 2021 | -17.82 Mn |
| Jun 30, 2021 | -44.82 Mn |