loanDepot (LDI) Retained Earnings (2021 - 2026)
loanDepot (LDI) posted Retained Earnings of -$651.7 million for Q1 2026, down 6.08% on a QoQ basis from -$614.4 million in Q4 2025, and down 176.16% year-over-year from $855.8 million in Q1 2025.
loanDepot (LDI) Retained Earnings (2021 - 2026) Analysis & Trends
loanDepot's Retained Earnings history runs 6 years deep, the most recent figure standing at -$651.7 million for Q1 2026.
- Quarterly Retained Earnings fell 176.16% year-over-year to -$651.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$651.7 million (down 176.16% YoY) and the FY2025 annual result came in at -$614.4 million, down 11.58% from the prior year.
- Retained Earnings was -$651.7 million for Q1 2026 at loanDepot, down from -$614.4 million in the prior quarter.
- Across five years, Retained Earnings topped out at $881.9 million in Q2 2025 and bottomed at -$651.7 million in Q1 2026.
- A 5-year average of $219.8 million and a median of $656.3 million in 2022 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings tumbled 1390.36% — and 2023, when it jumped 495.94%.
- loanDepot's Retained Earnings stood at $788.6 million in 2022, then grew by 4.12% to $821.1 million in 2023, then sank by 167.06% to -$550.6 million in 2024, then decreased by 11.58% to -$614.4 million in 2025, then declined by 6.08% to -$651.7 million in 2026.
- Business Quant data shows LDI's Retained Earnings at -$651.7 million in Q1 2026, -$614.4 million in Q4 2025, and $880.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | -651.75 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -651.75 Mn |
| Dec 31, 2025 | -614.40 Mn |
| Sep 30, 2025 | 880.39 Mn |
| Jun 30, 2025 | 881.92 Mn |
| Mar 31, 2025 | 855.80 Mn |
| Dec 31, 2024 | -550.62 Mn |
| Sep 30, 2024 | -517.37 Mn |
| Jun 30, 2024 | 830.71 Mn |
| Mar 31, 2024 | 824.25 Mn |
| Dec 31, 2023 | 821.06 Mn |
| Sep 30, 2023 | -424.51 Mn |
| Jun 30, 2023 | 812.61 Mn |
| Mar 31, 2023 | -384.84 Mn |
| Dec 31, 2022 | 788.60 Mn |
| Sep 30, 2022 | -265.57 Mn |
| Jun 30, 2022 | -205.24 Mn |
| Mar 31, 2022 | 656.27 Mn |
| Dec 31, 2021 | 565.07 Mn |
| Sep 30, 2021 | -17.82 Mn |
| Jun 30, 2021 | 562.66 Mn |