Better Home & Finance Holding (BETR) Retained Earnings (2020 - 2026)
Better Home & Finance Holding (BETR) reported Retained Earnings of -$2.1 billion for Q1 2026, down 214.93% on a YoY basis from $1.9 billion in Q1 2025, and down 58796.99% sequentially from $3.7 million in Q4 2025.
Better Home & Finance Holding (BETR) Retained Earnings (2020 - 2026) Analysis & Trends
Better Home & Finance Holding (BETR) has 7 years of Retained Earnings data on file, last reported at -$2.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 214.93% year-over-year to -$2.1 billion; the trailing twelve-month figure through Mar 2026 stood at -$2.1 billion (down 214.93% YoY), and the FY2025 full-year result was $3.7 million, down 99.8% from the prior year.
- Retained Earnings fell to -$2.1 billion in Q1 2026, from $3.7 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.9 billion in Q1 2025 to a low of -$2.1 billion in Q1 2026.
- A 5-year average of -$44.6 million and a median of $3.7 million in 2025 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings jumped 129298.81% in 2023 and plunged 137827.69% in 2025, its largest moves.
- Tracing BETR's Retained Earnings over 5 years: stood at -$1.4 million in 2022, then jumped by 129298.81% to $1.8 billion in 2023, then grew by 1.35% to $1.9 billion in 2024, then tumbled by 99.8% to $3.7 million in 2025, then sank by 58796.99% to -$2.1 billion in 2026.
- Business Quant data shows BETR's Retained Earnings at -$2.1 billion in Q1 2026, $3.7 million in Q4 2025, and $3.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 78.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.15 Bn |
| Dec 31, 2025 | 3.66 Mn |
| Sep 30, 2025 | 3.87 Mn |
| Jun 30, 2025 | -2.00 Bn |
| Mar 31, 2025 | 1.87 Bn |
| Dec 31, 2024 | 1.86 Bn |
| Sep 30, 2024 | 1.86 Bn |
| Jun 30, 2024 | -1.45 Mn |
| Mar 31, 2024 | -1.76 Bn |
| Dec 31, 2023 | 1.84 Bn |
| Sep 30, 2023 | -1.65 Bn |
| Jun 30, 2023 | -1.30 Bn |
| Mar 31, 2023 | 625.55 Mn |
| Dec 31, 2022 | -1.42 Mn |
| Sep 30, 2022 | 20.54 Mn |
| Jun 30, 2022 | 21.73 Mn |
| Mar 31, 2022 | -5.54 Mn |
| Dec 31, 2021 | -6.55 Mn |
| Sep 30, 2021 | -8.90 Mn |
| Jun 30, 2021 | 13.02 Mn |