Better Home & Finance Holding (BETR) Retained Earnings (2020 - 2026)

Better Home & Finance Holding (BETR) reported Retained Earnings of -$2.1 billion for Q1 2026, down 214.93% on a YoY basis from $1.9 billion in Q1 2025, and down 58796.99% sequentially from $3.7 million in Q4 2025.

Better Home & Finance Holding (BETR) Retained Earnings (2020 - 2026) Analysis & Trends

Better Home & Finance Holding (BETR) has 7 years of Retained Earnings data on file, last reported at -$2.1 billion in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 214.93% year-over-year to -$2.1 billion; the trailing twelve-month figure through Mar 2026 stood at -$2.1 billion (down 214.93% YoY), and the FY2025 full-year result was $3.7 million, down 99.8% from the prior year.
  • Retained Earnings fell to -$2.1 billion in Q1 2026, from $3.7 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.9 billion in Q1 2025 to a low of -$2.1 billion in Q1 2026.
  • A 5-year average of -$44.6 million and a median of $3.7 million in 2025 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings jumped 129298.81% in 2023 and plunged 137827.69% in 2025, its largest moves.
  • Tracing BETR's Retained Earnings over 5 years: stood at -$1.4 million in 2022, then jumped by 129298.81% to $1.8 billion in 2023, then grew by 1.35% to $1.9 billion in 2024, then tumbled by 99.8% to $3.7 million in 2025, then sank by 58796.99% to -$2.1 billion in 2026.
  • Business Quant data shows BETR's Retained Earnings at -$2.1 billion in Q1 2026, $3.7 million in Q4 2025, and $3.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 421.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - -20.54 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 31.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 4.28 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - 147.57 Mn
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 1.26 Bn
7 Velocity Financial 681.36 Mn -6.51 Bn - 324.74 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 216.77 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -2.15 Bn
10 Onity 340.51 Mn 215.81 Mn - 78.50 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.15 Bn
Dec 31, 2025 3.66 Mn
Sep 30, 2025 3.87 Mn
Jun 30, 2025 -2.00 Bn
Mar 31, 2025 1.87 Bn
Dec 31, 2024 1.86 Bn
Sep 30, 2024 1.86 Bn
Jun 30, 2024 -1.45 Mn
Mar 31, 2024 -1.76 Bn
Dec 31, 2023 1.84 Bn
Sep 30, 2023 -1.65 Bn
Jun 30, 2023 -1.30 Bn
Mar 31, 2023 625.55 Mn
Dec 31, 2022 -1.42 Mn
Sep 30, 2022 20.54 Mn
Jun 30, 2022 21.73 Mn
Mar 31, 2022 -5.54 Mn
Dec 31, 2021 -6.55 Mn
Sep 30, 2021 -8.90 Mn
Jun 30, 2021 13.02 Mn