Federal National Mortgage Association Fannie Mae (FNMA) Retained Earnings (2009 - 2026)
Federal National Mortgage Association Fannie Mae (FNMA) posted quarterly Retained Earnings of -$16.6 billion for Q2 2026, up 47.68% year-over-year from -$11.2 billion in Q2 2025, and up 19.39% quarter-over-quarter from -$20.5 billion in Q1 2026.
Federal National Mortgage Association Fannie Mae (FNMA) Retained Earnings (2009 - 2026) Analysis & Trends
Federal National Mortgage Association Fannie Mae (FNMA) has reported Retained Earnings for 18 consecutive years, with -$16.6 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Retained Earnings rose 47.68% year-over-year to -$16.6 billion; the TTM figure through Jun 2026 stood at -$16.6 billion (up 47.68% YoY), while the FY2025 annual figure was -$24.3 billion, up 37.19% from the prior year.
- Retained Earnings rose to -$16.6 billion in Q2 2026 per FNMA's latest filing, from -$20.5 billion in the prior quarter.
- Across five years, Retained Earnings topped out at -$16.6 billion in Q2 2026 and bottomed at -$81.5 billion in Q1 2022.
- Historically, Retained Earnings has averaged -$49.4 billion across 5 years, with a median of -$49.0 billion in 2024.
- Annual changes were most pronounced in 2022 — Retained Earnings increased 15.04% — and 2026, when it surged 47.68%.
- Federal National Mortgage Association Fannie Mae's Retained Earnings stood at -$73.0 billion in 2022, then climbed by 23.84% to -$55.6 billion in 2023, then surged by 30.53% to -$38.6 billion in 2024, then jumped by 37.19% to -$24.3 billion in 2025, then jumped by 31.75% to -$16.6 billion in 2026.
- Business Quant data shows FNMA's Retained Earnings at -$16.6 billion in Q2 2026, -$20.5 billion in Q1 2026, and -$24.3 billion in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -16.56 Bn |
| Mar 31, 2026 | -20.54 Bn |
| Dec 31, 2025 | -24.26 Bn |
| Sep 30, 2025 | -27.79 Bn |
| Jun 30, 2025 | -31.65 Bn |
| Mar 31, 2025 | -34.96 Bn |
| Dec 31, 2024 | -38.63 Bn |
| Sep 30, 2024 | -42.76 Bn |
| Jun 30, 2024 | -46.80 Bn |
| Mar 31, 2024 | -51.28 Bn |
| Dec 31, 2023 | -55.60 Bn |
| Sep 30, 2023 | -59.55 Bn |
| Jun 30, 2023 | -64.25 Bn |
| Mar 31, 2023 | -69.24 Bn |
| Dec 31, 2022 | -73.01 Bn |
| Sep 30, 2022 | -74.44 Bn |
| Jun 30, 2022 | -76.87 Bn |
| Mar 31, 2022 | -81.53 Bn |
| Dec 31, 2021 | -85.93 Bn |
| Sep 30, 2021 | -91.12 Bn |