Rocket Companies (RKT) Retained Earnings (2020 - 2026)
Rocket Companies' Retained Earnings came in at $651 million for Q2 2026, up 264.7% from $178.51 million a year earlier and up 54.6% from the prior quarter.
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Analysis
Rocket Companies (RKT) Retained Earnings (2020 - 2026) Analysis & Trends
At the end of FY2025, Rocket Companies' Retained Earnings was $124 million, down 60.4% from FY2024.
- Retained Earnings carries a five-year compound annual growth rate of -9.8% (FY2020 to FY2025).
- Going back by year, Retained Earnings was $313 million in FY2024 (+10.1%), $284.3 million in FY2023 (-5.4%), $300.39 million in FY2022 (-20.5%) and $378.01 million in FY2021 (+82.2%).
- The Q2 2026 figure represents the highest quarterly Retained Earnings in data going back to Q3 2020.
- Year-over-year, Retained Earnings increased in three of the last eight quarters, with growth averaging 22.7%.
- The fastest year-over-year change in Retained Earnings over five years came in Q3 2021 (growth of 484.7%), and the weakest in Q3 2025 (a decline of 80.2%).
- Business Quant data shows RKT's Retained Earnings at $421 million (Q1 2026), $124 million (Q4 2025) and $55.2 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 41.18 Bn | 9.90 Bn | 4.68 Bn | 22.94 Bn |
| 2 | Rocket Companies | 30.87 Bn | 16.55 Bn | - | 651.00 Mn |
| 3 | Affirm Holdings | 26.11 Bn | 19.80 Bn | - | -1.13 Bn |
| 4 | Royalty Pharma | 25.20 Bn | 22.16 Bn | - | 2.46 Bn |
| 5 | Synchrony Financial | 24.32 Bn | -43.65 Bn | - | 25.97 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 20.83 Bn | 20.83 Bn | - | -16.56 Bn |
| 7 | Royal Gold | 19.70 Bn | 18.88 Bn | 390.45 Mn | 1.66 Bn |
| 8 | Ares Capital | 13.30 Bn | 10.74 Bn | - | 531.00 Mn |
| 9 | Annaly Capital Management | 13.26 Bn | 4.30 Bn | - | -13.21 Bn |
| 10 | Federal Home Loan Mortgage | 10.54 Bn | -8.20 Bn | - | -5.14 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 651.00 Mn |
| Mar 31, 2026 | 421.00 Mn |
| Dec 31, 2025 | 124.00 Mn |
| Sep 30, 2025 | 55.20 Mn |
| Jun 30, 2025 | 178.51 Mn |
| Mar 31, 2025 | 180.22 Mn |
| Dec 31, 2024 | 313.00 Mn |
| Sep 30, 2024 | 278.96 Mn |
| Jun 30, 2024 | 300.96 Mn |
| Mar 31, 2024 | 300.49 Mn |
| Dec 31, 2023 | 284.30 Mn |
| Sep 30, 2023 | 294.77 Mn |
| Jun 30, 2023 | 288.52 Mn |
| Mar 31, 2023 | 281.00 Mn |
| Dec 31, 2022 | 300.39 Mn |
| Sep 30, 2022 | 316.38 Mn |
| Jun 30, 2022 | 308.90 Mn |
| Mar 31, 2022 | 305.79 Mn |
| Dec 31, 2021 | 378.01 Mn |
| Sep 30, 2021 | 336.59 Mn |
API Access
Rocket Companies Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=RKT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "RKT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=RKT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();