UWM Holdings (UWMC) Retained Earnings (2019 - 2026)
UWM Holdings (UWMC) posted quarterly Retained Earnings of $216.8 million for Q1 2026, up 4943.46% year-over-year from $4.3 million in Q1 2025, and up 14.42% quarter-over-quarter from $189.4 million in Q4 2025.
UWM Holdings (UWMC) Retained Earnings (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Retained Earnings for 8 consecutive years, with $216.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Retained Earnings rose 4943.46% year-over-year to $216.8 million; the TTM figure through Mar 2026 stood at $216.8 million (up 4943.46% YoY), while the FY2025 annual figure was $189.4 million, up 20.03% from the prior year.
- Retained Earnings rose to $216.8 million in Q1 2026 per UWMC's latest filing, from $189.4 million in the prior quarter.
- Across five years, Retained Earnings topped out at $216.8 million in Q1 2026 and bottomed at $784000.0 in Q3 2022.
- Historically, Retained Earnings has averaged $79.8 million across 5 years, with a median of $111.0 million in 2024.
- Annual changes were most pronounced in 2022 — Retained Earnings sank 99.4% — and 2024, when it jumped 9173.62%.
- UWM Holdings' Retained Earnings stood at $142.5 million in 2022, then tumbled by 98.81% to $1.7 million in 2023, then surged by 9173.62% to $157.8 million in 2024, then grew by 20.03% to $189.4 million in 2025, then rose by 14.42% to $216.8 million in 2026.
- Business Quant data shows UWMC's Retained Earnings at $216.8 million in Q1 2026, $189.4 million in Q4 2025, and $7.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 118.65 Mn |
| Mar 31, 2026 | 216.77 Mn |
| Dec 31, 2025 | 189.45 Mn |
| Sep 30, 2025 | 7.58 Mn |
| Jun 30, 2025 | 5.69 Mn |
| Mar 31, 2025 | 4.30 Mn |
| Dec 31, 2024 | 157.84 Mn |
| Sep 30, 2024 | 116.56 Mn |
| Jun 30, 2024 | 111.02 Mn |
| Mar 31, 2024 | 2.09 Mn |
| Dec 31, 2023 | 1.70 Mn |
| Sep 30, 2023 | 1.48 Mn |
| Jun 30, 2023 | 120.38 Mn |
| Mar 31, 2023 | 1.04 Mn |
| Dec 31, 2022 | 142.50 Mn |
| Sep 30, 2022 | 784,000.00 |
| Jun 30, 2022 | 137.96 Mn |
| Mar 31, 2022 | 138.83 Mn |
| Dec 31, 2021 | 141.81 Mn |
| Sep 30, 2021 | 129.82 Mn |