UWM Holdings (UWMC) Retained Earnings (2019 - 2026)
UWM Holdings' (UWMC) quarterly Retained Earnings came in at $118.6 million in Q2 2026, down 30.34% year-over-year from $170.3 million in Q2 2025, and down 45.27% quarter-over-quarter from $216.8 million in Q1 2026.
Analysis
UWM Holdings (UWMC) Retained Earnings (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Retained Earnings for 8 consecutive years, with $118.6 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Retained Earnings fell 30.34% year-over-year to $118.6 million in Q2 2026; TTM through Jun 2026 was $118.6 million, a 30.34% decrease from a year earlier, with the FY2025 full-year figure at $189.4 million, up 20.03% from the prior year.
- Retained Earnings was $118.6 million for Q2 2026 at UWM Holdings, down from $216.8 million in the prior quarter.
- Over five years, Retained Earnings peaked at $216.8 million in Q1 2026 and troughed at $110.7 million in Q4 2023.
- A 5-year average of $142.6 million and a median of $138.4 million in 2022 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings soared 53.41% in 2025 and plunged 30.34% in 2026, its largest moves.
- Over 5 years, Retained Earnings stood at $142.5 million in 2022, then fell by 22.32% to $110.7 million in 2023, then soared by 42.59% to $157.8 million in 2024, then advanced by 20.03% to $189.4 million in 2025, then tumbled by 37.37% to $118.6 million in 2026.
- The last three Retained Earnings figures came in at $118.6 million (Q2 2026), $216.8 million (Q1 2026), and $189.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | -16.56 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 1.50 Bn |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 4.28 Bn |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.12 Bn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 118.65 Mn |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.24 Bn |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 334.83 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 390.98 Mn |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 544.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 118.65 Mn |
| Mar 31, 2026 | 216.77 Mn |
| Dec 31, 2025 | 189.45 Mn |
| Sep 30, 2025 | 169.94 Mn |
| Jun 30, 2025 | 170.32 Mn |
| Mar 31, 2025 | 160.41 Mn |
| Dec 31, 2024 | 157.84 Mn |
| Sep 30, 2024 | 116.56 Mn |
| Jun 30, 2024 | 111.02 Mn |
| Mar 31, 2024 | 111.98 Mn |
| Dec 31, 2023 | 110.69 Mn |
| Sep 30, 2023 | 130.23 Mn |
| Jun 30, 2023 | 120.38 Mn |
| Mar 31, 2023 | 122.14 Mn |
| Dec 31, 2022 | 142.50 Mn |
| Sep 30, 2022 | 141.19 Mn |
| Jun 30, 2022 | 137.96 Mn |
| Mar 31, 2022 | 138.83 Mn |
| Dec 31, 2021 | 141.81 Mn |
| Sep 30, 2021 | 129.82 Mn |