PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Retained Earnings of $4.3 billion for Q1 2026, up 11.58% year-over-year from $3.8 billion in Q1 2025, and up 1.58% quarter-over-quarter from $4.2 billion in Q4 2025.
PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Retained Earnings for 10 consecutive years, with $4.3 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Retained Earnings rose 11.58% year-over-year to $4.3 billion; the TTM figure through Mar 2026 stood at $4.3 billion (up 11.58% YoY), while the FY2025 annual figure was $4.2 billion, up 11.62% from the prior year.
- Retained Earnings improved to $4.3 billion in Q1 2026 per PFSI's latest filing, from $4.2 billion in the prior quarter.
- Across five years, Retained Earnings topped out at $4.3 billion in Q1 2026 and bottomed at $3.4 billion in Q1 2022.
- Historically, Retained Earnings has averaged $3.7 billion across 5 years, with a median of $3.6 billion in 2023.
- Annual changes were most pronounced in 2022 — Retained Earnings climbed 27.24% — and 2023, when it rose 0.31%.
- PennyMac Financial Services' Retained Earnings stood at $3.5 billion in 2022, then grew by 1.25% to $3.5 billion in 2023, then grew by 7.38% to $3.8 billion in 2024, then climbed by 11.62% to $4.2 billion in 2025, then advanced by 1.58% to $4.3 billion in 2026.
- Business Quant data shows PFSI's Retained Earnings at $4.3 billion in Q1 2026, $4.2 billion in Q4 2025, and $4.1 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.28 Bn |
| Mar 31, 2026 | 4.28 Bn |
| Dec 31, 2025 | 4.21 Bn |
| Sep 30, 2025 | 4.12 Bn |
| Jun 30, 2025 | 3.96 Bn |
| Mar 31, 2025 | 3.83 Bn |
| Dec 31, 2024 | 3.77 Bn |
| Sep 30, 2024 | 3.68 Bn |
| Jun 30, 2024 | 3.63 Bn |
| Mar 31, 2024 | 3.54 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.56 Bn |
| Jun 30, 2023 | 3.48 Bn |
| Mar 31, 2023 | 3.45 Bn |
| Dec 31, 2022 | 3.47 Bn |
| Sep 30, 2022 | 3.48 Bn |
| Jun 30, 2022 | 3.46 Bn |
| Mar 31, 2022 | 3.44 Bn |
| Dec 31, 2021 | 3.29 Bn |
| Sep 30, 2021 | 3.13 Bn |