PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly Retained Earnings came in at $4.3 billion in Q1 2026, up 11.58% year-on-year from $3.8 billion in Q1 2025, and up 1.58% on a QoQ basis from $4.2 billion in Q4 2025.

PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of Retained Earnings data on file, last reported at $4.3 billion in Q1 2026.

  • On a quarterly basis, Retained Earnings rose 11.58% year-over-year to $4.3 billion in Q1 2026; TTM through Mar 2026 was $4.3 billion, a 11.58% increase from a year earlier, with the FY2025 full-year figure at $4.2 billion, up 11.62% from the prior year.
  • Retained Earnings for Q1 2026 stood at $4.3 billion, up from $4.2 billion in the prior quarter.
  • Over the last five years, Retained Earnings for PFSI reached as high as $4.3 billion in Q1 2026 and fell as low as $3.4 billion in Q1 2022.
  • Historically, Retained Earnings has averaged $3.7 billion across 5 years, with a median of $3.6 billion in 2023.
  • Across the five-year window, Retained Earnings gained 27.24% in 2022 and grew 0.31% in 2023, its largest moves.
  • Year by year, Retained Earnings stood at $3.5 billion in 2022, then rose by 1.25% to $3.5 billion in 2023, then rose by 7.38% to $3.8 billion in 2024, then increased by 11.62% to $4.2 billion in 2025, then grew by 1.58% to $4.3 billion in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were $4.3 billion in Q1 2026, $4.2 billion in Q4 2025, and $4.1 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 421.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - -20.54 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 31.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 4.28 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - 147.57 Mn
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 1.26 Bn
7 Velocity Financial 681.36 Mn -6.51 Bn - 324.74 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 216.77 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -2.15 Bn
10 Onity 340.51 Mn 215.81 Mn - 78.50 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.28 Bn
Dec 31, 2025 4.21 Bn
Sep 30, 2025 4.12 Bn
Jun 30, 2025 3.96 Bn
Mar 31, 2025 3.83 Bn
Dec 31, 2024 3.77 Bn
Sep 30, 2024 3.68 Bn
Jun 30, 2024 3.63 Bn
Mar 31, 2024 3.54 Bn
Dec 31, 2023 3.51 Bn
Sep 30, 2023 3.56 Bn
Jun 30, 2023 3.48 Bn
Mar 31, 2023 3.45 Bn
Dec 31, 2022 3.47 Bn
Sep 30, 2022 3.48 Bn
Jun 30, 2022 3.46 Bn
Mar 31, 2022 3.44 Bn
Dec 31, 2021 3.29 Bn
Sep 30, 2021 3.13 Bn
Jun 30, 2021 2.90 Bn