PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Retained Earnings came in at $4.3 billion in Q2 2026, up 8.32% year-over-year from $4.0 billion in Q2 2025, and little changed quarter-over-quarter from $4.3 billion in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Retained Earnings for 10 consecutive years, with $4.3 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Retained Earnings rose 8.32% year-over-year to $4.3 billion in Q2 2026; TTM through Jun 2026 was $4.3 billion, a 8.32% increase from a year earlier, with the FY2025 full-year figure at $4.2 billion, up 11.62% from the prior year.
- Retained Earnings was $4.3 billion for Q2 2026 at PennyMac Financial Services, roughly flat from $4.3 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $4.3 billion in Q2 2026 and troughed at $3.4 billion in Q1 2022.
- A 5-year average of $3.7 billion and a median of $3.6 billion in 2023 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings advanced 27.24% in 2022 and increased 0.31% in 2023, its largest moves.
- Over 5 years, Retained Earnings stood at $3.5 billion in 2022, then advanced by 1.25% to $3.5 billion in 2023, then advanced by 7.38% to $3.8 billion in 2024, then gained by 11.62% to $4.2 billion in 2025, then gained by 1.72% to $4.3 billion in 2026.
- The last three Retained Earnings figures came in at $4.3 billion (Q2 2026), $4.3 billion (Q1 2026), and $4.2 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | -16.56 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 1.50 Bn |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 4.28 Bn |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.12 Bn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 118.65 Mn |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.24 Bn |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 334.83 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 390.98 Mn |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 544.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.28 Bn |
| Mar 31, 2026 | 4.28 Bn |
| Dec 31, 2025 | 4.21 Bn |
| Sep 30, 2025 | 4.12 Bn |
| Jun 30, 2025 | 3.96 Bn |
| Mar 31, 2025 | 3.83 Bn |
| Dec 31, 2024 | 3.77 Bn |
| Sep 30, 2024 | 3.68 Bn |
| Jun 30, 2024 | 3.63 Bn |
| Mar 31, 2024 | 3.54 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.56 Bn |
| Jun 30, 2023 | 3.48 Bn |
| Mar 31, 2023 | 3.45 Bn |
| Dec 31, 2022 | 3.47 Bn |
| Sep 30, 2022 | 3.48 Bn |
| Jun 30, 2022 | 3.46 Bn |
| Mar 31, 2022 | 3.44 Bn |
| Dec 31, 2021 | 3.29 Bn |
| Sep 30, 2021 | 3.13 Bn |