PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Retained Earnings came in at $4.3 billion in Q1 2026, up 11.58% year-on-year from $3.8 billion in Q1 2025, and up 1.58% on a QoQ basis from $4.2 billion in Q4 2025.
PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Retained Earnings data on file, last reported at $4.3 billion in Q1 2026.
- On a quarterly basis, Retained Earnings rose 11.58% year-over-year to $4.3 billion in Q1 2026; TTM through Mar 2026 was $4.3 billion, a 11.58% increase from a year earlier, with the FY2025 full-year figure at $4.2 billion, up 11.62% from the prior year.
- Retained Earnings for Q1 2026 stood at $4.3 billion, up from $4.2 billion in the prior quarter.
- Over the last five years, Retained Earnings for PFSI reached as high as $4.3 billion in Q1 2026 and fell as low as $3.4 billion in Q1 2022.
- Historically, Retained Earnings has averaged $3.7 billion across 5 years, with a median of $3.6 billion in 2023.
- Across the five-year window, Retained Earnings gained 27.24% in 2022 and grew 0.31% in 2023, its largest moves.
- Year by year, Retained Earnings stood at $3.5 billion in 2022, then rose by 1.25% to $3.5 billion in 2023, then rose by 7.38% to $3.8 billion in 2024, then increased by 11.62% to $4.2 billion in 2025, then grew by 1.58% to $4.3 billion in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $4.3 billion in Q1 2026, $4.2 billion in Q4 2025, and $4.1 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 78.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.28 Bn |
| Dec 31, 2025 | 4.21 Bn |
| Sep 30, 2025 | 4.12 Bn |
| Jun 30, 2025 | 3.96 Bn |
| Mar 31, 2025 | 3.83 Bn |
| Dec 31, 2024 | 3.77 Bn |
| Sep 30, 2024 | 3.68 Bn |
| Jun 30, 2024 | 3.63 Bn |
| Mar 31, 2024 | 3.54 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.56 Bn |
| Jun 30, 2023 | 3.48 Bn |
| Mar 31, 2023 | 3.45 Bn |
| Dec 31, 2022 | 3.47 Bn |
| Sep 30, 2022 | 3.48 Bn |
| Jun 30, 2022 | 3.46 Bn |
| Mar 31, 2022 | 3.44 Bn |
| Dec 31, 2021 | 3.29 Bn |
| Sep 30, 2021 | 3.13 Bn |
| Jun 30, 2021 | 2.90 Bn |