PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026)
PennyMac Financial Services (PFSI) reported Retained Earnings of $4.3 billion for Q1 2026, up 11.58% year-over-year from $3.8 billion in Q1 2025, and up 1.58% quarter-over-quarter from $4.2 billion in Q4 2025.
PennyMac Financial Services (PFSI) Retained Earnings (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Retained Earnings data on file, last reported at $4.3 billion in Q1 2026.
- Retained Earnings for Q1 2026 came in at $4.3 billion, up 11.58% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.3 billion (up 11.58% YoY), and the FY2025 annual result was $4.2 billion, up 11.62% from the prior year.
- Retained Earnings grew to $4.3 billion in Q1 2026 per PFSI's latest filing, from $4.2 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $4.3 billion in Q1 2026 and troughed at $3.4 billion in Q1 2022.
- A 5-year average of $3.7 billion and a median of $3.6 billion in 2023 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings climbed 27.24% in 2022, then rose 0.31% in 2023.
- A 5-year view of Retained Earnings shows it stood at $3.5 billion in 2022, then climbed by 1.25% to $3.5 billion in 2023, then climbed by 7.38% to $3.8 billion in 2024, then advanced by 11.62% to $4.2 billion in 2025, then gained by 1.58% to $4.3 billion in 2026.
- Business Quant data shows PFSI's Retained Earnings at $4.3 billion in Q1 2026, $4.2 billion in Q4 2025, and $4.1 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 421.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 4.28 Bn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 1.26 Bn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 216.77 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 324.74 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 376.64 Mn |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 2.03 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 78.50 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -651.75 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -111,085.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.28 Bn |
| Dec 31, 2025 | 4.21 Bn |
| Sep 30, 2025 | 4.12 Bn |
| Jun 30, 2025 | 3.96 Bn |
| Mar 31, 2025 | 3.83 Bn |
| Dec 31, 2024 | 3.77 Bn |
| Sep 30, 2024 | 3.68 Bn |
| Jun 30, 2024 | 3.63 Bn |
| Mar 31, 2024 | 3.54 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.56 Bn |
| Jun 30, 2023 | 3.48 Bn |
| Mar 31, 2023 | 3.45 Bn |
| Dec 31, 2022 | 3.47 Bn |
| Sep 30, 2022 | 3.48 Bn |
| Jun 30, 2022 | 3.46 Bn |
| Mar 31, 2022 | 3.44 Bn |
| Dec 31, 2021 | 3.29 Bn |
| Sep 30, 2021 | 3.13 Bn |
| Jun 30, 2021 | 2.90 Bn |