Velocity Financial (VEL) Retained Earnings (2020 - 2026)
Velocity Financial's (VEL) quarterly Retained Earnings came in at $324.7 million in Q1 2026, down 8.12% year-on-year from $353.4 million in Q1 2025, and up 12580.48% quarter-over-quarter from -$2.6 million in Q4 2025.
Velocity Financial (VEL) Retained Earnings (2020 - 2026) Analysis & Trends
Velocity Financial's Retained Earnings history runs 7 years deep, the most recent figure standing at $324.7 million for Q1 2026.
- On a quarterly basis, Retained Earnings fell 8.12% year-over-year to $324.7 million in Q1 2026; TTM through Mar 2026 was $324.7 million, a 8.12% decrease from a year earlier, with the FY2025 full-year figure at -$2.6 million, down 100.81% from the prior year.
- Retained Earnings climbed to $324.7 million in Q1 2026 per VEL's latest filing, from -$2.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $353.4 million in Q1 2025 and bottomed at -$3.2 million in Q2 2025.
- The 5-year median for Retained Earnings is $160.9 million (2024), against an average of $175.2 million.
- Across the five-year window, Retained Earnings soared 961.93% in 2022 and tumbled 101.99% in 2025, its largest moves.
- Year by year, Retained Earnings stood at $76.6 million in 2022, then surged by 300.27% to $306.7 million in 2023, then advanced by 5.29% to $323.0 million in 2024, then tumbled by 100.81% to -$2.6 million in 2025, then jumped by 12580.48% to $324.7 million in 2026.
- Per Business Quant, the three latest VEL Retained Earnings figures stand at $324.7 million (Q1 2026), -$2.6 million (Q4 2025), and -$2.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 78.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 324.74 Mn |
| Dec 31, 2025 | -2.60 Mn |
| Sep 30, 2025 | -2.92 Mn |
| Jun 30, 2025 | -3.21 Mn |
| Mar 31, 2025 | 353.45 Mn |
| Dec 31, 2024 | 322.95 Mn |
| Sep 30, 2024 | -2.66 Mn |
| Jun 30, 2024 | 160.94 Mn |
| Mar 31, 2024 | 308.26 Mn |
| Dec 31, 2023 | 306.74 Mn |
| Sep 30, 2023 | 304.91 Mn |
| Jun 30, 2023 | 99.47 Mn |
| Mar 31, 2023 | 87.28 Mn |
| Dec 31, 2022 | 76.63 Mn |
| Sep 30, 2022 | 298.77 Mn |
| Jun 30, 2022 | 297.84 Mn |
| Mar 31, 2022 | 47.54 Mn |
| Dec 31, 2021 | 296.36 Mn |
| Sep 30, 2021 | 205.92 Mn |
| Jun 30, 2021 | 28.05 Mn |