Velocity Financial (VEL) Retained Earnings (2020 - 2026)

Velocity Financial's (VEL) quarterly Retained Earnings came in at $324.7 million in Q1 2026, down 8.12% year-on-year from $353.4 million in Q1 2025, and up 12580.48% quarter-over-quarter from -$2.6 million in Q4 2025.

Velocity Financial (VEL) Retained Earnings (2020 - 2026) Analysis & Trends

Velocity Financial's Retained Earnings history runs 7 years deep, the most recent figure standing at $324.7 million for Q1 2026.

  • On a quarterly basis, Retained Earnings fell 8.12% year-over-year to $324.7 million in Q1 2026; TTM through Mar 2026 was $324.7 million, a 8.12% decrease from a year earlier, with the FY2025 full-year figure at -$2.6 million, down 100.81% from the prior year.
  • Retained Earnings climbed to $324.7 million in Q1 2026 per VEL's latest filing, from -$2.6 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $353.4 million in Q1 2025 and bottomed at -$3.2 million in Q2 2025.
  • The 5-year median for Retained Earnings is $160.9 million (2024), against an average of $175.2 million.
  • Across the five-year window, Retained Earnings soared 961.93% in 2022 and tumbled 101.99% in 2025, its largest moves.
  • Year by year, Retained Earnings stood at $76.6 million in 2022, then surged by 300.27% to $306.7 million in 2023, then advanced by 5.29% to $323.0 million in 2024, then tumbled by 100.81% to -$2.6 million in 2025, then jumped by 12580.48% to $324.7 million in 2026.
  • Per Business Quant, the three latest VEL Retained Earnings figures stand at $324.7 million (Q1 2026), -$2.6 million (Q4 2025), and -$2.9 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 421.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - -20.54 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 31.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 4.28 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - 147.57 Mn
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 1.26 Bn
7 Velocity Financial 681.36 Mn -6.51 Bn - 324.74 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 216.77 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -2.15 Bn
10 Onity 340.51 Mn 215.81 Mn - 78.50 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 324.74 Mn
Dec 31, 2025 -2.60 Mn
Sep 30, 2025 -2.92 Mn
Jun 30, 2025 -3.21 Mn
Mar 31, 2025 353.45 Mn
Dec 31, 2024 322.95 Mn
Sep 30, 2024 -2.66 Mn
Jun 30, 2024 160.94 Mn
Mar 31, 2024 308.26 Mn
Dec 31, 2023 306.74 Mn
Sep 30, 2023 304.91 Mn
Jun 30, 2023 99.47 Mn
Mar 31, 2023 87.28 Mn
Dec 31, 2022 76.63 Mn
Sep 30, 2022 298.77 Mn
Jun 30, 2022 297.84 Mn
Mar 31, 2022 47.54 Mn
Dec 31, 2021 296.36 Mn
Sep 30, 2021 205.92 Mn
Jun 30, 2021 28.05 Mn