Velocity Financial (VEL) Retained Earnings (2020 - 2026)
Velocity Financial (VEL) posted Retained Earnings of $391.0 million for Q2 2026, up 1.49% on a QoQ basis from $385.3 million in Q1 2026, and up 6.09% year-over-year from $368.5 million in Q2 2025.
Analysis
Velocity Financial (VEL) Retained Earnings (2020 - 2026) Analysis & Trends
Velocity Financial has reported Retained Earnings for 7 years, with the latest figure at $391.0 million in Q2 2026.
- On a quarterly basis, Retained Earnings rose 6.09% year-over-year to $391.0 million in Q2 2026; TTM through Jun 2026 was $391.0 million, a 6.09% increase from a year earlier, with the FY2025 full-year figure at $382.6 million, up 18.46% from the prior year.
- Retained Earnings was $391.0 million for Q2 2026 at Velocity Financial, up from $385.3 million in the prior quarter.
- The five-year high for Retained Earnings was $391.0 million in Q2 2026, with the low at $297.0 million in Q1 2022.
- Average Retained Earnings over 5 years is $329.2 million, with a median of $309.8 million recorded in 2024.
- The largest YoY upside for Retained Earnings was 45.14% in 2022 against a maximum downside of 1.33% in 2022.
- Over 5 years, Retained Earnings stood at $300.3 million in 2022, then rose by 2.14% to $306.7 million in 2023, then climbed by 5.29% to $323.0 million in 2024, then increased by 18.46% to $382.6 million in 2025, then advanced by 2.2% to $391.0 million in 2026.
- The last three Retained Earnings figures came in at $391.0 million (Q2 2026), $385.3 million (Q1 2026), and $382.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | -16.56 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 1.50 Bn |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 4.28 Bn |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.12 Bn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 118.65 Mn |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.24 Bn |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 334.83 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 390.98 Mn |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 544.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 390.98 Mn |
| Mar 31, 2026 | 385.25 Mn |
| Dec 31, 2025 | 382.56 Mn |
| Sep 30, 2025 | 379.40 Mn |
| Jun 30, 2025 | 368.53 Mn |
| Mar 31, 2025 | 353.45 Mn |
| Dec 31, 2024 | 322.95 Mn |
| Sep 30, 2024 | 313.09 Mn |
| Jun 30, 2024 | 311.32 Mn |
| Mar 31, 2024 | 308.26 Mn |
| Dec 31, 2023 | 306.74 Mn |
| Sep 30, 2023 | 304.91 Mn |
| Jun 30, 2023 | 303.21 Mn |
| Mar 31, 2023 | 301.31 Mn |
| Dec 31, 2022 | 300.31 Mn |
| Sep 30, 2022 | 298.77 Mn |
| Jun 30, 2022 | 297.84 Mn |
| Mar 31, 2022 | 297.03 Mn |
| Dec 31, 2021 | 296.36 Mn |
| Sep 30, 2021 | 205.92 Mn |