Velocity Financial VEL
NYSE VEL
$16.04 -0.04 (-0.25%)
At close: Sep 18, 2026 · 4:00 PM EDT

Velocity Financial (VEL) Retained Earnings (2020 - 2026)

Velocity Financial (VEL) posted Retained Earnings of $391.0 million for Q2 2026, up 1.49% on a QoQ basis from $385.3 million in Q1 2026, and up 6.09% year-over-year from $368.5 million in Q2 2025.

Analysis

Velocity Financial (VEL) Retained Earnings (2020 - 2026) Analysis & Trends

Velocity Financial has reported Retained Earnings for 7 years, with the latest figure at $391.0 million in Q2 2026.

  • On a quarterly basis, Retained Earnings rose 6.09% year-over-year to $391.0 million in Q2 2026; TTM through Jun 2026 was $391.0 million, a 6.09% increase from a year earlier, with the FY2025 full-year figure at $382.6 million, up 18.46% from the prior year.
  • Retained Earnings was $391.0 million for Q2 2026 at Velocity Financial, up from $385.3 million in the prior quarter.
  • The five-year high for Retained Earnings was $391.0 million in Q2 2026, with the low at $297.0 million in Q1 2022.
  • Average Retained Earnings over 5 years is $329.2 million, with a median of $309.8 million recorded in 2024.
  • The largest YoY upside for Retained Earnings was 45.14% in 2022 against a maximum downside of 1.33% in 2022.
  • Over 5 years, Retained Earnings stood at $300.3 million in 2022, then rose by 2.14% to $306.7 million in 2023, then climbed by 5.29% to $323.0 million in 2024, then increased by 18.46% to $382.6 million in 2025, then advanced by 2.2% to $391.0 million in 2026.
  • The last three Retained Earnings figures came in at $391.0 million (Q2 2026), $385.3 million (Q1 2026), and $382.6 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 22.89 Bn
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - -16.56 Bn
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 1.50 Bn
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 4.28 Bn
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 1.12 Bn
6 UWM Holdings 2.01 Bn 2.36 Bn - 118.65 Mn
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 1.24 Bn
8 CNFinance Holdings 1.25 Bn 1.25 Bn - 334.83 Mn
9 Velocity Financial 630.27 Mn -6.82 Bn - 390.98 Mn
10 Onity 266.14 Mn 69.84 Mn - 544.90 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 390.98 Mn
Mar 31, 2026 385.25 Mn
Dec 31, 2025 382.56 Mn
Sep 30, 2025 379.40 Mn
Jun 30, 2025 368.53 Mn
Mar 31, 2025 353.45 Mn
Dec 31, 2024 322.95 Mn
Sep 30, 2024 313.09 Mn
Jun 30, 2024 311.32 Mn
Mar 31, 2024 308.26 Mn
Dec 31, 2023 306.74 Mn
Sep 30, 2023 304.91 Mn
Jun 30, 2023 303.21 Mn
Mar 31, 2023 301.31 Mn
Dec 31, 2022 300.31 Mn
Sep 30, 2022 298.77 Mn
Jun 30, 2022 297.84 Mn
Mar 31, 2022 297.03 Mn
Dec 31, 2021 296.36 Mn
Sep 30, 2021 205.92 Mn