Velocity Financial (VEL) Retained Earnings (2020 - 2026)
Velocity Financial (VEL) posted quarterly Retained Earnings of $324.7 million for Q1 2026, down 8.12% year-over-year from $353.4 million in Q1 2025, and up 12580.48% quarter-over-quarter from -$2.6 million in Q4 2025.
Velocity Financial (VEL) Retained Earnings (2020 - 2026) Analysis & Trends
Velocity Financial's Retained Earnings history runs 7 years deep, the most recent figure standing at $324.7 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 8.12% year-over-year to $324.7 million; the TTM figure through Mar 2026 stood at $324.7 million (down 8.12% YoY), while the FY2025 annual figure was -$2.6 million, down 100.81% from the prior year.
- Retained Earnings for Q1 2026 stood at $324.7 million, up from -$2.6 million in the prior quarter.
- The five-year high for Retained Earnings was $353.4 million in Q1 2025, with the low at -$3.2 million in Q2 2025.
- The 5-year median for Retained Earnings is $160.9 million (2024), against an average of $175.2 million.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings soared 961.93% in 2022, then slumped 101.99% in 2025.
- Velocity Financial's Retained Earnings stood at $76.6 million in 2022, then jumped by 300.27% to $306.7 million in 2023, then gained by 5.29% to $323.0 million in 2024, then plunged by 100.81% to -$2.6 million in 2025, then soared by 12580.48% to $324.7 million in 2026.
- Business Quant data shows VEL's Retained Earnings at $324.7 million in Q1 2026, -$2.6 million in Q4 2025, and -$2.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 390.98 Mn |
| Mar 31, 2026 | 324.74 Mn |
| Dec 31, 2025 | -2.60 Mn |
| Sep 30, 2025 | -2.92 Mn |
| Jun 30, 2025 | -3.21 Mn |
| Mar 31, 2025 | 353.45 Mn |
| Dec 31, 2024 | 322.95 Mn |
| Sep 30, 2024 | -2.66 Mn |
| Jun 30, 2024 | 160.94 Mn |
| Mar 31, 2024 | 308.26 Mn |
| Dec 31, 2023 | 306.74 Mn |
| Sep 30, 2023 | 304.91 Mn |
| Jun 30, 2023 | 99.47 Mn |
| Mar 31, 2023 | 87.28 Mn |
| Dec 31, 2022 | 76.63 Mn |
| Sep 30, 2022 | 298.77 Mn |
| Jun 30, 2022 | 297.84 Mn |
| Mar 31, 2022 | 47.54 Mn |
| Dec 31, 2021 | 296.36 Mn |
| Sep 30, 2021 | 205.92 Mn |