CNFinance Holdings (CNF) Retained Earnings (2017 - 2025)
CNFinance Holdings (CNF) posted Retained Earnings of $147.6 million for Q4 2025, up 13432.01% on a QoQ basis from -$1.1 million in Q2 2025, and up 1.28% year-over-year from $145.7 million in Q4 2024.
CNFinance Holdings (CNF) Retained Earnings (2017 - 2025) Analysis & Trends
CNFinance Holdings' Retained Earnings history runs 9 years deep, the most recent figure standing at $147.6 million for Q4 2025.
- Quarterly Retained Earnings rose 1.28% year-over-year to $147.6 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $147.6 million (up 1.28% YoY) and the FY2025 annual result came in at $145.6 million, changed 0.01% from the prior year.
- Retained Earnings was $147.6 million for Q4 2025 at CNFinance Holdings, up from -$1.1 million in the prior quarter.
- Across five years, Retained Earnings topped out at $416.0 million in Q4 2022 and bottomed at -$4.4 million in Q1 2022.
- A 5-year average of $52.9 million and a median of -$1.0 million in 2022 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2021 — Retained Earnings sank 258.22% — and 2024, when it soared 11326.4%.
- CNFinance Holdings' Retained Earnings stood at $159.3 million in 2021, then soared by 161.16% to $416.0 million in 2022, then slumped by 100.31% to -$1.3 million in 2023, then surged by 11326.4% to $145.7 million in 2024, then advanced by 1.28% to $147.6 million in 2025.
- Business Quant data shows CNF's Retained Earnings at $147.6 million in Q4 2025, -$1.1 million in Q2 2025, and $145.7 million in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 78.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 147.57 Mn |
| Jun 30, 2025 | -1.11 Mn |
| Dec 31, 2024 | 145.71 Mn |
| Jun 30, 2024 | -463,000.00 |
| Dec 31, 2023 | -1.30 Mn |
| Sep 30, 2023 | -111,000.00 |
| Jun 30, 2023 | -390,000.00 |
| Mar 31, 2023 | -1.71 Mn |
| Dec 31, 2022 | 416.01 Mn |
| Sep 30, 2022 | -934,000.00 |
| Jun 30, 2022 | -2.47 Mn |
| Mar 31, 2022 | -4.36 Mn |
| Dec 31, 2021 | 159.29 Mn |
| Sep 30, 2021 | -3.10 Mn |
| Jun 30, 2021 | -3.27 Mn |
| Mar 31, 2021 | -2.36 Mn |
| Dec 31, 2020 | 416.33 Mn |
| Sep 30, 2020 | -864,000.00 |
| Jun 30, 2020 | 136.82 Mn |
| Mar 31, 2020 | 134.52 Mn |