CNFinance Holdings (CNF) Retained Earnings (2017 - 2026)
CNFinance Holdings' (CNF) quarterly Retained Earnings came in at $334.8 million in Q2 2026, down 22.99% on a YoY basis from $434.8 million in Q2 2025, and down 11.1% quarter-over-quarter from $376.6 million in Q4 2025.
Analysis
CNFinance Holdings (CNF) Retained Earnings (2017 - 2026) Analysis & Trends
CNFinance Holdings (CNF) has reported Retained Earnings for 10 consecutive years, with $334.8 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Retained Earnings fell 22.99% year-over-year to $334.8 million; the trailing twelve-month figure through Jun 2026 stood at $334.8 million (down 22.99% YoY), and the FY2025 full-year result was $371.7 million, down 14.98% from the prior year.
- Retained Earnings eased to $334.8 million in Q2 2026 per CNF's latest filing, from $376.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $452.3 million in Q1 2022 and bottomed at $334.8 million in Q2 2026.
- Historically, Retained Earnings has averaged $418.5 million across 5 years, with a median of $430.8 million in 2022.
- The sharpest annual moves came in 2022 and 2026: Retained Earnings increased 4.49% in 2022, then fell 22.99% in 2026.
- Over 5 years, Retained Earnings stood at $416.0 million in 2022, then increased by 3.63% to $431.1 million in 2023, then gained by 1.46% to $437.4 million in 2024, then slipped by 13.89% to $376.6 million in 2025, then fell by 11.1% to $334.8 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered $334.8 million, $376.6 million, and $434.8 million for Q2 2026, Q4 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | -16.56 Bn |
| 2 | Rocket Companies | 37.40 Bn | 34.29 Bn | - | 22.89 Bn |
| 3 | Figure Technology Solutions | 8.09 Bn | 6.55 Bn | 196.67 Mn | 1.50 Bn |
| 4 | PennyMac Financial Services | 3.62 Bn | 2.87 Bn | 480.08 Mn | 4.28 Bn |
| 5 | Federal Agricultural Mortgage | 2.44 Bn | 1.40 Bn | - | 1.12 Bn |
| 6 | CNFinance Holdings | 1.37 Bn | 1.37 Bn | - | 334.83 Mn |
| 7 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 8 | Velocity Financial | 703.53 Mn | -6.75 Bn | - | 390.98 Mn |
| 9 | UWM Holdings | 453.97 Mn | -44.44 Mn | - | 118.65 Mn |
| 10 | Onity | 294.97 Mn | 98.67 Mn | - | 544.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 334.83 Mn |
| Dec 31, 2025 | 376.64 Mn |
| Jun 30, 2025 | 434.78 Mn |
| Dec 31, 2024 | 437.38 Mn |
| Jun 30, 2024 | 433.72 Mn |
| Dec 31, 2023 | 431.10 Mn |
| Sep 30, 2023 | 423.10 Mn |
| Jun 30, 2023 | 419.64 Mn |
| Mar 31, 2023 | 437.65 Mn |
| Dec 31, 2022 | 416.01 Mn |
| Sep 30, 2022 | 412.11 Mn |
| Jun 30, 2022 | 430.80 Mn |
| Mar 31, 2022 | 452.32 Mn |
| Dec 31, 2021 | 441.75 Mn |
| Sep 30, 2021 | 451.63 Mn |
| Jun 30, 2021 | 450.45 Mn |
| Mar 31, 2021 | 432.90 Mn |
| Dec 31, 2020 | -2.78 Mn |
| Sep 30, 2020 | 389.69 Mn |
| Jun 30, 2020 | 367.78 Mn |