CNFinance Holdings (CNF) Retained Earnings (2017 - 2025)
CNFinance Holdings (CNF) reported Retained Earnings of $376.6 million for Q4 2025, up 30771.41% on a YoY basis from N/an in Q4 2024, and up 34128.07% quarter-over-quarter from -$1.1 million in Q2 2025.
CNFinance Holdings (CNF) Retained Earnings (2017 - 2025) Analysis & Trends
CNFinance Holdings has reported Retained Earnings for 9 years, with the latest figure at $376.6 million in Q4 2025.
- For the quarter ending Q4 2025, Retained Earnings rose 30771.41% year-over-year to $376.6 million; the trailing twelve-month figure through Dec 2025 stood at $376.6 million (up 30771.41% YoY), and the FY2025 full-year result was $371.7 million, up 30381.04% from the prior year.
- Retained Earnings for Q4 2025 stood at $376.6 million, up from -$1.1 million in the prior quarter.
- The five-year high for Retained Earnings was $441.8 million in Q4 2021, with the low at -$4.4 million in Q1 2022.
- Historically, Retained Earnings has averaged $76.7 million across 5 years, with a median of -$1.2 million in 2024.
- Annual changes were most pronounced in 2021 — Retained Earnings slumped 258.22% — and 2025, when it soared 30771.41%.
- CNFinance Holdings' Retained Earnings stood at $441.8 million in 2021, then plunged by 100.33% to -$1.4 million in 2022, then soared by 30124.09% to $431.1 million in 2023, then sank by 100.28% to -$1.2 million in 2024, then soared by 30771.41% to $376.6 million in 2025.
- The last three Retained Earnings figures came in at $376.6 million (Q4 2025), -$1.1 million (Q2 2025), and -$1.2 million (Q4 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 421.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 4.28 Bn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 1.26 Bn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 216.77 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 324.74 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 376.64 Mn |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 2.03 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 78.50 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -651.75 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -111,085.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 376.64 Mn |
| Jun 30, 2025 | -1.11 Mn |
| Dec 31, 2024 | -1.23 Mn |
| Jun 30, 2024 | -463,000.00 |
| Dec 31, 2023 | 431.10 Mn |
| Sep 30, 2023 | -111,000.00 |
| Jun 30, 2023 | -390,000.00 |
| Mar 31, 2023 | -1.71 Mn |
| Dec 31, 2022 | -1.44 Mn |
| Sep 30, 2022 | -934,000.00 |
| Jun 30, 2022 | -2.47 Mn |
| Mar 31, 2022 | -4.36 Mn |
| Dec 31, 2021 | 441.75 Mn |
| Sep 30, 2021 | -3.10 Mn |
| Jun 30, 2021 | -3.27 Mn |
| Mar 31, 2021 | -2.36 Mn |
| Dec 31, 2020 | -2.78 Mn |
| Sep 30, 2020 | -864,000.00 |
| Jun 30, 2020 | 367.78 Mn |
| Mar 31, 2020 | 363.93 Mn |