CNFinance Holdings (CNF) Retained Earnings (2017 - 2025)

CNFinance Holdings (CNF) reported Retained Earnings of $376.6 million for Q4 2025, up 30771.41% on a YoY basis from N/an in Q4 2024, and up 34128.07% quarter-over-quarter from -$1.1 million in Q2 2025.

CNFinance Holdings (CNF) Retained Earnings (2017 - 2025) Analysis & Trends

CNFinance Holdings has reported Retained Earnings for 9 years, with the latest figure at $376.6 million in Q4 2025.

  • For the quarter ending Q4 2025, Retained Earnings rose 30771.41% year-over-year to $376.6 million; the trailing twelve-month figure through Dec 2025 stood at $376.6 million (up 30771.41% YoY), and the FY2025 full-year result was $371.7 million, up 30381.04% from the prior year.
  • Retained Earnings for Q4 2025 stood at $376.6 million, up from -$1.1 million in the prior quarter.
  • The five-year high for Retained Earnings was $441.8 million in Q4 2021, with the low at -$4.4 million in Q1 2022.
  • Historically, Retained Earnings has averaged $76.7 million across 5 years, with a median of -$1.2 million in 2024.
  • Annual changes were most pronounced in 2021 — Retained Earnings slumped 258.22% — and 2025, when it soared 30771.41%.
  • CNFinance Holdings' Retained Earnings stood at $441.8 million in 2021, then plunged by 100.33% to -$1.4 million in 2022, then soared by 30124.09% to $431.1 million in 2023, then sank by 100.28% to -$1.2 million in 2024, then soared by 30771.41% to $376.6 million in 2025.
  • The last three Retained Earnings figures came in at $376.6 million (Q4 2025), -$1.1 million (Q2 2025), and -$1.2 million (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 421.00 Mn
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 4.28 Bn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 1.26 Bn
4 UWM Holdings 743.45 Mn 1.57 Bn - 216.77 Mn
5 Velocity Financial 668.42 Mn 583.96 Mn - 324.74 Mn
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 376.64 Mn
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 2.03 Mn
8 Onity 306.24 Mn 306.24 Mn - 78.50 Mn
9 loanDepot 209.70 Mn -4.79 Mn - -651.75 Mn
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -111,085.00

Historic Data

Download Data
DateValue
Dec 31, 2025 376.64 Mn
Jun 30, 2025 -1.11 Mn
Dec 31, 2024 -1.23 Mn
Jun 30, 2024 -463,000.00
Dec 31, 2023 431.10 Mn
Sep 30, 2023 -111,000.00
Jun 30, 2023 -390,000.00
Mar 31, 2023 -1.71 Mn
Dec 31, 2022 -1.44 Mn
Sep 30, 2022 -934,000.00
Jun 30, 2022 -2.47 Mn
Mar 31, 2022 -4.36 Mn
Dec 31, 2021 441.75 Mn
Sep 30, 2021 -3.10 Mn
Jun 30, 2021 -3.27 Mn
Mar 31, 2021 -2.36 Mn
Dec 31, 2020 -2.78 Mn
Sep 30, 2020 -864,000.00
Jun 30, 2020 367.78 Mn
Mar 31, 2020 363.93 Mn