CNFinance Holdings (CNF) Retained Earnings (2017 - 2025)
CNFinance Holdings' (CNF) quarterly Retained Earnings came in at $376.6 million in Q4 2025, down 13.89% YoY from $437.4 million in Q4 2024, and up 160.29% on a QoQ basis from $144.7 million in Q2 2025.
CNFinance Holdings (CNF) Retained Earnings (2017 - 2025) Analysis & Trends
CNFinance Holdings (CNF) has 9 years of Retained Earnings data on file, last reported at $376.6 million in Q4 2025.
- Quarterly Retained Earnings fell 13.89% year-over-year to $376.6 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $376.6 million (down 13.89% YoY) and the FY2025 annual result came in at $371.7 million, down 14.98% from the prior year.
- Retained Earnings rose to $376.6 million in Q4 2025, from $144.7 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $441.8 million in Q4 2021 to a low of $140.4 million in Q3 2023.
- A 5-year average of $233.9 million and a median of $154.5 million in 2021 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2021 — Retained Earnings surged 15962.05% — and 2025, when it decreased 13.89%.
- Tracing CNF's Retained Earnings over 5 years: stood at $441.8 million in 2021, then retreated by 5.83% to $416.0 million in 2022, then climbed by 3.63% to $431.1 million in 2023, then increased by 1.46% to $437.4 million in 2024, then dropped by 13.89% to $376.6 million in 2025.
- The last three Retained Earnings figures came in at $376.6 million (Q4 2025), $144.7 million (Q2 2025), and $437.4 million (Q4 2024), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.47 Bn | 14.15 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 708.57 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 479.29 Mn | -19.12 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | loanDepot | 205.12 Mn | -106.02 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 376.64 Mn |
| Jun 30, 2025 | 144.70 Mn |
| Dec 31, 2024 | 437.38 Mn |
| Jun 30, 2024 | 141.97 Mn |
| Dec 31, 2023 | 431.10 Mn |
| Sep 30, 2023 | 140.38 Mn |
| Jun 30, 2023 | 141.24 Mn |
| Mar 31, 2023 | 149.14 Mn |
| Dec 31, 2022 | 416.01 Mn |
| Sep 30, 2022 | 143.78 Mn |
| Jun 30, 2022 | 152.48 Mn |
| Mar 31, 2022 | 160.88 Mn |
| Dec 31, 2021 | 441.75 Mn |
| Sep 30, 2021 | 156.31 Mn |
| Jun 30, 2021 | 156.20 Mn |
| Mar 31, 2021 | 152.84 Mn |
| Dec 31, 2020 | -2.78 Mn |
| Sep 30, 2020 | 144.51 Mn |
| Jun 30, 2020 | 136.82 Mn |
| Mar 31, 2020 | 134.52 Mn |