Federal Home Loan Mortgage (FMCC) Retained Earnings (2010 - 2026)
Federal Home Loan Mortgage's (FMCC) quarterly Retained Earnings came in at $31.0 million in Q1 2026, up 342.86% year-on-year from $7.0 million in Q1 2025, and up 100.25% on a QoQ basis from -$12.5 billion in Q4 2025.
Federal Home Loan Mortgage (FMCC) Retained Earnings (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has 17 years of Retained Earnings data on file, last reported at $31.0 million in Q1 2026.
- On a quarterly basis, Retained Earnings rose 342.86% year-over-year to $31.0 million in Q1 2026; TTM through Mar 2026 was $31.0 million, a 342.86% increase from a year earlier, with the FY2025 full-year figure at -$12.5 billion, up 46.12% from the prior year.
- Retained Earnings for Q1 2026 stood at $31.0 million, up from -$12.5 billion in the prior quarter.
- Over the last five years, Retained Earnings for FMCC reached as high as $44.0 million in Q3 2025 and fell as low as -$51.2 billion in Q1 2022.
- Historically, Retained Earnings has averaged -$14.4 billion across 5 years, with a median of -$188.0 million in 2022.
- Across the five-year window, Retained Earnings plunged 105672.73% in 2024 and surged 342.86% in 2026, its largest moves.
- Year by year, Retained Earnings stood at -$188.0 million in 2022, then jumped by 88.3% to -$22.0 million in 2023, then plunged by 105672.73% to -$23.3 billion in 2024, then soared by 46.12% to -$12.5 billion in 2025, then jumped by 100.25% to $31.0 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $31.0 million in Q1 2026, -$12.5 billion in Q4 2025, and $44.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 78.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.00 Mn |
| Dec 31, 2025 | -12.54 Bn |
| Sep 30, 2025 | 44.00 Mn |
| Jun 30, 2025 | 28.00 Mn |
| Mar 31, 2025 | 7.00 Mn |
| Dec 31, 2024 | -23.27 Bn |
| Sep 30, 2024 | -26.49 Bn |
| Jun 30, 2024 | -52.00 Mn |
| Mar 31, 2024 | -47.00 Mn |
| Dec 31, 2023 | -22.00 Mn |
| Sep 30, 2023 | -38.04 Bn |
| Jun 30, 2023 | -188.00 Mn |
| Mar 31, 2023 | -43.67 Bn |
| Dec 31, 2022 | -188.00 Mn |
| Sep 30, 2022 | -213.00 Mn |
| Jun 30, 2022 | -48.74 Bn |
| Mar 31, 2022 | -51.20 Bn |
| Dec 31, 2021 | 154.00 Mn |
| Dec 31, 2020 | -67.10 Bn |
| Sep 30, 2020 | -70.02 Bn |