Federal Home Loan Mortgage (FMCC) Retained Earnings (2010 - 2026)
Federal Home Loan Mortgage (FMCC) posted quarterly Retained Earnings of -$5.1 billion for Q2 2026, up 71.57% year-over-year from -$3.0 billion in Q2 2025, and up 42.73% quarter-over-quarter from -$9.0 billion in Q1 2026.
Federal Home Loan Mortgage (FMCC) Retained Earnings (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has reported Retained Earnings for 17 consecutive years, with -$5.1 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Retained Earnings rose 71.57% year-over-year to -$5.1 billion; the TTM figure through Jun 2026 stood at -$5.1 billion (up 71.57% YoY), while the FY2025 annual figure was -$12.5 billion, up 46.12% from the prior year.
- Retained Earnings improved to -$5.1 billion in Q2 2026 per FMCC's latest filing, from -$9.0 billion in the prior quarter.
- Across five years, Retained Earnings topped out at -$5.1 billion in Q2 2026 and bottomed at -$51.2 billion in Q1 2022.
- Historically, Retained Earnings has averaged -$30.2 billion across 5 years, with a median of -$31.0 billion in 2024.
- Annual changes were most pronounced in 2023 — Retained Earnings advanced 14.7% — and 2026, when it surged 71.57%.
- Federal Home Loan Mortgage's Retained Earnings stood at -$45.7 billion in 2022, then increased by 23.08% to -$35.1 billion in 2023, then surged by 33.76% to -$23.3 billion in 2024, then jumped by 46.12% to -$12.5 billion in 2025, then surged by 58.98% to -$5.1 billion in 2026.
- Business Quant data shows FMCC's Retained Earnings at -$5.1 billion in Q2 2026, -$9.0 billion in Q1 2026, and -$12.5 billion in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | 118.65 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 544.90 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 888.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -5.14 Bn |
| Mar 31, 2026 | 31.00 Mn |
| Dec 31, 2025 | -12.54 Bn |
| Sep 30, 2025 | 44.00 Mn |
| Jun 30, 2025 | 28.00 Mn |
| Mar 31, 2025 | 7.00 Mn |
| Dec 31, 2024 | -23.27 Bn |
| Sep 30, 2024 | -26.49 Bn |
| Jun 30, 2024 | -52.00 Mn |
| Mar 31, 2024 | -47.00 Mn |
| Dec 31, 2023 | -22.00 Mn |
| Sep 30, 2023 | -38.04 Bn |
| Jun 30, 2023 | -188.00 Mn |
| Mar 31, 2023 | -43.67 Bn |
| Dec 31, 2022 | -188.00 Mn |
| Sep 30, 2022 | -213.00 Mn |
| Jun 30, 2022 | -48.74 Bn |
| Mar 31, 2022 | -51.20 Bn |
| Dec 31, 2021 | 154.00 Mn |
| Dec 31, 2020 | -67.10 Bn |