Jiayin (JFIN) Times Interest Earned (2018 - 2025)
Jiayin (JFIN) posted Times Interest Earned of $2.57 for Q4 2025, down 82.43% sequentially from $14.6 in Q4 2024, and down 82.43% YoY from $14.6 in Q4 2024.
Jiayin (JFIN) Times Interest Earned (2018 - 2025) Analysis & Trends
Jiayin has reported Times Interest Earned for 8 years, with the latest figure at $2.57 in Q4 2025.
- Quarterly Times Interest Earned fell 82.43% year-over-year to $2.57 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $47.27 (changed 0.43% YoY) and the FY2025 annual result came in at $799.4, changed N/A from the prior year.
- Times Interest Earned declined to $2.57 in Q4 2025 per JFIN's latest filing, from $14.6 in the prior quarter.
- Over five years, Times Interest Earned peaked at $14.64 in Q4 2023 and troughed at $0.21 in Q4 2021.
- A 5-year average of $7.38 and a median of $4.88 in 2022 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 98.36% in 2021, then surged 2176.5% in 2022.
- Over 5 years, Times Interest Earned stood at $0.21 in 2021, then soared by 2176.5% to $4.88 in 2022, then soared by 199.9% to $14.64 in 2023, then dropped by 0.29% to $14.6 in 2024, then tumbled by 82.43% to $2.57 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered $2.57, $14.6, and $14.64 for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.57 |
| Dec 31, 2024 | 14.60 |
| Dec 31, 2023 | 14.64 |
| Dec 31, 2022 | 4.88 |
| Dec 31, 2021 | 0.21 |
| Dec 31, 2020 | 13.11 |
| Dec 31, 2019 | -15.32 |
| Dec 31, 2018 | 7.27 |