Jiayin (JFIN) Times Interest Earned (2018 - 2025)

Jiayin (JFIN) posted Times Interest Earned of $2.57 for Q4 2025, down 82.43% sequentially from $14.6 in Q4 2024, and down 82.43% YoY from $14.6 in Q4 2024.

Jiayin (JFIN) Times Interest Earned (2018 - 2025) Analysis & Trends

Jiayin has reported Times Interest Earned for 8 years, with the latest figure at $2.57 in Q4 2025.

  • Quarterly Times Interest Earned fell 82.43% year-over-year to $2.57 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $47.27 (changed 0.43% YoY) and the FY2025 annual result came in at $799.4, changed N/A from the prior year.
  • Times Interest Earned declined to $2.57 in Q4 2025 per JFIN's latest filing, from $14.6 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $14.64 in Q4 2023 and troughed at $0.21 in Q4 2021.
  • A 5-year average of $7.38 and a median of $4.88 in 2022 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 98.36% in 2021, then surged 2176.5% in 2022.
  • Over 5 years, Times Interest Earned stood at $0.21 in 2021, then soared by 2176.5% to $4.88 in 2022, then soared by 199.9% to $14.64 in 2023, then dropped by 0.29% to $14.6 in 2024, then tumbled by 82.43% to $2.57 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $2.57, $14.6, and $14.64 for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Jiayin 523.30 Mn 517.03 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 2.57
Dec 31, 2024 14.60
Dec 31, 2023 14.64
Dec 31, 2022 4.88
Dec 31, 2021 0.21
Dec 31, 2020 13.11
Dec 31, 2019 -15.32
Dec 31, 2018 7.27