Jiayin (JFIN) Times Interest Earned (2018 - 2025)
Jiayin (JFIN) posted Times Interest Earned of $2.57 for Q4 2025, down 82.43% sequentially from $14.6 in Q4 2024, and down 82.43% YoY from $14.6 in Q4 2024.
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Jiayin (JFIN) Times Interest Earned (2018 - 2025) Analysis & Trends
Jiayin has reported Times Interest Earned for 8 years, with the latest figure at $2.57 in Q4 2025.
- Quarterly Times Interest Earned fell 82.43% year-over-year to $2.57 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $47.27 (changed 0.43% YoY) and the FY2025 annual result came in at $799.4, changed N/A from the prior year.
- Times Interest Earned declined to $2.57 in Q4 2025 per JFIN's latest filing, from $14.6 in the prior quarter.
- Over five years, Times Interest Earned peaked at $14.64 in Q4 2023 and troughed at $0.21 in Q4 2021.
- A 5-year average of $7.38 and a median of $4.88 in 2022 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 98.36% in 2021, then surged 2176.5% in 2022.
- Over 5 years, Times Interest Earned stood at $0.21 in 2021, then soared by 2176.5% to $4.88 in 2022, then soared by 199.9% to $14.64 in 2023, then dropped by 0.29% to $14.6 in 2024, then tumbled by 82.43% to $2.57 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered $2.57, $14.6, and $14.64 for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Jiayin | 109.67 Mn | 35.66 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -302.57 |
| Dec 31, 2024 | 118.45 |
| Sep 30, 2024 | -26.80 |
| Mar 31, 2024 | -121.07 |
| Dec 31, 2023 | -5.30 |
| Sep 30, 2023 | -45.36 |
| Jun 30, 2023 | -27.68 |
| Mar 31, 2023 | -52.31 |
| Dec 31, 2022 | -22.99 |
| Sep 30, 2022 | -50.14 |
| Jun 30, 2022 | -48.16 |
| Mar 31, 2022 | -45.45 |
| Dec 31, 2021 | -0.86 |
| Sep 30, 2021 | -24.84 |
| Jun 30, 2021 | -11.46 |
| Mar 31, 2021 | -14.20 |
| Dec 31, 2020 | -2.61 |
| Sep 30, 2020 | -9.29 |
| Jun 30, 2020 | -4.47 |
| Mar 31, 2020 | -1.66 |