Mastercard (MA) Times Interest Earned (2009 - 2026)

Mastercard (MA) reported Times Interest Earned of $26.52 for Q1 2026, up 16.35% on a YoY basis from $22.8 in Q1 2025, and down 14.11% quarter-over-quarter from $30.88 in Q4 2025.

Mastercard (MA) Times Interest Earned (2009 - 2026) Analysis & Trends

Mastercard has reported Times Interest Earned for 18 years, with the latest figure at $26.52 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 16.35% year-over-year to $26.52; the trailing twelve-month figure through Mar 2026 stood at $27.11 (up 13.98% YoY), and the FY2025 full-year result was $26.17, up 8.51% from the prior year.
  • Times Interest Earned for Q1 2026 stood at $26.52, down from $30.88 in the prior quarter.
  • The five-year high for Times Interest Earned was $30.88 in Q4 2025, with the low at $21.4 in Q4 2024.
  • Historically, Times Interest Earned has averaged $25.33 across 5 years, with a median of $25.39 in 2023.
  • Annual changes were most pronounced in 2023 — Times Interest Earned fell 11.41% — and 2025, when it surged 44.29%.
  • Mastercard's Times Interest Earned stood at $25.07 in 2022, then declined by 9.12% to $22.78 in 2023, then retreated by 6.06% to $21.4 in 2024, then surged by 44.29% to $30.88 in 2025, then dropped by 14.11% to $26.52 in 2026.
  • The last three Times Interest Earned figures came in at $26.52 (Q1 2026), $30.88 (Q4 2025), and $27.21 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.23

Historic Data

Download Data
DateValue
Mar 31, 2026 26.52
Dec 31, 2025 30.88
Sep 30, 2025 27.21
Jun 30, 2025 24.50
Mar 31, 2025 22.80
Dec 31, 2024 21.40
Sep 30, 2024 25.18
Jun 30, 2024 26.38
Mar 31, 2024 24.03
Dec 31, 2023 22.78
Sep 30, 2023 25.46
Jun 30, 2023 25.39
Mar 31, 2023 23.76
Dec 31, 2022 25.07
Sep 30, 2022 25.93
Jun 30, 2022 26.47
Mar 31, 2022 26.82
Dec 31, 2021 26.18
Sep 30, 2021 24.70
Jun 30, 2021 22.08