Synchrony Financial (SYF) Times Interest Earned (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Times Interest Earned data on file, last reported at $2.22 in Q2 2026.

• Quarterly Times Interest Earned rose 1.7% year-over-year to $2.22 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $2.17 (up 11.3% YoY) and the FY2025 annual result came in at $2.11, up 6.76% from the prior year.
• Times Interest Earned grew to $2.22 in Q2 2026, from $2.08 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $6.29 in Q1 2022 to a low of $1.5 in Q4 2023.
• A 5-year average of $2.48 and a median of $2.08 in 2023 frame the typical range for Times Interest Earned.
• Annual changes were most pronounced in 2023 — Times Interest Earned tumbled 67.02% — and 2025, when it gained 28.78%.
• Tracing SYF's Times Interest Earned over 5 years: stood at $2.23 in 2022, then slumped by 32.87% to $1.5 in 2023, then increased by 24.88% to $1.87 in 2024, then climbed by 5.78% to $1.98 in 2025, then gained by 12.03% to $2.22 in 2026.
• The last three Times Interest Earned figures came in at $2.22 (Q2 2026), $2.08 (Q1 2026), and $1.98 (Q4 2025), per Business Quant data.