PayPal Holdings (PYPL) Times Interest Earned (2014 - 2026)

PayPal Holdings' (PYPL) quarterly Times Interest Earned came in at $1.46 in Q2 2026, down 88.94% YoY from $13.19 in Q2 2025, and down 27.54% on a QoQ basis from $2.01 in Q1 2026.

PayPal Holdings (PYPL) Times Interest Earned (2014 - 2026) Analysis & Trends

PayPal Holdings (PYPL) has 13 years of Times Interest Earned data on file, last reported at $1.46 in Q2 2026.

  • Quarterly Times Interest Earned fell 88.94% year-over-year to $1.46 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $6.08 (down 46.0% YoY) and the FY2025 annual result came in at $8.24, down 40.89% from the prior year.
  • Times Interest Earned retreated to $1.46 in Q2 2026, from $2.01 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $20.57 in Q4 2023 to a low of $1.46 in Q2 2026.
  • A 5-year average of $11.47 and a median of $13.16 in 2024 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2023 — Times Interest Earned soared 110.25% — and 2026, when it slumped 88.94%.
  • Tracing PYPL's Times Interest Earned over 5 years: stood at $19.14 in 2022, then climbed by 7.49% to $20.57 in 2023, then slumped by 64.62% to $7.28 in 2024, then decreased by 10.12% to $6.54 in 2025, then slumped by 77.69% to $1.46 in 2026.
  • The last three Times Interest Earned figures came in at $1.46 (Q2 2026), $2.01 (Q1 2026), and $6.54 (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.46

Historic Data

Download Data
DateValue
Jun 30, 2026 1.46
Mar 31, 2026 2.01
Dec 31, 2025 6.54
Sep 30, 2025 13.45
Jun 30, 2025 13.19
Mar 31, 2025 14.85
Dec 31, 2024 7.28
Sep 30, 2024 13.12
Jun 30, 2024 14.25
Mar 31, 2024 13.58
Dec 31, 2023 20.57
Sep 30, 2023 13.58
Jun 30, 2023 14.34
Mar 31, 2023 11.48
Dec 31, 2022 19.14
Sep 30, 2022 8.80
Jun 30, 2022 6.82
Mar 31, 2022 12.05
Dec 31, 2021 9.55
Sep 30, 2021 17.98