PayPal Holdings (PYPL) Times Interest Earned (2014 - 2026)
PayPal Holdings' (PYPL) quarterly Times Interest Earned came in at $1.46 in Q2 2026, down 88.94% YoY from $13.19 in Q2 2025, and down 27.54% on a QoQ basis from $2.01 in Q1 2026.
PayPal Holdings (PYPL) Times Interest Earned (2014 - 2026) Analysis & Trends
PayPal Holdings (PYPL) has 13 years of Times Interest Earned data on file, last reported at $1.46 in Q2 2026.
- Quarterly Times Interest Earned fell 88.94% year-over-year to $1.46 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $6.08 (down 46.0% YoY) and the FY2025 annual result came in at $8.24, down 40.89% from the prior year.
- Times Interest Earned retreated to $1.46 in Q2 2026, from $2.01 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $20.57 in Q4 2023 to a low of $1.46 in Q2 2026.
- A 5-year average of $11.47 and a median of $13.16 in 2024 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2023 — Times Interest Earned soared 110.25% — and 2026, when it slumped 88.94%.
- Tracing PYPL's Times Interest Earned over 5 years: stood at $19.14 in 2022, then climbed by 7.49% to $20.57 in 2023, then slumped by 64.62% to $7.28 in 2024, then decreased by 10.12% to $6.54 in 2025, then slumped by 77.69% to $1.46 in 2026.
- The last three Times Interest Earned figures came in at $1.46 (Q2 2026), $2.01 (Q1 2026), and $6.54 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.46 |
| Mar 31, 2026 | 2.01 |
| Dec 31, 2025 | 6.54 |
| Sep 30, 2025 | 13.45 |
| Jun 30, 2025 | 13.19 |
| Mar 31, 2025 | 14.85 |
| Dec 31, 2024 | 7.28 |
| Sep 30, 2024 | 13.12 |
| Jun 30, 2024 | 14.25 |
| Mar 31, 2024 | 13.58 |
| Dec 31, 2023 | 20.57 |
| Sep 30, 2023 | 13.58 |
| Jun 30, 2023 | 14.34 |
| Mar 31, 2023 | 11.48 |
| Dec 31, 2022 | 19.14 |
| Sep 30, 2022 | 8.80 |
| Jun 30, 2022 | 6.82 |
| Mar 31, 2022 | 12.05 |
| Dec 31, 2021 | 9.55 |
| Sep 30, 2021 | 17.98 |