Jiayin (JFIN) Interest Coverage Ratio (2018 - 2025)

Jiayin has reported Interest Coverage Ratio for 8 years, with the latest figure at 2.57 in Q4 2025.

• Quarterly Interest Coverage Ratio fell 82.43% year-over-year to 2.57 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 47.27 (changed 0.43% YoY) and the FY2025 annual result came in at 799.4, changed N/A from the prior year.
• Interest Coverage Ratio declined to 2.57 in Q4 2025 per JFIN's latest filing, from 14.6 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 14.64 in Q4 2023 and troughed at 0.21 in Q4 2021.
• A 5-year average of 7.38 and a median of 4.88 in 2022 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio sank 98.36% in 2021, then surged 2176.5% in 2022.
• Over 5 years, Interest Coverage Ratio stood at 0.21 in 2021, then soared by 2176.5% to 4.88 in 2022, then soared by 199.9% to 14.64 in 2023, then dropped by 0.29% to 14.6 in 2024, then tumbled by 82.43% to 2.57 in 2025.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.57, 14.6, and 14.64 for Q4 2025, Q4 2024, and Q4 2023 respectively.