Synchrony Financial (SYF) Interest Coverage Ratio (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Interest Coverage Ratio data on file, last reported at 2.22 in Q2 2026.

• Quarterly Interest Coverage Ratio rose 1.7% year-over-year to 2.22 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 2.17 (up 11.3% YoY) and the FY2025 annual result came in at 2.11, up 6.76% from the prior year.
• Interest Coverage Ratio grew to 2.22 in Q2 2026, from 2.08 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 6.29 in Q1 2022 to a low of 1.5 in Q4 2023.
• A 5-year average of 2.48 and a median of 2.08 in 2023 frame the typical range for Interest Coverage Ratio.
• Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 67.02% — and 2025, when it gained 28.78%.
• Tracing SYF's Interest Coverage Ratio over 5 years: stood at 2.23 in 2022, then slumped by 32.87% to 1.5 in 2023, then increased by 24.88% to 1.87 in 2024, then climbed by 5.78% to 1.98 in 2025, then gained by 12.03% to 2.22 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.22 (Q2 2026), 2.08 (Q1 2026), and 1.98 (Q4 2025), per Business Quant data.