Mastercard (MA) Interest Coverage Ratio (2009 - 2026)

Mastercard (MA) reported Interest Coverage Ratio of 26.52 for Q1 2026, up 16.35% on a YoY basis from 22.8 in Q1 2025, and down 14.11% quarter-over-quarter from 30.88 in Q4 2025.

Mastercard (MA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Mastercard has reported Interest Coverage Ratio for 18 years, with the latest figure at 26.52 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 16.35% year-over-year to 26.52; the trailing twelve-month figure through Mar 2026 stood at 27.11 (up 13.98% YoY), and the FY2025 full-year result was 26.17, up 8.51% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 26.52, down from 30.88 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 30.88 in Q4 2025, with the low at 21.4 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 25.33 across 5 years, with a median of 25.39 in 2023.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio fell 11.41% — and 2025, when it surged 44.29%.
  • Mastercard's Interest Coverage Ratio stood at 25.07 in 2022, then declined by 9.12% to 22.78 in 2023, then retreated by 6.06% to 21.4 in 2024, then surged by 44.29% to 30.88 in 2025, then dropped by 14.11% to 26.52 in 2026.
  • The last three Interest Coverage Ratio figures came in at 26.52 (Q1 2026), 30.88 (Q4 2025), and 27.21 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.23

Historic Data

Download Data
DateValue
Mar 31, 2026 26.52
Dec 31, 2025 30.88
Sep 30, 2025 27.21
Jun 30, 2025 24.50
Mar 31, 2025 22.80
Dec 31, 2024 21.40
Sep 30, 2024 25.18
Jun 30, 2024 26.38
Mar 31, 2024 24.03
Dec 31, 2023 22.78
Sep 30, 2023 25.46
Jun 30, 2023 25.39
Mar 31, 2023 23.76
Dec 31, 2022 25.07
Sep 30, 2022 25.93
Jun 30, 2022 26.47
Mar 31, 2022 26.82
Dec 31, 2021 26.18
Sep 30, 2021 24.70
Jun 30, 2021 22.08