Mastercard (MA) Interest Coverage Ratio (2009 - 2026)
Mastercard (MA) reported Interest Coverage Ratio of 26.52 for Q1 2026, up 16.35% on a YoY basis from 22.8 in Q1 2025, and down 14.11% quarter-over-quarter from 30.88 in Q4 2025.
Mastercard (MA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Mastercard has reported Interest Coverage Ratio for 18 years, with the latest figure at 26.52 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 16.35% year-over-year to 26.52; the trailing twelve-month figure through Mar 2026 stood at 27.11 (up 13.98% YoY), and the FY2025 full-year result was 26.17, up 8.51% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 26.52, down from 30.88 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 30.88 in Q4 2025, with the low at 21.4 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 25.33 across 5 years, with a median of 25.39 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio fell 11.41% — and 2025, when it surged 44.29%.
- Mastercard's Interest Coverage Ratio stood at 25.07 in 2022, then declined by 9.12% to 22.78 in 2023, then retreated by 6.06% to 21.4 in 2024, then surged by 44.29% to 30.88 in 2025, then dropped by 14.11% to 26.52 in 2026.
- The last three Interest Coverage Ratio figures came in at 26.52 (Q1 2026), 30.88 (Q4 2025), and 27.21 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.52 |
| Dec 31, 2025 | 30.88 |
| Sep 30, 2025 | 27.21 |
| Jun 30, 2025 | 24.50 |
| Mar 31, 2025 | 22.80 |
| Dec 31, 2024 | 21.40 |
| Sep 30, 2024 | 25.18 |
| Jun 30, 2024 | 26.38 |
| Mar 31, 2024 | 24.03 |
| Dec 31, 2023 | 22.78 |
| Sep 30, 2023 | 25.46 |
| Jun 30, 2023 | 25.39 |
| Mar 31, 2023 | 23.76 |
| Dec 31, 2022 | 25.07 |
| Sep 30, 2022 | 25.93 |
| Jun 30, 2022 | 26.47 |
| Mar 31, 2022 | 26.82 |
| Dec 31, 2021 | 26.18 |
| Sep 30, 2021 | 24.70 |
| Jun 30, 2021 | 22.08 |