Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for Heritage Commerce (HTBK) over the last 14 years, with Dec 2024 value amounting to 1.72.

  • Heritage Commerce's Interest Coverage Ratio rose 27.05% to 2.12 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.80, marking a year-over-year decrease of 0.04%. This contributed to the annual value of 1.72 for FY2024, which is 38.02% down from last year.
  • Heritage Commerce's Interest Coverage Ratio amounted to 1.72 in FY2024, which was down 38.02% from 2.77 recorded in FY2023.
  • Heritage Commerce's 5-year Interest Coverage Ratio high stood at 11.55 for FY2022, and its period low was 1.72 during FY2024.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 2.77 (2023), whereas its average is 5.34.
  • Per our database at Business Quant, Heritage Commerce's Interest Coverage Ratio surged by 52.38% in 2021 and then crashed by 76.01% in 2023.
  • Heritage Commerce's Interest Coverage Ratio (Yearly) stood at 6.72 in 2020, then skyrocketed by 52.38% to 10.24 in 2021, then rose by 12.79% to 11.55 in 2022, then plummeted by 76.01% to 2.77 in 2023, then slumped by 38.02% to 1.72 in 2024.