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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Interest Coverage Ratio (2017 - 2025)

Historic Interest Coverage Ratio for Heritage Commerce (HTBK) over the last 9 years, with Q3 2025 value amounting to 2.12.

  • Heritage Commerce's Interest Coverage Ratio rose 2704.93% to 2.12 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.8, marking a year-over-year decrease of 3.63%. This contributed to the annual value of 1.72 for FY2024, which is 3802.49% down from last year.
  • Per Heritage Commerce's latest filing, its Interest Coverage Ratio stood at 2.12 for Q3 2025, which was up 2704.93% from 1.49 recorded in Q2 2025.
  • In the past 5 years, Heritage Commerce's Interest Coverage Ratio registered a high of 13.5 during Q2 2022, and its lowest value of 1.49 during Q2 2025.
  • For the 5-year period, Heritage Commerce's Interest Coverage Ratio averaged around 5.66, with its median value being 2.44 (2023).
  • As far as peak fluctuations go, Heritage Commerce's Interest Coverage Ratio soared by 4531.83% in 2021, and later tumbled by 8142.31% in 2023.
  • Quarter analysis of 5 years shows Heritage Commerce's Interest Coverage Ratio stood at 11.45 in 2021, then fell by 16.71% to 9.54 in 2022, then crashed by 77.85% to 2.11 in 2023, then fell by 18.56% to 1.72 in 2024, then rose by 23.4% to 2.12 in 2025.
  • Its last three reported values are 2.12 in Q3 2025, 1.49 for Q2 2025, and 1.88 during Q1 2025.