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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Interest Coverage Ratio (2017 - 2025)

Heritage Commerce (HTBK) has disclosed Interest Coverage Ratio for 7 consecutive years, with 2.12 as the latest value for Q3 2025.

  • Quarterly Interest Coverage Ratio rose 27.05% to 2.12 in Q3 2025 from the year-ago period, while the trailing twelve-month figure was 1.89 through Sep 2025, up 2.92% year-over-year, with the annual reading at 1.72 for FY2024, N/A changed from the prior year.
  • Interest Coverage Ratio hit 2.12 in Q3 2025 for Heritage Commerce, up from 1.72 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 13.15 in Q3 2022 to a low of 1.67 in Q2 2024.
  • Historically, Interest Coverage Ratio has averaged 3.59 across 4 years, with a median of 2.12 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: crashed 81.42% in 2023 and later increased 27.05% in 2025.
  • Year by year, Interest Coverage Ratio stood at 13.15 in 2022, then plummeted by 81.42% to 2.44 in 2023, then dropped by 29.57% to 1.72 in 2024, then rose by 23.4% to 2.12 in 2025.
  • Business Quant data shows Interest Coverage Ratio for HTBK at 2.12 in Q3 2025, 1.72 in Q4 2024, and 1.67 in Q3 2024.