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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Debt Ratio (2017 - 2025)

Historic Debt Ratio for Heritage Commerce (HTBK) over the last 9 years, with Q3 2025 value amounting to 0.01.

  • Heritage Commerce's Debt Ratio fell 90.37% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 90.37%. This contributed to the annual value of 0.01 for FY2024, which is 763.61% down from last year.
  • Per Heritage Commerce's latest filing, its Debt Ratio stood at 0.01 for Q3 2025, which was down 90.37% from 0.01 recorded in Q2 2025.
  • In the past 5 years, Heritage Commerce's Debt Ratio registered a high of 0.01 during Q1 2021, and its lowest value of 0.01 during Q4 2024.
  • Its 5-year average for Debt Ratio is 0.01, with a median of 0.01 in 2023.
  • Its Debt Ratio has fluctuated over the past 5 years, first plummeted by 1807.64% in 2021, then skyrocketed by 574.25% in 2024.
  • Quarter analysis of 5 years shows Heritage Commerce's Debt Ratio stood at 0.01 in 2021, then rose by 5.09% to 0.01 in 2022, then dropped by 0.32% to 0.01 in 2023, then fell by 7.64% to 0.01 in 2024, then rose by 0.67% to 0.01 in 2025.
  • Its Debt Ratio stands at 0.01 for Q3 2025, versus 0.01 for Q2 2025 and 0.01 for Q1 2025.