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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Debt Ratio (2017 - 2025)

Historic Debt Ratio for Heritage Commerce (HTBK) over the last 9 years, with Q3 2025 value amounting to 0.01.

  • Heritage Commerce's Debt Ratio fell 90.37% to 0.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 90.37%. This contributed to the annual value of 0.01 for FY2024, which is 763.61% down from last year.
  • Per Heritage Commerce's latest filing, its Debt Ratio stood at 0.01 for Q3 2025, which was down 90.37% from 0.01 recorded in Q2 2025.
  • Over the past 5 years, Heritage Commerce's Debt Ratio peaked at 0.01 during Q1 2021, and registered a low of 0.01 during Q4 2024.
  • In the last 5 years, Heritage Commerce's Debt Ratio had a median value of 0.01 in 2023 and averaged 0.01.
  • Per our database at Business Quant, Heritage Commerce's Debt Ratio tumbled by 1807.64% in 2021 and then surged by 574.25% in 2024.
  • Quarter analysis of 5 years shows Heritage Commerce's Debt Ratio stood at 0.01 in 2021, then grew by 5.09% to 0.01 in 2022, then decreased by 0.32% to 0.01 in 2023, then dropped by 7.64% to 0.01 in 2024, then grew by 0.67% to 0.01 in 2025.
  • Its Debt Ratio stands at 0.01 for Q3 2025, versus 0.01 for Q2 2025 and 0.01 for Q1 2025.