Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Debt Ratio (2017 - 2025)

Heritage Commerce (HTBK) has disclosed Debt Ratio for 9 consecutive years, with 0.01 as the latest value for Q3 2025.

  • Quarterly Debt Ratio fell 0.9% to 0.01 in Q3 2025 from the year-ago period, while the trailing twelve-month figure was 0.01 through Sep 2025, down 0.9% year-over-year, with the annual reading at 0.01 for FY2024, 7.64% down from the prior year.
  • Debt Ratio hit 0.01 in Q3 2025 for Heritage Commerce, down from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q1 2021 to a low of 0.01 in Q4 2024.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2023.
  • Biggest five-year swings in Debt Ratio: fell 18.08% in 2021 and later grew 5.74% in 2024.
  • Year by year, Debt Ratio stood at 0.01 in 2021, then rose by 5.09% to 0.01 in 2022, then dropped by 0.32% to 0.01 in 2023, then fell by 7.64% to 0.01 in 2024, then grew by 0.67% to 0.01 in 2025.
  • Business Quant data shows Debt Ratio for HTBK at 0.01 in Q3 2025, 0.01 in Q2 2025, and 0.01 in Q1 2025.