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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Debt Ratio (2017 - 2025)

Heritage Commerce has reported Debt Ratio over the past 9 years, most recently at 0.01 for Q3 2025.

  • On a quarterly basis, Debt Ratio fell 0.9% to 0.01 in Q3 2025 year-over-year; TTM through Sep 2025 was 0.01, a 0.9% decrease, with the full-year FY2024 number at 0.01, down 7.64% from a year prior.
  • Debt Ratio reached 0.01 in Q3 2025 per HTBK's latest filing, down from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q1 2021, with the low at 0.01 in Q4 2024.
  • The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
  • Peak YoY movement for Debt Ratio: decreased 18.08% in 2021, then rose 5.74% in 2024.
  • Tracing HTBK's Debt Ratio over 5 years: stood at 0.01 in 2021, then grew by 5.09% to 0.01 in 2022, then decreased by 0.32% to 0.01 in 2023, then dropped by 7.64% to 0.01 in 2024, then increased by 0.67% to 0.01 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.01, 0.01, and 0.01 for Q3 2025, Q2 2025, and Q1 2025 respectively.