Heritage Commerce (HTBK) Debt Ratio (2010 - 2025)

Heritage Commerce has disclosed Debt Ratio across 14 years of filings, most recently posting 0.01 for Q3 2025.

• Debt Ratio for Q3 2025 came in at 0.01, down 0.9% year-over-year; the trailing twelve-month figure through Sep 2025 was 0.01 (down 0.9% YoY), and the FY2024 annual result was 0.01, down 7.64% from the prior year.
• Debt Ratio came in at 0.01 for Q3 2025 at Heritage Commerce, down from 0.01 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.01 in Q1 2021 to a low of 0.01 in Q4 2024.
• The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
• Across the five-year window, Debt Ratio retreated 18.08% in 2021 and advanced 5.74% in 2024, its largest moves.
• Heritage Commerce's Debt Ratio stood at 0.01 in 2021, then gained by 5.09% to 0.01 in 2022, then declined by 0.32% to 0.01 in 2023, then dropped by 7.64% to 0.01 in 2024, then advanced by 0.67% to 0.01 in 2025.
• The last three Debt Ratio figures came in at 0.01 (Q3 2025), 0.01 (Q2 2025), and 0.01 (Q1 2025), per Business Quant data.