Heritage Commerce (HTBK) Times Interest Earned (2010 - 2025)
Heritage Commerce's (HTBK) quarterly Times Interest Earned came in at $2.12 in Q3 2025, up 27.05% year-on-year from $1.67 in Q3 2024, and up 42.49% quarter-over-quarter from $1.49 in Q2 2025.
Heritage Commerce (HTBK) Times Interest Earned (2010 - 2025) Analysis & Trends
Heritage Commerce has disclosed Times Interest Earned across 13 years of filings, most recently posting $2.12 for Q3 2025.
- Times Interest Earned for Q3 2025 came in at $2.12, up 27.05% year-over-year; the trailing twelve-month figure through Sep 2025 was $1.8 (changed 0.04% YoY), and the FY2024 annual result was $1.72, down 38.02% from the prior year.
- Times Interest Earned came in at $2.12 for Q3 2025 at Heritage Commerce, up from $1.49 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $13.5 in Q2 2022 to a low of $1.49 in Q2 2025.
- The 5-year median for Times Interest Earned is $2.44 (2023), against an average of $5.66.
- Across the five-year window, Times Interest Earned tumbled 81.42% in 2023 and climbed 27.05% in 2025, its largest moves.
- Heritage Commerce's Times Interest Earned stood at $11.45 in 2021, then slipped by 16.71% to $9.54 in 2022, then tumbled by 77.85% to $2.11 in 2023, then retreated by 18.56% to $1.72 in 2024, then grew by 23.4% to $2.12 in 2025.
- The last three Times Interest Earned figures came in at $2.12 (Q3 2025), $1.49 (Q2 2025), and $1.88 (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Heritage Commerce | 824.94 Mn | 77.20 Mn | - | 2.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 2.12 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.88 |
| Dec 31, 2024 | 1.72 |
| Sep 30, 2024 | 1.67 |
| Jun 30, 2024 | 1.67 |
| Mar 31, 2024 | 1.83 |
| Dec 31, 2023 | 2.11 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 2.92 |
| Mar 31, 2023 | 4.79 |
| Dec 31, 2022 | 9.54 |
| Sep 30, 2022 | 13.15 |
| Jun 30, 2022 | 13.50 |
| Mar 31, 2022 | 11.68 |
| Dec 31, 2021 | 11.45 |
| Sep 30, 2021 | 12.17 |
| Dec 31, 2017 | 9.18 |
| Sep 30, 2017 | 9.47 |
| Jun 30, 2017 | 11.24 |