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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Heritage Commerce (HTBK) Times Interest Earned (2017 - 2025)

Heritage Commerce has reported Times Interest Earned over the past 6 years, most recently at $2.12 for Q3 2025.

  • On a quarterly basis, Times Interest Earned rose 27.05% to $2.12 in Q3 2025 year-over-year; TTM through Sep 2025 was $1.8, a 0.04% change, with the full-year FY2024 number at $1.72, down 38.02% from a year prior.
  • Times Interest Earned reached $2.12 in Q3 2025 per HTBK's latest filing, up from $1.49 in the prior quarter.
  • The five-year high for Times Interest Earned was $13.5 in Q2 2022, with the low at $1.49 in Q2 2025.
  • The 5-year median for Times Interest Earned is $2.44 (2023), against an average of $5.66.
  • Peak YoY movement for Times Interest Earned: tumbled 81.42% in 2023, then grew 27.05% in 2025.
  • Tracing HTBK's Times Interest Earned over 5 years: stood at $11.45 in 2021, then fell by 16.71% to $9.54 in 2022, then crashed by 77.85% to $2.11 in 2023, then dropped by 18.56% to $1.72 in 2024, then grew by 23.4% to $2.12 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $2.12, $1.49, and $1.88 for Q3 2025, Q2 2025, and Q1 2025 respectively.