Heritage Commerce (HTBK) Times Interest Earned (2010 - 2025)
Heritage Commerce recorded quarterly Times Interest Earned of $2.12 in Q3 2025, up 42.49% quarter-over-quarter from $1.49 in Q2 2025, and up 27.05% year-over-year from $1.67 in Q3 2024.
Heritage Commerce's Times Interest Earned history runs 13 years deep, the most recent figure standing at $2.12 for Q3 2025.
- In Q3 2025, Times Interest Earned rose 27.05% year-over-year to $2.12; the TTM figure through Sep 2025 stood at $1.8 (changed 0.04% YoY), while the FY2024 annual figure was $1.72, down 38.02% from the prior year.
- Times Interest Earned came in at $2.12 for Q3 2025 at Heritage Commerce, up from $1.49 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $13.5 in Q2 2022 to a low of $1.49 in Q2 2025.
- A 5-year average of $5.66 and a median of $2.44 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned slumped 81.42% in 2023 and grew 27.05% in 2025, its largest moves.
- Heritage Commerce's Times Interest Earned stood at $11.45 in 2021, then dropped by 16.71% to $9.54 in 2022, then slumped by 77.85% to $2.11 in 2023, then decreased by 18.56% to $1.72 in 2024, then increased by 23.4% to $2.12 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered $2.12, $1.49, and $1.88 for Q3 2025, Q2 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Heritage Commerce | 824.94 Mn | 77.20 Mn | - | 2.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 2.12 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.88 |
| Dec 31, 2024 | 1.72 |
| Sep 30, 2024 | 1.67 |
| Jun 30, 2024 | 1.67 |
| Mar 31, 2024 | 1.83 |
| Dec 31, 2023 | 2.11 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 2.92 |
| Mar 31, 2023 | 4.79 |
| Dec 31, 2022 | 9.54 |
| Sep 30, 2022 | 13.15 |
| Jun 30, 2022 | 13.50 |
| Mar 31, 2022 | 11.68 |
| Dec 31, 2021 | 11.45 |
| Sep 30, 2021 | 12.17 |
| Dec 31, 2017 | 9.18 |
| Sep 30, 2017 | 9.47 |
| Jun 30, 2017 | 11.24 |
| Mar 31, 2017 | 13.02 |
| Dec 31, 2016 | 14.43 |
| Sep 30, 2016 | 14.10 |
| Jun 30, 2016 | 16.36 |
| Mar 31, 2016 | 13.97 |
| Dec 31, 2015 | 10.54 |
| Sep 30, 2015 | 10.04 |
| Jun 30, 2015 | 14.45 |
| Mar 31, 2015 | 13.93 |
| Dec 31, 2014 | 9.95 |
| Sep 30, 2014 | 11.79 |
| Jun 30, 2014 | 11.18 |
| Mar 31, 2014 | 10.24 |
| Dec 31, 2013 | 9.90 |
| Sep 30, 2013 | 9.04 |
| Jun 30, 2013 | 7.20 |
| Mar 31, 2013 | 5.69 |
| Dec 31, 2012 | 6.15 |
| Sep 30, 2012 | 4.30 |
| Jun 30, 2012 | 4.22 |
| Mar 31, 2012 | 3.54 |
| Dec 31, 2011 | 3.55 |
| Sep 30, 2011 | 2.73 |
| Jun 30, 2011 | 3.08 |
| Mar 31, 2011 | 2.07 |
| Dec 31, 2010 | 2.00 |
| Sep 30, 2010 | 1.10 |
| Jun 30, 2010 | -20.50 |