Heritage Commerce (HTBK) FCF Payout Ratio (2011 - 2025)

Heritage Commerce has disclosed FCF Payout Ratio across 15 years of filings, most recently posting 0.42 for Q3 2025.

• FCF Payout Ratio for Q3 2025 came in at 0.42, down 74.23% year-over-year; the trailing twelve-month figure through Sep 2025 was 0.56 (down 70.85% YoY), and the FY2024 annual result was 0.85, up 91.73% from the prior year.
• FCF Payout Ratio came in at 0.42 for Q3 2025 at Heritage Commerce, down from 1.04 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 1.64 in Q3 2024 to a low of 1.58 in Q4 2023.
• The 5-year median for FCF Payout Ratio is 0.49 (2023), against an average of 0.53.
• Across the five-year window, FCF Payout Ratio tumbled 641.0% in 2023 and jumped 333.94% in 2024, its largest moves.
• Heritage Commerce's FCF Payout Ratio stood at 0.45 in 2021, then sank by 35.24% to 0.29 in 2022, then sank by 641.0% to 1.58 in 2023, then surged by 132.04% to 0.51 in 2024, then slipped by 16.86% to 0.42 in 2025.
• The last three FCF Payout Ratio figures came in at 0.42 (Q3 2025), 1.04 (Q2 2025), and 0.54 (Q1 2025), per Business Quant data.