Heritage Commerce (HTBK) Loans - Loss Allowance (2010 - 2025)

Heritage Commerce's (HTBK) quarterly Loans - Loss Allowance came in at $49.4 million in Q3 2025, up 3.36% year-on-year from $47.8 million in Q3 2024, and up 1.63% quarter-over-quarter from $48.6 million in Q2 2025.

Heritage Commerce (HTBK) Loans - Loss Allowance (2010 - 2025) Analysis & Trends

Heritage Commerce has disclosed Loans - Loss Allowance across 16 years of filings, most recently posting $49.4 million for Q3 2025.

  • Loans - Loss Allowance for Q3 2025 came in at $49.4 million, up 3.36% year-over-year; the trailing twelve-month figure through Sep 2025 was $49.4 million (up 3.36% YoY), and the FY2024 annual result was $49.0 million, up 2.07% from the prior year.
  • Loans - Loss Allowance came in at $49.4 million for Q3 2025 at Heritage Commerce, up from $48.6 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $49.4 million in Q3 2025 to a low of $42.8 million in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $47.7 million (2023), against an average of $46.7 million.
  • Across the five-year window, Loans - Loss Allowance decreased 3.84% in 2021 and gained 10.48% in 2023, its largest moves.
  • Heritage Commerce's Loans - Loss Allowance stood at $43.3 million in 2021, then grew by 9.75% to $47.5 million in 2022, then grew by 0.94% to $48.0 million in 2023, then gained by 2.07% to $49.0 million in 2024, then climbed by 0.97% to $49.4 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $49.4 million (Q3 2025), $48.6 million (Q2 2025), and $48.3 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 10.35 Mn
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Heritage Commerce 824.94 Mn 77.20 Mn - 49.43 Mn

Historic Data

Download Data
DateValue
Sep 30, 2025 49.43 Mn
Jun 30, 2025 48.63 Mn
Mar 31, 2025 48.26 Mn
Dec 31, 2024 48.95 Mn
Sep 30, 2024 47.82 Mn
Jun 30, 2024 47.95 Mn
Mar 31, 2024 47.89 Mn
Dec 31, 2023 47.96 Mn
Sep 30, 2023 47.70 Mn
Jun 30, 2023 47.80 Mn
Mar 31, 2023 47.27 Mn
Dec 31, 2022 47.51 Mn
Sep 30, 2022 46.92 Mn
Jun 30, 2022 45.49 Mn
Mar 31, 2022 42.79 Mn
Dec 31, 2021 43.29 Mn
Sep 30, 2021 43.68 Mn
Jun 30, 2021 43.96 Mn
Mar 31, 2021 44.30 Mn
Dec 31, 2020 44.40 Mn