Heritage Commerce (HTBK) Loans - Loss Allowance (2010 - 2025)
Heritage Commerce's (HTBK) quarterly Loans - Loss Allowance came in at $49.4 million in Q3 2025, up 3.36% year-on-year from $47.8 million in Q3 2024, and up 1.63% quarter-over-quarter from $48.6 million in Q2 2025.
Heritage Commerce (HTBK) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Heritage Commerce has disclosed Loans - Loss Allowance across 16 years of filings, most recently posting $49.4 million for Q3 2025.
- Loans - Loss Allowance for Q3 2025 came in at $49.4 million, up 3.36% year-over-year; the trailing twelve-month figure through Sep 2025 was $49.4 million (up 3.36% YoY), and the FY2024 annual result was $49.0 million, up 2.07% from the prior year.
- Loans - Loss Allowance came in at $49.4 million for Q3 2025 at Heritage Commerce, up from $48.6 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $49.4 million in Q3 2025 to a low of $42.8 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $47.7 million (2023), against an average of $46.7 million.
- Across the five-year window, Loans - Loss Allowance decreased 3.84% in 2021 and gained 10.48% in 2023, its largest moves.
- Heritage Commerce's Loans - Loss Allowance stood at $43.3 million in 2021, then grew by 9.75% to $47.5 million in 2022, then grew by 0.94% to $48.0 million in 2023, then gained by 2.07% to $49.0 million in 2024, then climbed by 0.97% to $49.4 million in 2025.
- The last three Loans - Loss Allowance figures came in at $49.4 million (Q3 2025), $48.6 million (Q2 2025), and $48.3 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Heritage Commerce | 824.94 Mn | 77.20 Mn | - | 49.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 49.43 Mn |
| Jun 30, 2025 | 48.63 Mn |
| Mar 31, 2025 | 48.26 Mn |
| Dec 31, 2024 | 48.95 Mn |
| Sep 30, 2024 | 47.82 Mn |
| Jun 30, 2024 | 47.95 Mn |
| Mar 31, 2024 | 47.89 Mn |
| Dec 31, 2023 | 47.96 Mn |
| Sep 30, 2023 | 47.70 Mn |
| Jun 30, 2023 | 47.80 Mn |
| Mar 31, 2023 | 47.27 Mn |
| Dec 31, 2022 | 47.51 Mn |
| Sep 30, 2022 | 46.92 Mn |
| Jun 30, 2022 | 45.49 Mn |
| Mar 31, 2022 | 42.79 Mn |
| Dec 31, 2021 | 43.29 Mn |
| Sep 30, 2021 | 43.68 Mn |
| Jun 30, 2021 | 43.96 Mn |
| Mar 31, 2021 | 44.30 Mn |
| Dec 31, 2020 | 44.40 Mn |