Heritage Commerce (HTBK) Change in Net Loans (2010 - 2025)
Heritage Commerce's (HTBK) quarterly Change in Net Loans came in at $47.0 million in Q3 2025, up 52.83% year-on-year from $30.7 million in Q3 2024, and down 1.29% quarter-over-quarter from $47.6 million in Q2 2025.
Heritage Commerce (HTBK) Change in Net Loans (2010 - 2025) Analysis & Trends
Heritage Commerce has disclosed Change in Net Loans across 16 years of filings, most recently posting $47.0 million for Q3 2025.
- Change in Net Loans for Q3 2025 came in at $47.0 million, up 52.83% year-over-year; the trailing twelve-month figure through Sep 2025 was $171.6 million (up 36.48% YoY), and the FY2024 annual result was $142.7 million, up 173.74% from the prior year.
- Change in Net Loans came in at $47.0 million for Q3 2025 at Heritage Commerce, down from $47.6 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $84.0 million in Q1 2021 to a low of -$63.8 million in Q1 2022.
- The 5-year median for Change in Net Loans is $30.5 million (2021), against an average of $19.3 million.
- Across the five-year window, Change in Net Loans slumped 414.52% in 2021 and soared 1106.25% in 2024, its largest moves.
- Heritage Commerce's Change in Net Loans stood at $30.5 million in 2021, then soared by 46.37% to $44.6 million in 2022, then jumped by 45.69% to $65.0 million in 2023, then advanced by 26.09% to $81.9 million in 2024, then tumbled by 42.65% to $47.0 million in 2025.
- The last three Change in Net Loans figures came in at $47.0 million (Q3 2025), $47.6 million (Q2 2025), and -$4.8 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Heritage Commerce | 824.94 Mn | 77.20 Mn | - | 46.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 46.97 Mn |
| Jun 30, 2025 | 47.58 Mn |
| Mar 31, 2025 | -4.81 Mn |
| Dec 31, 2024 | 81.90 Mn |
| Sep 30, 2024 | 30.73 Mn |
| Jun 30, 2024 | 44.10 Mn |
| Mar 31, 2024 | -14.02 Mn |
| Dec 31, 2023 | 64.95 Mn |
| Sep 30, 2023 | -3.05 Mn |
| Jun 30, 2023 | 26.60 Mn |
| Mar 31, 2023 | -36.36 Mn |
| Dec 31, 2022 | 44.58 Mn |
| Sep 30, 2022 | 60.13 Mn |
| Jun 30, 2022 | -19.04 Mn |
| Mar 31, 2022 | -63.81 Mn |
| Dec 31, 2021 | 30.46 Mn |
| Sep 30, 2021 | -34.11 Mn |
| Jun 30, 2021 | -20.09 Mn |
| Mar 31, 2021 | 84.04 Mn |
| Dec 31, 2020 | -78.08 Mn |