Heritage Commerce (HTBK) Change in Net Loans (2010 - 2025)

Heritage Commerce's (HTBK) quarterly Change in Net Loans came in at $47.0 million in Q3 2025, up 52.83% year-on-year from $30.7 million in Q3 2024, and down 1.29% quarter-over-quarter from $47.6 million in Q2 2025.

Heritage Commerce (HTBK) Change in Net Loans (2010 - 2025) Analysis & Trends

Heritage Commerce has disclosed Change in Net Loans across 16 years of filings, most recently posting $47.0 million for Q3 2025.

  • Change in Net Loans for Q3 2025 came in at $47.0 million, up 52.83% year-over-year; the trailing twelve-month figure through Sep 2025 was $171.6 million (up 36.48% YoY), and the FY2024 annual result was $142.7 million, up 173.74% from the prior year.
  • Change in Net Loans came in at $47.0 million for Q3 2025 at Heritage Commerce, down from $47.6 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $84.0 million in Q1 2021 to a low of -$63.8 million in Q1 2022.
  • The 5-year median for Change in Net Loans is $30.5 million (2021), against an average of $19.3 million.
  • Across the five-year window, Change in Net Loans slumped 414.52% in 2021 and soared 1106.25% in 2024, its largest moves.
  • Heritage Commerce's Change in Net Loans stood at $30.5 million in 2021, then soared by 46.37% to $44.6 million in 2022, then jumped by 45.69% to $65.0 million in 2023, then advanced by 26.09% to $81.9 million in 2024, then tumbled by 42.65% to $47.0 million in 2025.
  • The last three Change in Net Loans figures came in at $47.0 million (Q3 2025), $47.6 million (Q2 2025), and -$4.8 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.25 Mn
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.65 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -12.69 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Heritage Commerce 824.94 Mn 77.20 Mn - 46.97 Mn

Historic Data

Download Data
DateValue
Sep 30, 2025 46.97 Mn
Jun 30, 2025 47.58 Mn
Mar 31, 2025 -4.81 Mn
Dec 31, 2024 81.90 Mn
Sep 30, 2024 30.73 Mn
Jun 30, 2024 44.10 Mn
Mar 31, 2024 -14.02 Mn
Dec 31, 2023 64.95 Mn
Sep 30, 2023 -3.05 Mn
Jun 30, 2023 26.60 Mn
Mar 31, 2023 -36.36 Mn
Dec 31, 2022 44.58 Mn
Sep 30, 2022 60.13 Mn
Jun 30, 2022 -19.04 Mn
Mar 31, 2022 -63.81 Mn
Dec 31, 2021 30.46 Mn
Sep 30, 2021 -34.11 Mn
Jun 30, 2021 -20.09 Mn
Mar 31, 2021 84.04 Mn
Dec 31, 2020 -78.08 Mn