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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Arrow Financial (AROW) Net Margin (2016 - 2025)

Arrow Financial's Net Margin history spans 10 years, with the latest figure at 680.24% for Q4 2025.

  • For Q4 2025, Net Margin rose 43491.0% year-over-year to 680.24%; the TTM value through Dec 2025 reached 458.18%, up 14259.0%, while the annual FY2025 figure was 426.56%, 12804.0% up from the prior year.
  • Net Margin reached 680.24% in Q4 2025 per AROW's latest filing, up from 493.27% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 680.24% in Q4 2025 to a low of 245.33% in Q4 2024.
  • Average Net Margin over 5 years is 383.12%, with a median of 349.72% recorded in 2023.
  • Peak YoY movement for Net Margin: tumbled -28603bps in 2021, then surged 43491bps in 2025.
  • A 5-year view of Net Margin shows it stood at 262.72% in 2021, then grew by 10bps to 289.72% in 2022, then decreased by -2bps to 283.41% in 2023, then fell by -13bps to 245.33% in 2024, then surged by 177bps to 680.24% in 2025.
  • Per Business Quant, the three most recent readings for AROW's Net Margin are 680.24% (Q4 2025), 493.27% (Q3 2025), and 450.58% (Q2 2025).