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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Arrow Financial (AROW) Interest Coverage Ratio (2016 - 2025)

Arrow Financial's Interest Coverage Ratio history spans 10 years, with the latest figure at 1.22 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 2.24% year-over-year to 1.22; the TTM value through Dec 2025 reached 1.48, down 6.51%, while the annual FY2025 figure was 1.72, 18.69% up from the prior year.
  • Interest Coverage Ratio reached 1.22 in Q4 2025 per AROW's latest filing, down from 1.85 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 144.81 in Q2 2022 to a low of 1.22 in Q4 2025.
  • Average Interest Coverage Ratio over 5 years is 15.12, with a median of 4.07 recorded in 2022.
  • Peak YoY movement for Interest Coverage Ratio: surged 927.08% in 2022, then plummeted 97.08% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 12.61 in 2021, then crashed by 68.92% to 3.92 in 2022, then crashed by 61.69% to 1.5 in 2023, then dropped by 17.0% to 1.25 in 2024, then fell by 2.24% to 1.22 in 2025.
  • Per Business Quant, the three most recent readings for AROW's Interest Coverage Ratio are 1.22 (Q4 2025), 1.85 (Q3 2025), and 1.73 (Q2 2025).