Arrow Financial (AROW) Interest Coverage Ratio (2010 - 2025)

Arrow Financial has reported Interest Coverage Ratio for 16 years, with the latest figure at 1.22 in Q4 2025.

• For the quarter ending Q4 2025, Interest Coverage Ratio rose 33.78% year-over-year to 1.22; the trailing twelve-month figure through Mar 2026 stood at 1.67 (down 89.41% YoY), and the FY2025 full-year result was 1.72, down 84.75% from the prior year.
• Interest Coverage Ratio for Q4 2025 stood at 1.22, down from 1.85 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 78.72 in Q4 2022, with the low at 0.91 in Q4 2024.
• Historically, Interest Coverage Ratio has averaged 10.14 across 5 years, with a median of 4.22 in 2023.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 524.3% — and 2023, when it sank 98.5%.
• Arrow Financial's Interest Coverage Ratio stood at 12.61 in 2021, then jumped by 524.3% to 78.72 in 2022, then plunged by 98.5% to 1.18 in 2023, then declined by 22.76% to 0.91 in 2024, then jumped by 33.78% to 1.22 in 2025.
• The last three Interest Coverage Ratio figures came in at 1.22 (Q4 2025), 1.85 (Q3 2025), and 1.43 (Q1 2025), per Business Quant data.