Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Arrow Financial (AROW) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Arrow Financial (AROW) over the last 10 years, with Sep 2025 value amounting to 1.85.

  • Arrow Financial's Interest Coverage Ratio rose 19.59% to 1.85 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.56, marking a year-over-year increase of 2.83%. This contributed to the annual value of 1.45 for FY2024, which is 12.20% down from last year.
  • As of Q3 2025, Arrow Financial's Interest Coverage Ratio stood at 1.85, which was up 7.10% from 1.73 recorded in Q2 2025.
  • In the past 5 years, Arrow Financial's Interest Coverage Ratio ranged from a high of 15.50 in Q1 2022 and a low of 1.25 during Q4 2024.
  • In the last 3 years, Arrow Financial's Interest Coverage Ratio had a median value of 1.54 in 2023 and averaged 1.62.
  • In the last 5 years, Arrow Financial's Interest Coverage Ratio skyrocketed by 302.59% in 2021 and then tumbled by 86.01% in 2023.
  • Arrow Financial's Interest Coverage Ratio (Quarterly) stood at 12.61 in 2021, then crashed by 68.92% to 3.92 in 2022, then plummeted by 61.69% to 1.50 in 2023, then dropped by 17.00% to 1.25 in 2024, then rose by 19.59% to 1.85 in 2025.
  • Its Interest Coverage Ratio was 1.85 in Q3 2025, compared to 1.73 in Q2 2025 and 1.43 in Q1 2025.