Arrow Financial (AROW) FCF Margin (2010 - 2026)
Arrow Financial's FCF Margin came in at 26.22% for Q2 2026, up 5.61 percentage points from 20.62% a year earlier but down 4.92 percentage points from the prior quarter.
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Analysis
Arrow Financial (AROW) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Arrow Financial reported FCF Margin of 25.48%, up 5.97 percentage points year-over-year; for FY2025, it came in at 21.85%, up 1.20 percentage points from FY2024.
- FCF Margin carries a five-year change of -6.34 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 20.65% in FY2024 (+10.57 pp), 10.08% in FY2023 (-20.39 pp), 30.46% in FY2022 (-12.33 pp) and 42.79% in FY2021 (+14.59 pp).
- The five-year range for quarterly FCF Margin is -51.14% (Q4 2023) to 38.76% (Q3 2021).
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of +9.43 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2024 (a gain of 63.27 percentage points), and the weakest in Q4 2023 (a drop of 72.78 percentage points).
- Business Quant data shows AROW's FCF Margin at 31.15% (Q1 2026), 11.14% (Q4 2025) and 33.34% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Arrow Financial | 636.42 Mn | 613.46 Mn | - | 26.22% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.22% |
| Mar 31, 2026 | 31.15% |
| Dec 31, 2025 | 11.14% |
| Sep 30, 2025 | 33.34% |
| Jun 30, 2025 | 20.62% |
| Mar 31, 2025 | 22.44% |
| Dec 31, 2024 | 12.12% |
| Sep 30, 2024 | 22.01% |
| Jun 30, 2024 | 21.47% |
| Mar 31, 2024 | 26.79% |
| Dec 31, 2023 | -51.14% |
| Sep 30, 2023 | 29.31% |
| Jun 30, 2023 | 30.75% |
| Mar 31, 2023 | 30.44% |
| Dec 31, 2022 | 21.64% |
| Sep 30, 2022 | 32.77% |
| Jun 30, 2022 | 29.79% |
| Mar 31, 2022 | 37.92% |
| Dec 31, 2021 | 26.73% |
| Sep 30, 2021 | 38.76% |
API Access
Arrow Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=AROW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "AROW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=AROW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();