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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Arrow Financial (AROW) Debt Ratio (2016 - 2025)

Arrow Financial's Debt Ratio history spans 10 years, with the latest figure at 0.0 for Q4 2025.

  • For Q4 2025, Debt Ratio fell 3.14% year-over-year to 0.0; the TTM value through Dec 2025 reached 0.0, down 3.14%, while the annual FY2025 figure was 0.0, 3.14% down from the prior year.
  • Debt Ratio reached 0.0 in Q4 2025 per AROW's latest filing, up from 0.0 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q2 2021 to a low of 0.0 in Q3 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.0 recorded in 2023.
  • The largest YoY upside for Debt Ratio was 1.47% in 2022 against a maximum downside of 58.26% in 2022.
  • A 5-year view of Debt Ratio shows it stood at 0.0 in 2021, then increased by 1.47% to 0.01 in 2022, then fell by 4.8% to 0.0 in 2023, then decreased by 3.17% to 0.0 in 2024, then decreased by 3.14% to 0.0 in 2025.
  • Per Business Quant, the three most recent readings for AROW's Debt Ratio are 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q2 2025).