Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026)
Arrow Financial (AROW) reported FCF Payout Ratio of 0.36 for Q1 2026, down 33.49% on a YoY basis from 0.53 in Q1 2025, and down 63.99% quarter-over-quarter from 0.99 in Q4 2025.
Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Arrow Financial has reported FCF Payout Ratio for 17 years, with the latest figure at 0.36 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 33.49% year-over-year to 0.36; the trailing twelve-month figure through Mar 2026 stood at 0.46 (down 28.38% YoY), and the FY2025 full-year result was 0.52, down 17.56% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.36, down from 0.99 in the prior quarter.
- The five-year high for FCF Payout Ratio was 1.14 in Q4 2024, with the low at 0.27 in Q4 2023.
- Historically, FCF Payout Ratio has averaged 0.48 across 5 years, with a median of 0.46 in 2023.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio plunged 149.48% — and 2024, when it surged 521.16%.
- Arrow Financial's FCF Payout Ratio stood at 0.55 in 2022, then sank by 149.48% to 0.27 in 2023, then surged by 521.16% to 1.14 in 2024, then declined by 13.41% to 0.99 in 2025, then sank by 63.99% to 0.36 in 2026.
- The last three FCF Payout Ratio figures came in at 0.36 (Q1 2026), 0.99 (Q4 2025), and 0.33 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Arrow Financial | 642.01 Mn | 619.62 Mn | - | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.36 |
| Dec 31, 2025 | 0.99 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.56 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 0.56 |
| Jun 30, 2024 | 0.60 |
| Mar 31, 2024 | 0.50 |
| Dec 31, 2023 | -0.27 |
| Sep 30, 2023 | 0.46 |
| Jun 30, 2023 | 0.44 |
| Mar 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.55 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.39 |
| Mar 31, 2022 | 0.32 |
| Dec 31, 2021 | 0.45 |
| Sep 30, 2021 | 0.29 |
| Jun 30, 2021 | 0.21 |