Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026)
Arrow Financial (AROW) posted FCF Payout Ratio of 0.36 for Q1 2026, down 63.99% on a QoQ basis from 0.99 in Q4 2025, and down 33.49% year-over-year from 0.53 in Q1 2025.
Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Arrow Financial's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.36 for Q1 2026.
- Quarterly FCF Payout Ratio fell 33.49% year-over-year to 0.36 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.46 (down 28.38% YoY) and the FY2025 annual result came in at 0.52, down 17.56% from the prior year.
- FCF Payout Ratio was 0.36 for Q1 2026 at Arrow Financial, down from 0.99 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 1.14 in Q4 2024 and bottomed at 0.27 in Q4 2023.
- A 5-year average of 0.48 and a median of 0.46 in 2023 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio tumbled 149.48% — and 2024, when it surged 521.16%.
- Arrow Financial's FCF Payout Ratio stood at 0.55 in 2022, then tumbled by 149.48% to 0.27 in 2023, then jumped by 521.16% to 1.14 in 2024, then retreated by 13.41% to 0.99 in 2025, then tumbled by 63.99% to 0.36 in 2026.
- Business Quant data shows AROW's FCF Payout Ratio at 0.36 in Q1 2026, 0.99 in Q4 2025, and 0.33 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Arrow Financial | 641.19 Mn | 641.19 Mn | - | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.36 |
| Dec 31, 2025 | 0.99 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.56 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 0.56 |
| Jun 30, 2024 | 0.60 |
| Mar 31, 2024 | 0.50 |
| Dec 31, 2023 | -0.27 |
| Sep 30, 2023 | 0.46 |
| Jun 30, 2023 | 0.44 |
| Mar 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.55 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.39 |
| Mar 31, 2022 | 0.32 |
| Dec 31, 2021 | 0.45 |
| Sep 30, 2021 | 0.29 |
| Jun 30, 2021 | 0.21 |