Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026)

Arrow Financial (AROW) reported FCF Payout Ratio of 0.36 for Q1 2026, down 33.49% on a YoY basis from 0.53 in Q1 2025, and down 63.99% quarter-over-quarter from 0.99 in Q4 2025.

Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Arrow Financial has reported FCF Payout Ratio for 17 years, with the latest figure at 0.36 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 33.49% year-over-year to 0.36; the trailing twelve-month figure through Mar 2026 stood at 0.46 (down 28.38% YoY), and the FY2025 full-year result was 0.52, down 17.56% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.36, down from 0.99 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.14 in Q4 2024, with the low at 0.27 in Q4 2023.
  • Historically, FCF Payout Ratio has averaged 0.48 across 5 years, with a median of 0.46 in 2023.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio plunged 149.48% — and 2024, when it surged 521.16%.
  • Arrow Financial's FCF Payout Ratio stood at 0.55 in 2022, then sank by 149.48% to 0.27 in 2023, then surged by 521.16% to 1.14 in 2024, then declined by 13.41% to 0.99 in 2025, then sank by 63.99% to 0.36 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.36 (Q1 2026), 0.99 (Q4 2025), and 0.33 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - 5.86
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 0.18
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Arrow Financial 642.01 Mn 619.62 Mn - 0.36

Historic Data

Download Data
DateValue
Mar 31, 2026 0.36
Dec 31, 2025 0.99
Sep 30, 2025 0.33
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 1.14
Sep 30, 2024 0.56
Jun 30, 2024 0.60
Mar 31, 2024 0.50
Dec 31, 2023 -0.27
Sep 30, 2023 0.46
Jun 30, 2023 0.44
Mar 31, 2023 0.42
Dec 31, 2022 0.55
Sep 30, 2022 0.34
Jun 30, 2022 0.39
Mar 31, 2022 0.32
Dec 31, 2021 0.45
Sep 30, 2021 0.29
Jun 30, 2021 0.21