Growth Metrics

Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026)

Arrow Financial posted quarterly FCF Payout Ratio of 0.36 for Q1 2026, down 33.49% year-on-year from 0.53 in Q1 2025, and down 63.99% on a QoQ basis from 0.99 in Q4 2025.

Arrow Financial (AROW) has 17 years of FCF Payout Ratio data on file, last reported at 0.36 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 33.49% year-over-year to 0.36; the trailing twelve-month figure through Mar 2026 stood at 0.46 (down 28.38% YoY), and the FY2025 full-year result was 0.52, down 17.56% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.36, down from 0.99 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 1.14 in Q4 2024 and bottomed at 0.27 in Q4 2023.
  • The 5-year median for FCF Payout Ratio is 0.46 (2023), against an average of 0.48.
  • The widest annual swing landed in 2023, when FCF Payout Ratio slumped 149.48%; it then surged 521.16% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.55 in 2022, then plunged by 149.48% to 0.27 in 2023, then soared by 521.16% to 1.14 in 2024, then fell by 13.41% to 0.99 in 2025, then plunged by 63.99% to 0.36 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.36 (Q1 2026), 0.99 (Q4 2025), and 0.33 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Arrow Financial 603.19 Mn 580.79 Mn - 0.36

Historic Data

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DateValue
Mar 31, 2026 0.36
Dec 31, 2025 0.99
Sep 30, 2025 0.33
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 1.14
Sep 30, 2024 0.56
Jun 30, 2024 0.60
Mar 31, 2024 0.50
Dec 31, 2023 -0.27
Sep 30, 2023 0.46
Jun 30, 2023 0.44
Mar 31, 2023 0.42
Dec 31, 2022 0.55
Sep 30, 2022 0.34
Jun 30, 2022 0.39
Mar 31, 2022 0.32
Dec 31, 2021 0.45
Sep 30, 2021 0.29
Jun 30, 2021 0.21
Mar 31, 2021 0.21
Dec 31, 2020 0.30
Sep 30, 2020 0.39
Jun 30, 2020 2.21
Mar 31, 2020 0.32
Dec 31, 2019 0.38
Sep 30, 2019 0.41
Jun 30, 2019 0.47
Mar 31, 2019 0.44
Dec 31, 2018 0.67
Sep 30, 2018 0.32
Jun 30, 2018 0.44
Mar 31, 2018 0.30
Dec 31, 2017 0.34
Sep 30, 2017 0.46
Jun 30, 2017 0.42
Mar 31, 2017 0.35
Dec 31, 2016 0.37
Sep 30, 2016 0.34
Jun 30, 2016 0.75
Mar 31, 2016 0.32
Dec 31, 2015 0.38
Sep 30, 2015 0.51
Jun 30, 2015 0.71
Mar 31, 2015 0.39
Dec 31, 2014 0.37
Sep 30, 2014 0.43
Jun 30, 2014 0.52
Mar 31, 2014 0.41
Dec 31, 2013 0.30
Sep 30, 2013 2.10
Jun 30, 2013 -0.35
Mar 31, 2013 -0.35
Dec 31, 2012 -0.84
Sep 30, 2012 -0.41
Jun 30, 2012 -0.48
Mar 31, 2012 -0.39
Dec 31, 2011 -1.44
Sep 30, 2011 -0.51
Jun 30, 2011 -0.44
Mar 31, 2011 -0.17
Dec 31, 2010 0.37