Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026)

Arrow Financial (AROW) posted FCF Payout Ratio of 0.36 for Q1 2026, down 63.99% on a QoQ basis from 0.99 in Q4 2025, and down 33.49% year-over-year from 0.53 in Q1 2025.

Arrow Financial (AROW) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Arrow Financial's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.36 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 33.49% year-over-year to 0.36 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.46 (down 28.38% YoY) and the FY2025 annual result came in at 0.52, down 17.56% from the prior year.
  • FCF Payout Ratio was 0.36 for Q1 2026 at Arrow Financial, down from 0.99 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 1.14 in Q4 2024 and bottomed at 0.27 in Q4 2023.
  • A 5-year average of 0.48 and a median of 0.46 in 2023 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio tumbled 149.48% — and 2024, when it surged 521.16%.
  • Arrow Financial's FCF Payout Ratio stood at 0.55 in 2022, then tumbled by 149.48% to 0.27 in 2023, then jumped by 521.16% to 1.14 in 2024, then retreated by 13.41% to 0.99 in 2025, then tumbled by 63.99% to 0.36 in 2026.
  • Business Quant data shows AROW's FCF Payout Ratio at 0.36 in Q1 2026, 0.99 in Q4 2025, and 0.33 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Arrow Financial 641.19 Mn 641.19 Mn - 0.36

Historic Data

Download Data
DateValue
Mar 31, 2026 0.36
Dec 31, 2025 0.99
Sep 30, 2025 0.33
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 1.14
Sep 30, 2024 0.56
Jun 30, 2024 0.60
Mar 31, 2024 0.50
Dec 31, 2023 -0.27
Sep 30, 2023 0.46
Jun 30, 2023 0.44
Mar 31, 2023 0.42
Dec 31, 2022 0.55
Sep 30, 2022 0.34
Jun 30, 2022 0.39
Mar 31, 2022 0.32
Dec 31, 2021 0.45
Sep 30, 2021 0.29
Jun 30, 2021 0.21