Arrow Financial (AROW) Times Interest Earned (2010 - 2025)
Arrow Financial posted quarterly Times Interest Earned of $1.22 for Q4 2025, up 33.78% year-on-year from $0.91 in Q4 2024, and down 34.25% on a QoQ basis from $1.85 in Q3 2025.
Arrow Financial (AROW) has 16 years of Times Interest Earned data on file, last reported at $1.22 in Q4 2025.
- For the quarter ending Q4 2025, Times Interest Earned rose 33.78% year-over-year to $1.22; the trailing twelve-month figure through Mar 2026 stood at $1.67 (down 89.41% YoY), and the FY2025 full-year result was $1.72, down 84.75% from the prior year.
- Times Interest Earned for Q4 2025 stood at $1.22, down from $1.85 in the prior quarter.
- Across five years, Times Interest Earned topped out at $78.72 in Q4 2022 and bottomed at $0.91 in Q4 2024.
- The 5-year median for Times Interest Earned is $4.22 (2023), against an average of $10.14.
- The widest annual swing landed in 2022, when Times Interest Earned jumped 524.3%; it then tumbled 98.5% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $12.61 in 2021, then surged by 524.3% to $78.72 in 2022, then tumbled by 98.5% to $1.18 in 2023, then fell by 22.76% to $0.91 in 2024, then surged by 33.78% to $1.22 in 2025.
- The last three Times Interest Earned figures came in at $1.22 (Q4 2025), $1.85 (Q3 2025), and $1.43 (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Arrow Financial | 603.19 Mn | 580.79 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 1.85 |
| Mar 31, 2025 | 1.43 |
| Dec 31, 2024 | 0.91 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.52 |
| Mar 31, 2024 | 10.00 |
| Dec 31, 2023 | 1.18 |
| Sep 30, 2023 | 1.57 |
| Jun 30, 2023 | 4.22 |
| Mar 31, 2023 | 2.36 |
| Dec 31, 2022 | 78.72 |
| Sep 30, 2022 | 5.71 |
| Jun 30, 2022 | 10.99 |
| Mar 31, 2022 | 15.50 |
| Dec 31, 2021 | 12.61 |
| Sep 30, 2021 | 15.38 |
| Jun 30, 2021 | 14.10 |
| Mar 31, 2021 | 11.87 |
| Dec 31, 2020 | 9.41 |
| Sep 30, 2020 | 6.78 |
| Jun 30, 2020 | 4.71 |
| Mar 31, 2020 | 2.95 |
| Dec 31, 2019 | 3.25 |
| Sep 30, 2019 | 3.25 |
| Jun 30, 2019 | 3.04 |
| Mar 31, 2019 | 3.14 |
| Dec 31, 2018 | 3.52 |
| Sep 30, 2018 | 4.35 |
| Jun 30, 2018 | 5.59 |
| Mar 31, 2018 | 6.25 |
| Dec 31, 2017 | 6.41 |
| Sep 30, 2017 | 6.36 |
| Jun 30, 2017 | 7.02 |
| Mar 31, 2017 | 7.07 |
| Dec 31, 2016 | 7.59 |
| Sep 30, 2016 | 7.71 |
| Jun 30, 2016 | 8.47 |
| Mar 31, 2016 | 8.50 |
| Dec 31, 2015 | 8.52 |
| Sep 30, 2015 | 7.65 |
| Jun 30, 2015 | 8.37 |
| Mar 31, 2015 | 8.85 |
| Dec 31, 2014 | 8.58 |
| Sep 30, 2014 | 7.25 |
| Jun 30, 2014 | 6.09 |
| Mar 31, 2014 | 5.79 |
| Dec 31, 2013 | 5.81 |
| Sep 30, 2013 | 5.54 |
| Jun 30, 2013 | 4.28 |
| Mar 31, 2013 | 4.31 |
| Dec 31, 2012 | 4.13 |
| Sep 30, 2012 | 4.14 |
| Jun 30, 2012 | 3.49 |
| Mar 31, 2012 | 3.13 |
| Dec 31, 2011 | 2.94 |
| Sep 30, 2011 | 2.78 |
| Jun 30, 2011 | 1.70 |
| Mar 31, 2011 | 2.43 |
| Dec 31, 2010 | 2.28 |
| Sep 30, 2010 | 2.37 |
| Jun 30, 2010 | 1.38 |