Arrow Financial (AROW) EBT Margin (2010 - 2026)
Arrow Financial (AROW) posted EBT Margin of 31.45% for Q2 2026, down 3.17 percentage points from 34.62% a year earlier and down 7.30 percentage points from the prior quarter.
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Analysis
Arrow Financial (AROW) EBT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Arrow Financial was 36.87%, up 10.98 percentage points year-over-year; for FY2025, it came in at 33.45%, up 6.73 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -5.88 percentage points (FY2020 to FY2025).
- In prior years, Arrow Financial's EBT Margin was 26.72% in FY2024 (-1.29 pp), 28.01% in FY2023 (-14.14 pp), 42.16% in FY2022 (-2.97 pp) and 45.12% in FY2021 (+5.79 pp).
- The Q2 2026 figure stands as the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +3.89 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2025, with a gain of 23.21 percentage points; the weakest was Q2 2023, with a drop of 18.83 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 38.75% (Q1 2026), 38.61% (Q4 2025) and 38.74% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Arrow Financial | 636.42 Mn | 613.46 Mn | - | 31.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.45% |
| Mar 31, 2026 | 38.75% |
| Dec 31, 2025 | 38.61% |
| Sep 30, 2025 | 38.74% |
| Jun 30, 2025 | 34.62% |
| Mar 31, 2025 | 20.75% |
| Dec 31, 2024 | 15.40% |
| Sep 30, 2024 | 31.55% |
| Jun 30, 2024 | 31.18% |
| Mar 31, 2024 | 28.22% |
| Dec 31, 2023 | 28.35% |
| Sep 30, 2023 | 28.65% |
| Jun 30, 2023 | 23.40% |
| Mar 31, 2023 | 31.41% |
| Dec 31, 2022 | 41.18% |
| Sep 30, 2022 | 40.19% |
| Jun 30, 2022 | 42.23% |
| Mar 31, 2022 | 45.22% |
| Dec 31, 2021 | 38.44% |
| Sep 30, 2021 | 46.27% |
API Access
Arrow Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AROW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AROW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AROW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();