Arrow Financial Corp (AROW) EBT Margin (2010 - 2026)
Arrow Financial (AROW) posted EBT Margin of 244.86% for Q2 2026, down 23.14 percentage points from 268.00% a year earlier and down 73.98 percentage points from the prior quarter.
Arrow Financial Corp (AROW) EBT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Arrow Financial was 291.03%, up 106.40 percentage points year-over-year; for FY2025, it came in at 258.80%, up 79.57 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -15.71 percentage points (FY2020 to FY2025).
- In prior years, Arrow Financial's EBT Margin was 179.23% in FY2024 (-6.13 pp), 185.36% in FY2023 (-109.50 pp), 294.85% in FY2022 (-3.26 pp) and 298.11% in FY2021 (+23.60 pp).
- The Q2 2026 figure stands as the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +48.74 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2025, with a gain of 200.86 percentage points; the weakest was Q2 2023, with a drop of 130.37 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 318.84% (Q1 2026), 297.97% (Q4 2025) and 304.18% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.45% |
| Mar 31, 2026 | 38.75% |
| Dec 31, 2025 | 38.61% |
| Sep 30, 2025 | 38.74% |
| Jun 30, 2025 | 34.62% |
| Mar 31, 2025 | 20.75% |
| Dec 31, 2024 | 15.40% |
| Sep 30, 2024 | 31.55% |
| Jun 30, 2024 | 31.18% |
| Mar 31, 2024 | 28.22% |
| Dec 31, 2023 | 28.35% |
| Sep 30, 2023 | 28.65% |
| Jun 30, 2023 | 23.40% |
| Mar 31, 2023 | 31.41% |
| Dec 31, 2022 | 41.18% |
| Sep 30, 2022 | 40.19% |
| Jun 30, 2022 | 42.23% |
| Mar 31, 2022 | 45.22% |
| Dec 31, 2021 | 38.44% |
| Sep 30, 2021 | 46.27% |
Arrow Financial Corp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AROW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AROW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AROW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();