Enact Holdings (ACT) Net Margin (2020 - 2026)
Enact Holdings' (ACT) quarterly Net Margin came in at 69.08% in Q1 2026, up 136.0% year-on-year from 29.27% in Q1 2025, and up 95.39% quarter-over-quarter from 35.36% in Q4 2025.
Enact Holdings (ACT) Net Margin (2020 - 2026) Analysis & Trends
Enact Holdings' Net Margin history runs 7 years deep, the most recent figure standing at 69.08% for Q1 2026.
- On a quarterly basis, Net Margin rose 136.0% year-over-year to 69.08% in Q1 2026; TTM through Mar 2026 was 52.28%, a 1433.0% decrease from a year earlier, with the FY2025 full-year figure at 54.56%, down 270.0% from the prior year.
- Net Margin climbed to 69.08% in Q1 2026 per ACT's latest filing, from 35.36% in the prior quarter.
- Across five years, Net Margin topped out at 86.25% in Q2 2022 and bottomed at 35.36% in Q4 2025.
- The 5-year median for Net Margin is 67.47% (2023), against an average of 64.35%.
- Across the five-year window, Net Margin soared 3230 bps in 2022 and tumbled 2006 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 37.03% in 2022, then jumped by 43 bps to 53.11% in 2023, then gained by 2 bps to 53.93% in 2024, then sank by 34 bps to 35.36% in 2025, then soared by 95 bps to 69.08% in 2026.
- Per Business Quant, the three latest ACT Net Margin figures stand at 69.08% (Q1 2026), 35.36% (Q4 2025), and 66.82% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 10.01% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 16.70% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 10.35% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 69.08% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 55.64% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 66.05% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | -1.33% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 103.66% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 64.16% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 5.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 69.08% |
| Dec 31, 2025 | 35.36% |
| Sep 30, 2025 | 66.82% |
| Jun 30, 2025 | 55.04% |
| Mar 31, 2025 | 67.72% |
| Dec 31, 2024 | 53.93% |
| Sep 30, 2024 | 72.54% |
| Jun 30, 2024 | 75.10% |
| Mar 31, 2024 | 66.87% |
| Dec 31, 2023 | 53.11% |
| Sep 30, 2023 | 67.47% |
| Jun 30, 2023 | 70.44% |
| Mar 31, 2023 | 74.85% |
| Dec 31, 2022 | 37.03% |
| Sep 30, 2022 | 81.25% |
| Jun 30, 2022 | 86.25% |
| Mar 31, 2022 | 61.07% |
| Dec 31, 2021 | 56.27% |
| Sep 30, 2021 | 48.95% |
| Jun 30, 2021 | 53.95% |