Enact Holdings (ACT) Net Margin (2020 - 2026)

Enact Holdings' (ACT) quarterly Net Margin came in at 69.08% in Q1 2026, up 136.0% year-on-year from 29.27% in Q1 2025, and up 95.39% quarter-over-quarter from 35.36% in Q4 2025.

Enact Holdings (ACT) Net Margin (2020 - 2026) Analysis & Trends

Enact Holdings' Net Margin history runs 7 years deep, the most recent figure standing at 69.08% for Q1 2026.

  • On a quarterly basis, Net Margin rose 136.0% year-over-year to 69.08% in Q1 2026; TTM through Mar 2026 was 52.28%, a 1433.0% decrease from a year earlier, with the FY2025 full-year figure at 54.56%, down 270.0% from the prior year.
  • Net Margin climbed to 69.08% in Q1 2026 per ACT's latest filing, from 35.36% in the prior quarter.
  • Across five years, Net Margin topped out at 86.25% in Q2 2022 and bottomed at 35.36% in Q4 2025.
  • The 5-year median for Net Margin is 67.47% (2023), against an average of 64.35%.
  • Across the five-year window, Net Margin soared 3230 bps in 2022 and tumbled 2006 bps in 2025, its largest moves.
  • Year by year, Net Margin stood at 37.03% in 2022, then jumped by 43 bps to 53.11% in 2023, then gained by 2 bps to 53.93% in 2024, then sank by 34 bps to 35.36% in 2025, then soared by 95 bps to 69.08% in 2026.
  • Per Business Quant, the three latest ACT Net Margin figures stand at 69.08% (Q1 2026), 35.36% (Q4 2025), and 66.82% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 10.01%
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 16.70%
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 10.35%
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 69.08%
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 55.64%
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 66.05%
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn -1.33%
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 103.66%
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 64.16%
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 5.64%

Historic Data

Download Data
DateValue
Mar 31, 2026 69.08%
Dec 31, 2025 35.36%
Sep 30, 2025 66.82%
Jun 30, 2025 55.04%
Mar 31, 2025 67.72%
Dec 31, 2024 53.93%
Sep 30, 2024 72.54%
Jun 30, 2024 75.10%
Mar 31, 2024 66.87%
Dec 31, 2023 53.11%
Sep 30, 2023 67.47%
Jun 30, 2023 70.44%
Mar 31, 2023 74.85%
Dec 31, 2022 37.03%
Sep 30, 2022 81.25%
Jun 30, 2022 86.25%
Mar 31, 2022 61.07%
Dec 31, 2021 56.27%
Sep 30, 2021 48.95%
Jun 30, 2021 53.95%