Enact Holdings (ACT) EBT Margin (2020 - 2026)
Enact Holdings' EBT Margin came in at 69.32% for Q2 2026, down 1.03 percentage points from 70.35% a year earlier but up 0.95 percentage points from the prior quarter.
Enact Holdings (ACT) EBT Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Enact Holdings reported EBT Margin of 69.11%, down 1.48 percentage points year-over-year; for FY2025, it came in at 69.49%, down 3.57 percentage points from FY2024.
- EBT Margin has declined in each of the last three years, though with a five-year change of +26.80 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 73.06% in FY2024 (-0.74 pp), 73.81% in FY2023 (-8.22 pp), 82.03% in FY2022 (+19.83 pp) and 62.19% in FY2021 (+19.50 pp).
- The five-year range for quarterly EBT Margin is 62.29% (Q3 2021) to 95.37% (Q2 2022).
- Year-over-year, EBT Margin increased in three of the last eight quarters, with an average year-over-year change of -1.44 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q2 2022 (a gain of 34.99 percentage points), and the weakest in Q2 2023 (a drop of 18.21 percentage points).
- Business Quant data shows ACT's EBT Margin at 68.38% (Q1 2026), 71.34% (Q4 2025) and 67.37% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.69 Bn | 85.28 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 130.20 Bn | 106.03 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 91.87 Bn | 84.03 Bn | - | 15.05% |
| 4 | Travelers Companies | 84.60 Bn | 60.84 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 77.15 Bn | -17.74 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 67.50 Bn | 61.91 Bn | - | 10.34% |
| 7 | Metlife | 65.40 Bn | -41.38 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 64.78 Bn | 26.05 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 63.61 Bn | 56.83 Bn | - | 17.05% |
| 10 | Enact Holdings | 6.42 Bn | 4.25 Bn | 284.04 Mn | 69.32% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 69.32% |
| Mar 31, 2026 | 68.38% |
| Dec 31, 2025 | 71.34% |
| Sep 30, 2025 | 67.37% |
| Jun 30, 2025 | 70.35% |
| Mar 31, 2025 | 68.92% |
| Dec 31, 2024 | 68.88% |
| Sep 30, 2024 | 74.12% |
| Jun 30, 2024 | 78.58% |
| Mar 31, 2024 | 70.62% |
| Dec 31, 2023 | 67.44% |
| Sep 30, 2023 | 71.26% |
| Jun 30, 2023 | 77.16% |
| Mar 31, 2023 | 79.92% |
| Dec 31, 2022 | 66.03% |
| Sep 30, 2022 | 88.94% |
| Jun 30, 2022 | 95.37% |
| Mar 31, 2022 | 77.86% |
| Dec 31, 2021 | 71.42% |
| Sep 30, 2021 | 62.29% |
Enact Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ACT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ACT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ACT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();