Enact Holdings (ACT) EBITDA Margin (2020 - 2026)
Enact Holdings' (ACT) quarterly EBITDA Margin came in at 29.2% in Q1 2026, up 345.0% year-on-year from 6.56% in Q1 2025, and up 113.2% quarter-over-quarter from 13.7% in Q4 2025.
Enact Holdings (ACT) EBITDA Margin (2020 - 2026) Analysis & Trends
Enact Holdings' EBITDA Margin history runs 7 years deep, the most recent figure standing at 29.2% for Q1 2026.
- On a quarterly basis, EBITDA Margin rose 345.0% year-over-year to 29.2% in Q1 2026; TTM through Mar 2026 was 21.18%, a 251.0% decrease from a year earlier, with the FY2025 full-year figure at 21.54%, up 152.0% from the prior year.
- EBITDA Margin improved to 29.2% in Q1 2026 per ACT's latest filing, from 13.7% in the prior quarter.
- Across five years, EBITDA Margin topped out at 29.2% in Q1 2026 and bottomed at 11.56% in Q4 2022.
- The 5-year median for EBITDA Margin is 21.35% (2023), against an average of 20.61%.
- Across the five-year window, EBITDA Margin surged 740 bps in 2023 and slumped 706 bps in 2025, its largest moves.
- Year by year, EBITDA Margin stood at 11.56% in 2022, then soared by 64 bps to 18.96% in 2023, then climbed by 9 bps to 20.75% in 2024, then tumbled by 34 bps to 13.7% in 2025, then soared by 113 bps to 29.2% in 2026.
- Per Business Quant, the three latest ACT EBITDA Margin figures stand at 29.2% (Q1 2026), 13.7% (Q4 2025), and 28.04% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 25.48% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -48.79% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 8.68% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 29.20% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 20.78% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 22.78% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 17.32% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 112.20% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 18.48% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 15.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.20% |
| Dec 31, 2025 | 13.70% |
| Sep 30, 2025 | 28.04% |
| Jun 30, 2025 | 21.61% |
| Mar 31, 2025 | 25.75% |
| Dec 31, 2024 | 20.75% |
| Sep 30, 2024 | 24.52% |
| Jun 30, 2024 | 24.44% |
| Mar 31, 2024 | 23.72% |
| Dec 31, 2023 | 18.96% |
| Sep 30, 2023 | 22.58% |
| Jun 30, 2023 | 21.35% |
| Mar 31, 2023 | 19.29% |
| Dec 31, 2022 | 11.56% |
| Sep 30, 2022 | 16.80% |
| Jun 30, 2022 | 15.07% |
| Mar 31, 2022 | 13.04% |
| Dec 31, 2021 | 12.92% |
| Sep 30, 2021 | 12.84% |
| Jun 30, 2021 | 14.31% |