Enact Holdings (ACT) EBT Margin (2020 - 2026)
Enact Holdings' (ACT) quarterly EBT Margin came in at 87.86% in Q1 2026, up 150.0% year-on-year from 35.15% in Q1 2025, and up 97.35% quarter-over-quarter from 44.52% in Q4 2025.
Enact Holdings (ACT) EBT Margin (2020 - 2026) Analysis & Trends
Enact Holdings' EBT Margin history runs 7 years deep, the most recent figure standing at 87.86% for Q1 2026.
- On a quarterly basis, EBT Margin rose 150.0% year-over-year to 87.86% in Q1 2026; TTM through Mar 2026 was 66.55%, a 1840.0% decrease from a year earlier, with the FY2025 full-year figure at 69.49%, down 357.0% from the prior year.
- EBT Margin rose to 87.86% in Q1 2026 per ACT's latest filing, from 44.52% in the prior quarter.
- Across five years, EBT Margin topped out at 109.9% in Q2 2022 and bottomed at 44.52% in Q4 2025.
- The 5-year median for EBT Margin is 86.37% (2025), against an average of 82.15%.
- Across the five-year window, EBT Margin jumped 4179 bps in 2022 and tumbled 2566 bps in 2025, its largest moves.
- Year by year, EBT Margin stood at 47.07% in 2022, then soared by 43 bps to 67.44% in 2023, then rose by 2 bps to 68.88% in 2024, then plunged by 35 bps to 44.52% in 2025, then jumped by 97 bps to 87.86% in 2026.
- Per Business Quant, the three latest ACT EBT Margin figures stand at 87.86% (Q1 2026), 44.52% (Q4 2025), and 85.75% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 15.44% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 20.81% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 13.41% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 87.86% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 69.62% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 79.48% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 43.14% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 79.27% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 80.71% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 7.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 87.86% |
| Dec 31, 2025 | 44.52% |
| Sep 30, 2025 | 85.75% |
| Jun 30, 2025 | 70.35% |
| Mar 31, 2025 | 86.37% |
| Dec 31, 2024 | 68.88% |
| Sep 30, 2024 | 92.13% |
| Jun 30, 2024 | 96.02% |
| Mar 31, 2024 | 85.53% |
| Dec 31, 2023 | 67.44% |
| Sep 30, 2023 | 87.57% |
| Jun 30, 2023 | 89.78% |
| Mar 31, 2023 | 95.49% |
| Dec 31, 2022 | 47.07% |
| Sep 30, 2022 | 104.08% |
| Jun 30, 2022 | 109.90% |
| Mar 31, 2022 | 77.86% |
| Dec 31, 2021 | 71.42% |
| Sep 30, 2021 | 62.29% |
| Jun 30, 2021 | 68.76% |