Enact Holdings (ACT) Net Margin (2020 - 2026)
Enact Holdings' Net Margin was 55.10% in Q2 2026, up 0.06 percentage points from 55.04% a year earlier and up 1.34 percentage points from the prior quarter.
Enact Holdings (ACT) Net Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Enact Holdings' Net Margin was 54.51% through Jun 30, 2026, down 0.85 percentage points year-over-year; for FY2025, it came in at 54.56%, down 2.70 percentage points from FY2024.
- Net Margin has now declined for three consecutive years, though with a five-year change of +21.08 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 57.25% in FY2024 (-0.43 pp), 57.69% in FY2023 (-6.62 pp), 64.30% in FY2022 (+15.40 pp) and 48.90% in FY2021 (+15.43 pp).
- Quarterly Net Margin has moved between 48.95% (Q3 2021) and 74.85% (Q2 2022) over five years.
- Compared with a year earlier, Net Margin was higher in four of the last eight quarters, with an average year-over-year change of -0.84 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q2 2022 (a gain of 27.47 percentage points); the worst was Q3 2023 (a drop of 14.52 percentage points).
- Per Business Quant data, ACT's Net Margin in the three quarters before Q2 2026 was 53.76% (Q1 2026), 56.65% (Q4 2025) and 52.49% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 18.05% |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 14.02% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 11.77% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 18.17% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 10.52% |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 8.09% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 3.68% |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 17.43% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 12.98% |
| 10 | Enact Holdings | 6.36 Bn | 4.18 Bn | 284.04 Mn | 55.10% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 55.10% |
| Mar 31, 2026 | 53.76% |
| Dec 31, 2025 | 56.65% |
| Sep 30, 2025 | 52.49% |
| Jun 30, 2025 | 55.04% |
| Mar 31, 2025 | 54.04% |
| Dec 31, 2024 | 53.93% |
| Sep 30, 2024 | 58.36% |
| Jun 30, 2024 | 61.46% |
| Mar 31, 2024 | 55.21% |
| Dec 31, 2023 | 53.11% |
| Sep 30, 2023 | 54.91% |
| Jun 30, 2023 | 60.54% |
| Mar 31, 2023 | 62.64% |
| Dec 31, 2022 | 51.95% |
| Sep 30, 2022 | 69.43% |
| Jun 30, 2022 | 74.85% |
| Mar 31, 2022 | 61.07% |
| Dec 31, 2021 | 56.27% |
| Sep 30, 2021 | 48.95% |
Enact Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ACT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ACT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ACT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();